{"id":4352,"date":"2022-08-16T17:41:06","date_gmt":"2022-08-16T15:41:06","guid":{"rendered":"https:\/\/onezone.ch\/rent-deposit-insurance\/"},"modified":"2023-08-08T10:53:10","modified_gmt":"2023-08-08T08:53:10","slug":"rent-deposit-insurance","status":"publish","type":"page","link":"https:\/\/onezone.ch\/en\/rent-deposit-insurance\/","title":{"rendered":"Rental guarantee insurance"},"content":{"rendered":"\n\n<section id=\"res-header-image-block_af15bbe40f5a5b53adf3600999fe2f4d\" class=\"res-block res-header-image alignfull \">\n  <div class=\"res-header-img-outside mb-4\" data-aos=\"res-fadeIn\">\n\t<div class=\"res-header-height\">\n\t\t\n\t\n\t  <style> \n\t\t  @media only screen and (min-width: 970px) {\n\t\t\t #res-header-image-block_af15bbe40f5a5b53adf3600999fe2f4d.res-header-image .layout-1.header-img-height { height: 50vh;}  \n\t\t\t #res-header-image-block_af15bbe40f5a5b53adf3600999fe2f4d.res-header-image .layout-1 .res-header-image-vertical-center { top: 60%;} \n\t\t\t  \t\t\t  \n\t\t\t  \n\t\t  }\n\t\t  @media only screen and (max-width: 970px) {  \n\t\t\t#res-header-image-block_af15bbe40f5a5b53adf3600999fe2f4d.res-header-image .layout-1.header-img-height { height: 70vh;} \n\t\t\t  \n\t\t\t  \n\t\t\t    #res-header-image-block_af15bbe40f5a5b53adf3600999fe2f4d.res-header-image .layout-1 .res-header-image-vertical-center { top: 55%;}\t\t\t  \t\t  }\n\t\t   \n\t\t\t  @media only screen and (min-width: 1280px) {\n\t\t\t\t#res-header-image-block_af15bbe40f5a5b53adf3600999fe2f4d.res-header-image .layout-1 .sloganBox {font-size: 120%;}\t\t\t\t#res-header-image-block_af15bbe40f5a5b53adf3600999fe2f4d.res-header-image .layout-1 h1 {font-size: 240%; line-height: 105%;}\t\t\t\t \n\t\t\t\t#res-header-image-block_af15bbe40f5a5b53adf3600999fe2f4d.res-header-image .layout-1 h3 {font-size: 120%; line-height: 140%;} \t\t\t\t\t\t\t\t  #res-header-image-block_af15bbe40f5a5b53adf3600999fe2f4d.res-header-image .layout-1 h1 {font-weight: 100;}\n\t\t\t\t  #res-header-image-block_af15bbe40f5a5b53adf3600999fe2f4d.res-header-image .layout-1 h2 {font-weight: 100;}\n\t\t\t\t  #res-header-image-block_af15bbe40f5a5b53adf3600999fe2f4d.res-header-image .layout-1 h3 {font-weight: 100;}\n\t\t\t\t \t\t\t  }   \n\t\t \t  <\/style> \n\t\t\n\t  <div class=\"layout-1 jarallax header-img-height\" data-speed=\"0.7\" style=\"background-color: #000;\">\n\t\t  \n\t\t\t\t<div class=\"res-header-image-vertical-center\">\n\t\t\t\t\t<div class=\"container-fluid\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"sloganBox\">\n                           <div class=\"row\">\n                             <div class=\"col col-md-8 text-left\">\n\t\t\t\t\t\t\t\t <div class=\"\" data-aos=\"res-leftIncoming\">\n\t\t\t\t\t\t\t\t \n                                                                   <h1><strong>Rental guarantee insurance<\/strong><\/h1>\n                                \t\n\t\t\t\t\t\t\t\t \n                                \t\t\t\t\t\t\t\t \n                                                                   <h3>Take out the cheapest rental guarantee insurance online<\/h3>\n                                \t\n\t\t\t\t\t\t\t\t \n\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t \n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t                 <\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t<img decoding=\"async\" class=\"jarallax-img img-fluid\" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-fullscreen-haftpflicht.jpg\" alt=\"picture family with child\"  style=\"opacity: 0.95;\" \/>\n\t\t    \t\t  \n\t\t\t\t\t  \n\t\t   <\/div>\n\t\t\t \n\t \n\n\n\t\t<\/div>\n\t<\/div>\n<\/section>\t\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n\n<section id=\"res-text-bild-block_c33bee3adf49601ae75bd5daf873c344\" class=\"res-block res-text-bild alignfull layout01 p-no Transparent hintergrund-rechts\t\" style=\"background: transparent;\">\n  <div class=\"inner-container container-fluid\" data-aos=\"res-fadeIn\">\n\n\t\t\t  <style>\n\t\t\t @media only screen and (min-width: 970px) {\n\t\t\t  #res-text-bild-block_c33bee3adf49601ae75bd5daf873c344.res-text-bild .layout-1 .txt-imagebox.offset-md-1 {margin-left: 5%;}\n\t\t\t  #res-text-bild-block_c33bee3adf49601ae75bd5daf873c344.res-text-bild .layout-1 .txt-box.offset-md-1 {margin-left: 5%;}\n\t\t\t}\n\t\t\t \t\t\t\t @media only screen and (min-width: 1280px) {\n\t\t\t\t   \t\t\t\t \t\t\t\t\t\t#res-text-bild-block_c33bee3adf49601ae75bd5daf873c344.res-text-bild h2{\n\t\t\t\t\t\t\tfont-size: 230%;\n\t\t\t\t\t\t\tline-height: 120%;\n\t\t\t\t\t\t\tfont-weight: 600;\n\t\t\t\t\t\t}\n\t\t\t\t  \t\t\t\t \t\t\t\t\t\t#res-text-bild-block_c33bee3adf49601ae75bd5daf873c344.res-text-bild h3{\n\t\t\t\t\t\t\tfont-size: 155%;\n\t\t\t\t\t\t\tline-height: 120%;\n\t\t\t\t\t\t\tfont-weight: 300;\n\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\t}\n\t\t\t\n\t\t  <\/style>\n\n\n        <div class=\"layout-1 row flex-row-reverse \">\n\t\t\t<div class=\"col-md-6 txt-box offset-md-1\">\n\n\n\t\t\t\n\t\t\t\t\t\t\t\t\t<h2>Calculate and take out the cheap rental guarantee insurance <\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t\t   <h3 class=\"pb-1\">Directly and simply online<\/h3>\n\t\t\t\t\n\t\t\t\t <div class=\"txt-text postContent pt-2 pt-md-2\">\n\t\t\t\t\t\t\t\t\t\t  <p><strong>Calculate quickly<\/strong> and <strong>easily<\/strong> a <strong>quote and conclude it directly online<\/strong>. You save time and money and thanks to the backinsurance of Generali you will benefit of a strong insurance partner.<\/p>\n<p>Depositing large rental deposits was yesterday &#8211; today you can quickly and easily take out rental guarantee insurance and conveniently pay a low monthly premium.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n\t\t\t\t\t\n\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"btn  btn-primary scrollerTo\" href=\"#calculator\" target=\"_self\">Calculate now and conclude online<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t<\/div>\n\n\n\t\t\t<\/div>\n\n\t\t\t<div class=\"col-md mb-2 mt-md-1 txt-imagebox \">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1000\" height=\"750\" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/offcie1_2048px-1000x750.jpg\" class=\"img-fluid w-100 txt-img\" alt=\"\" \/>\t\t\t\t\t\t\t<\/div>\n\n\t\t<\/div>\n\n\n\t\n\t<\/div>\n<\/section>\n\n\n\n\r\n\r\n<section id=\"res-txt-block_401af4126c379a8171da1a00fc5834e0\" class=\"res-block res-txt alignfull layout01 py-4 Transparent\" style=\"background: transparent;\">\r\n  <div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\r\n \r\n\t\t  \r\n\t\t  \r\n\t\t<style>\r\n\t\t  @media only screen and (min-width: 1280px) {\r\n\t\t   \t\t \t\t \t\t} \r\n\t\t<\/style>\r\n\t\t\t  \r\n      \r\n      <div class=\"layout-1 txt-section\">\r\n\t\t<div class=\"row\">\t\r\n\t\t\t\r\n\t\t\r\n\t\t\t<div class=\"col-md-10 var-1spalten text-left\">\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"txt-title-field\">\r\n\t\r\n\t\t\t\t\t\r\n\r\n\t\t\t\t  \r\n\t\t\t\t\t<h2>When do I need rental deposit insurance?<\/h2>\r\n\t\t\t\t\r\n\t\t\t\t\t\r\n\t\t\t\t\t \r\n\t\t\t\t\t<\/div> \r\n\t\t\t\t\t\r\n\t\t\t\t\t<div class=\"txt-textfield postContent pt-md-2\">\r\n\t\t\t\t\t\t\t\t\t\t  <p>If you want to<strong> rent<\/strong> an <strong>apartment<\/strong> <strong>or<\/strong> a<strong> house<\/strong>, your landlord will require <strong>security<\/strong>. This can be a rental deposit in the form of cash to be deposited in a special account. However, this approach has a number of disadvantages. This way, the money is not available to you for the duration of the renting contract. In addition, you often have to wait weeks or months after you move out, because the landlord still has to prepare a utility bill or repair damage that eventually has occurred in the apartment.<\/p>\n<p>With a <strong>rental guarantee insurance<\/strong> you have the advantage that you only have to pay a fraction of the deposit amount as insurance premium. This increases your financial flexibility considerably.<\/p>\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t<\/div> \r\n\t\t\t\t\t\r\n\t\t\t\t\t <div class=\"txt-textfield-btns pt-2 \">\r\n\t\t\t\t\t\t  \r\n\t\t\t\t\t<\/div> \r\n\t\t\t\t\r\n\t\t\t\t\t\t\r\n\t\r\n\t\t\t\t<\/div>\r\n\r\n\t\t \r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\r\n\r\n\t\t\t\t\t\r\n\t\t <\/div> \t\r\n\t\t<\/div>\r\n\t \r\n\t  \r\n \r\n \r\n\t<\/div>\r\n<\/section>\r\n\r\n\n\n\r\n\r\n<section id=\"res-txt-block_0b5cfede0500f5d4c753e4b1288c1e51\" class=\"res-block res-txt alignfull layout01 p-no Transparent\" style=\"background: transparent;\">\r\n  <div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\r\n \r\n\t\t  \r\n\t\t \t  \r\n      \r\n      <div class=\"layout-1 txt-section\">\r\n\t\t<div class=\"row\">\t\r\n\t\t\t\r\n\t\t\r\n\t\t\t<div class=\"col-md-10 var-1spalten text-left\">\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"txt-title-field\">\r\n\t\r\n\t\t\t\t\t\r\n\r\n\t\t\t\t  \r\n\t\t\t\t\t<h2>All you need to know<\/h2>\r\n\t\t\t\t\r\n\t\t\t\t\t\r\n\t\t\t\t\t \r\n\t\t\t\t\t<\/div> \r\n\t\t\t\t\t\r\n\t\t\t\t\t<div class=\"txt-textfield postContent pt-md-2\">\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t<\/div> \r\n\t\t\t\t\t\r\n\t\t\t\t\t <div class=\"txt-textfield-btns pt-2 \">\r\n\t\t\t\t\t\t  \r\n\t\t\t\t\t<\/div> \r\n\t\t\t\t\r\n\t\t\t\t\t\t\r\n\t\r\n\t\t\t\t<\/div>\r\n\r\n\t\t \r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\r\n\r\n\t\t\t\t\t\r\n\t\t <\/div> \t\r\n\t\t<\/div>\r\n\t \r\n\t  \r\n \r\n \r\n\t<\/div>\r\n<\/section>\r\n\r\n\n\n\r\n\t<section id=\"res-collapse-block_b46f08e8d7b89d1fef8529c9036447be\" class=\"res-collapse alignfull p-no Transparent\" style=\"background: transparent;\">\r\n\t\t<div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\r\n\r\n\t\t\t<div id=\"res_collapse_NIxwYVdQqF\" class=\"collapse-all\">\r\n\t\t\t\t\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_b46f08e8d7b89d1fef8529c9036447be-1\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_b46f08e8d7b89d1fef8529c9036447be-1\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_b46f08e8d7b89d1fef8529c9036447be-1\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">What is rental deposit insurance?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_b46f08e8d7b89d1fef8529c9036447be-1\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_b46f08e8d7b89d1fef8529c9036447be-1\" data-parent=\"#res_collapse_NIxwYVdQqF\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>Today, rental guarantee insurance is offered by various insurance companies in Switzerland. The conclusion is very fast and can be done conveniently via an online application. The start of the insurance is usually the same as the start of your tenancy. However, you are free to conclude a contract at a later date, if the landlord of the apartment accepts a switch. This procedure is recommended, for example, if you have a rental deposit in Switzerland, but now want to get more financial flexibility. As soon as the insurance contract has been concluded and accepted by the landlord, he must return the rental deposit to you.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_b46f08e8d7b89d1fef8529c9036447be-2\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_b46f08e8d7b89d1fef8529c9036447be-2\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_b46f08e8d7b89d1fef8529c9036447be-2\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">Security for the tenant and the landlord<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_b46f08e8d7b89d1fef8529c9036447be-2\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_b46f08e8d7b89d1fef8529c9036447be-2\" data-parent=\"#res_collapse_NIxwYVdQqF\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>Under a rental deposit insurance policy, the insurance company provides the guarantee for the damages and costs that may arise during the tenancy. Thus, the landlord has a security. In this context, it is important to know that the conclusion of a rental deposit insurance is always voluntary. It should never be a condition of the rental contract. Those who prefer to pay the rent deposit into an account and are willing to waive the corresponding amount of money during the tenancy are of course welcome to do so.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_b46f08e8d7b89d1fef8529c9036447be-3\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_b46f08e8d7b89d1fef8529c9036447be-3\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_b46f08e8d7b89d1fef8529c9036447be-3\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">How does the rental guarantee insurance work?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_b46f08e8d7b89d1fef8529c9036447be-3\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_b46f08e8d7b89d1fef8529c9036447be-3\" data-parent=\"#res_collapse_NIxwYVdQqF\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>Rental guarantee insurance protects the liquidity of tenants. Tenants pay an insurance premium, the amount of which is determined when the contract is signed. In the vast majority of cases, this is an annual premium. Since the conditions of the individual providers can differ considerably, it is worthwhile to make a comparison before signing a contract. The decisive advantage of a rental guarantee insurance compared to a rent deposit is the fact that the tenant does not have to pay the deposit himself. The insurance company takes over the rental deposit guarantee and issues a corresponding certificate to the landlord. The amount of the rental guarantee insurance depends on the amount of the rental deposit. Here, the upper limit is usually three months&#8217; rent. It is therefore a guarantee of the insurance company to the landlord. If the tenant has to pay for damage to the rented property or if the tenant is in arrears with the payment of the rent, the insurance will cover this. This means that the sum insured or part of it is released.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_b46f08e8d7b89d1fef8529c9036447be-4\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_b46f08e8d7b89d1fef8529c9036447be-4\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_b46f08e8d7b89d1fef8529c9036447be-4\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">Rental guarantee insurance  &#8211; start and end of contract<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_b46f08e8d7b89d1fef8529c9036447be-4\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_b46f08e8d7b89d1fef8529c9036447be-4\" data-parent=\"#res_collapse_NIxwYVdQqF\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>It makes sense to take out the insurance from the moment when the rent and the deposit become due. As a rule, this is the date on which the tenancy begins. The rental guarantee insurance has no minimum term. So you can easily cancel it again when you want to move out of your apartment or rented house. The same applies if you have already paid the rental deposit into a blocked account and now want to get this money back. Be aware that during the tenancy this is basically only possible if the landlord gets a replacement for it. Taking out rental deposit insurance is a very good option here. However, the reverse is also conceivable. If you would like to set up a rent deposit and pay the deposit into an account, you are of course free to do so. Then you can cancel the rental deposit insurance.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_b46f08e8d7b89d1fef8529c9036447be-5\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_b46f08e8d7b89d1fef8529c9036447be-5\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_b46f08e8d7b89d1fef8529c9036447be-5\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">Compare offers online &#8211; take out rental deposit insurance<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_b46f08e8d7b89d1fef8529c9036447be-5\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_b46f08e8d7b89d1fef8529c9036447be-5\" data-parent=\"#res_collapse_NIxwYVdQqF\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>If you want to save money and don&#8217;t want to put the deposit for your landlord in an account, you have alternatives. With a rental guarantee insurance you can save a lot of money. If you have chosen a rental deposit insurance, your landlord will receive the guarantee certificate. With a rental guarantee insurance you are on the safe side, because this way the landlord has the certainty that the insurance company will cover any damage that may occur during your tenancy. This may be damage necessitating repairs or renovations, but also damage resulting from non-payment of rent.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t<\/div>\r\n\t<\/section>\r\n\r\n\n\n\r\n  \r\n\t<style>\r\n\t\t.link-anker-with-no-padding {padding: 0 !important;}\r\n  <\/style>\r\n\r\n<section id=\"calculator\" class=\"res-block res-link-anker p-no Grau link-anker-with-no-padding\" style=\"background-color: #eeeff6;\">\r\n  <div class=\"inner-container container-off\" >\r\n\t\r\n\t\t\r\n\t  \r\n\r\n\t<\/div>\r\n<\/section>\n\n\n\n<section id=\"res-text-bild-block_b9f90d6ba9d289d943be34ce794eb945\" class=\"res-block res-text-bild alignfull layout01 py-5 Grau \t\" style=\"background-color: #eeeff6;\">\n  <div class=\"inner-container container-fluid\" data-aos=\"res-fadeIn\">\n\n\t\t\t  <style>\n\t\t\t @media only screen and (min-width: 970px) {\n\t\t\t  #res-text-bild-block_b9f90d6ba9d289d943be34ce794eb945.res-text-bild .layout-1 .txt-imagebox.offset-md-1 {margin-left: 3%;}\n\t\t\t  #res-text-bild-block_b9f90d6ba9d289d943be34ce794eb945.res-text-bild .layout-1 .txt-box.offset-md-1 {margin-left: 3%;}\n\t\t\t}\n\t\t\t \t\t\t\t @media only screen and (min-width: 1280px) {\n\t\t\t\t   \t\t\t\t \t\t\t\t\t\t#res-text-bild-block_b9f90d6ba9d289d943be34ce794eb945.res-text-bild h2{\n\t\t\t\t\t\t\tfont-size: 230%;\n\t\t\t\t\t\t\tline-height: 120%;\n\t\t\t\t\t\t\tfont-weight: 600;\n\t\t\t\t\t\t}\n\t\t\t\t  \t\t\t\t \t\t\t\t\t\t#res-text-bild-block_b9f90d6ba9d289d943be34ce794eb945.res-text-bild h3{\n\t\t\t\t\t\t\tfont-size: 155%;\n\t\t\t\t\t\t\tline-height: 120%;\n\t\t\t\t\t\t\tfont-weight: 300;\n\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\t}\n\t\t\t\n\t\t  <\/style>\n\n\n        <div class=\"layout-1 row  align-items-center\">\n\t\t\t<div class=\"col-md-7 txt-box \">\n\n\n\t\t\t\n\t\t\t\t\t\t\t\t\t<h2>Calculate premium now  <\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t\t   <h3 class=\"pb-1\">and submit application directly<\/h3>\n\t\t\t\t\n\t\t\t\t <div class=\"txt-text postContent pt-2 pt-md-2\">\n\t\t\t\t\t\t\t\t\t\t  \t\t\t\t\t\n\t\t\t\t\t \n\t\t\t\t\t\n\t\t\t\t<\/div>\n\n\n\t\t\t<\/div>\n\n\t\t\t<div class=\"col-md mb-2 mt-md-1 txt-imagebox offset-md-1\">\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\n\t\t<\/div>\n\n\n\t\n\t<\/div>\n<\/section>\n\n\n\n\n\n<section id=\"res-text-bild-block_528835a65eab1838826761595da4e953\" class=\"res-block res-text-bild alignfull layout01 pt-5 Transparent hintergrund-rechts\t\" style=\"background: transparent;\">\n  <div class=\"inner-container container-fluid\" data-aos=\"res-fadeIn\">\n\n\t\t\t  <style>\n\t\t\t @media only screen and (min-width: 970px) {\n\t\t\t  #res-text-bild-block_528835a65eab1838826761595da4e953.res-text-bild .layout-1 .txt-imagebox.offset-md-1 {margin-left: 5%;}\n\t\t\t  #res-text-bild-block_528835a65eab1838826761595da4e953.res-text-bild .layout-1 .txt-box.offset-md-1 {margin-left: 5%;}\n\t\t\t}\n\t\t\t \t\t\t\t @media only screen and (min-width: 1280px) {\n\t\t\t\t   \t\t\t\t \t\t\t\t\t\t#res-text-bild-block_528835a65eab1838826761595da4e953.res-text-bild h2{\n\t\t\t\t\t\t\tfont-size: 230%;\n\t\t\t\t\t\t\tline-height: 120%;\n\t\t\t\t\t\t\tfont-weight: 600;\n\t\t\t\t\t\t}\n\t\t\t\t  \t\t\t\t \t\t\t\t\t\t#res-text-bild-block_528835a65eab1838826761595da4e953.res-text-bild h3{\n\t\t\t\t\t\t\tfont-size: 155%;\n\t\t\t\t\t\t\tline-height: 120%;\n\t\t\t\t\t\t\tfont-weight: 300;\n\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\t}\n\t\t\t\n\t\t  <\/style>\n\n\n        <div class=\"layout-1 row flex-row-reverse \">\n\t\t\t<div class=\"col-md-6 txt-box offset-md-1\">\n\n\n\t\t\t\n\t\t\t\t\t\t\t\t\t<h2>Your insurance app<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t\t   <h3 class=\"pb-1\">Good for every situation<\/h3>\n\t\t\t\t\n\t\t\t\t <div class=\"txt-text postContent pt-2 pt-md-2\">\n\t\t\t\t\t\t\t\t\t\t  <ul>\n<li>You need insurance?<\/li>\n<li>Lost track of your policies?<\/li>\n<li>You&#8217;re tired of complicated insurance handling?<\/li>\n<\/ul>\n<p>With the oneZone app, these problems are solved &#8211; try it now!<\/p>\n<p><a href=\"https:\/\/www.apple.com\/chde\/app-store\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"app-store-logo wp-image-2413 size-full alignleft\" src=\"https:\/\/www.onezone.ch\/wp-content\/uploads\/2022\/07\/app-store-badge.png\" alt=\"\" width=\"170\" height=\"60\" \/><\/a><a href=\"https:\/\/play.google.com\/store\/games?hl=en\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"app-store-logo alignleft wp-image-2414\" src=\"https:\/\/www.onezone.ch\/wp-content\/uploads\/2022\/07\/google-store-badge.png\" alt=\"\" width=\"170\" height=\"60\" \/><\/a><\/p>\n\t\t\t\t\t\n\t\t\t\t\t \n\t\t\t\t\t\n\t\t\t\t<\/div>\n\n\n\t\t\t<\/div>\n\n\t\t\t<div class=\"col-md mb-2 mt-md-1 txt-imagebox \">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"750\" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-artikel-02-1000x750.jpg\" class=\"img-fluid w-100 txt-img\" alt=\"Insurance request Insurance App oneZone\" \/>\t\t\t\t\t\t\t<\/div>\n\n\t\t<\/div>\n\n\n\t\n\t<\/div>\n<\/section>\n\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\r\n\t<section id=\"res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61\" class=\"res-collapse py-4 Transparent\" style=\"background: transparent;\">\r\n\t\t<div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\r\n\r\n\t\t\t<div id=\"res_collapse_XtJfL96s5M\" class=\"collapse-all\">\r\n\t\t\t\t\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-1\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-1\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-1\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">Does rental guarantee insurance make sense?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-1\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-1\" data-parent=\"#res_collapse_XtJfL96s5M\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>Rental guarantee insurance can be quite useful in certain cases. If tenants are unable or unwilling to provide a sufficient rental deposit, insurance may be an alternative. In this case, the tenant can pay an insurance premium instead of a cash deposit or a rent deposit, which can vary depending on the provider and the contract design. Premiums usually are between 0.3% and 0.6% of the rental deposit<\/p>\n<p>The advantage is that the money for the rental deposit can remain in your own account and is not tied up. In the event of damage, the insurance company can step in quickly and unbureaucratically compensate the damage.<\/p>\n<p>ATTENTION: The rental deposit insurance does not replace the personal liability and household insurance.<\/p>\n<p>However, it should be noted that rental guarantee insurance premiums must be paid periodically over the term of the lease.<\/p>\n<p>A decision for or against rent deposit insurance depends on individual factors, such as the financial situation of the tenant, the requirements of the landlord or landlady, and the terms of the insurance contract. It is advisable to compare different offers and seek independent advice before signing a contract.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-2\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-2\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-2\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">Which insurance company is the risk carrier?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-2\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-2\" data-parent=\"#res_collapse_XtJfL96s5M\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>The insurance company is Generali, Allgemeine Versicherungen AG (hereinafter &#8220;Generali&#8221;),<br \/>Avenue Perdtemps 23, 1260 Nyon 1. Pursuant to Art. 14, notifications in connection with this insurance contract are to be addressed to 3A KAUTION, Gewerbestrasse 6, 6330 Cham ZG, as representative of Generali.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-3\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-3\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-3\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">Who is the contact person?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-3\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-3\" data-parent=\"#res_collapse_XtJfL96s5M\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>3A Alternative Assurance Agency GmbH AG (hereinafter &#8220;3A KAUTION&#8221;) Is the agent of Generali for the present rental deposit insurance and prepares the corresponding documents. All communications in connection with this rental deposit insurance policy should therefore be addressed to 3A KAUTION. Address and availability of 3A KAUTION can be found on the guarantee as well as in the General Conditions of Insurance (AVB).<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-4\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-4\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-4\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">What is insured?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-4\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-4\" data-parent=\"#res_collapse_XtJfL96s5M\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>a. The rental deposit insurance is not a liability insurance. The rental deposit insurance insures the landlord&#8217;s risk that the tenant will not pay any claims arising from the rental agreement against his landlord. To secure these claims, the landlord receives a rental deposit guarantee from Generali in his favor with a maximum amount specified therein.<br \/>b. The policyholders (contracting party) of Generali from this insurance are the tenants named in the guarantee certificate and in the insurance confirmation.<br \/>c. For the scope of the insurance coverage, reference is made to the application or the offer, the insurance confirmation as well as the guarantee certificate and the contract conditions.<br \/>d. The rental deposit insurance is a damage insurance.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-5\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-5\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-5\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">How much is the insurance premium?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-5\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-5\" data-parent=\"#res_collapse_XtJfL96s5M\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>The premium and its due date can be found in the application and the insurance confirmation. Federal stamp duty is included in the insurance premium.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-6\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-6\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-6\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">What are the obligations of the policyholder?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-6\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-6\" data-parent=\"#res_collapse_XtJfL96s5M\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>a. The obligations of the policyholder are governed by the terms and conditions of the contract and the Insurance Contract Act (VVG).<br \/>b. If Generali has to make payments to the landlord from the rental deposit guarantee, the policyholder is obliged to repay this amount to Generali by name.<br \/>c. The policyholder is also obliged to inform 3A KAUTION as the representative of Generali immediately if his rental relationship with the landlord is terminated or if the landlord asserts claims against him under the rental agreement.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-7\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-7\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-7\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">When does the insurance contract begin and end?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-7\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-7\" data-parent=\"#res_collapse_XtJfL96s5M\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>a. The insurance begins with the handover of the original of the rental deposit guarantee to the landlord or his administration, but at the earliest from the start of the lease or the start of the guarantee in the case of the replacement of an existing security.<br \/>b. The Lessee and Generali may terminate the guarantee agreement at any time and without notice, provided that equivalent security is presented to the Lessor or its representative. If the tenant terminates the contract, he must return the original certificate to Generali. 3A KAUTION will accept notice of termination upon presentation of an agreement by the Lessor or the Lessor&#8217;s representative in a written form or in any other form that provides proof by text. In this case 3A KAUTION and Generali are immediately released from their obligations.<br \/>In the following cases, the contract is also automatically terminated and 3A KAUTION and Generali are immediately released from their obligations:<br \/>&#8211; in case of an agreement of the lessee and lessor in a written form or in another form that allows proof by text;<br \/>&#8211; in case of an enforceable judgment releasing 3A KAUTION and Generali from their obligations;<br \/>&#8211; upon return of the original guarantee certificate;<br \/>&#8211; if the Tenant requests the release of 3A KAUTION and Generali from your obligations towards the Landlord and provides proof that he\/she has left the premises affected by the guarantee contract for more than one year: in this case, 3A KAUTION must inform the Landlord or his representative; if the Landlord or his representative does not provide proof within 14 days after sending this information that he has taken legal action against the Landlord or initiated a debt collection against him in the following year after the return of the Premises, 3A KAUTION and Generali&#8217;s obligation will lapse by operation of law.<br \/>c. The policyholder may revoke his application to conclude the guarantee contract or the declaration to accept it, in writing or in any other form that allows proof by text. The revocation period is 14 days and begins as soon as the policyholder has applied for or accepted the guarantee contract.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-8\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-8\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-8\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">How does Generali use the data?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-8\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-8\" data-parent=\"#res_collapse_XtJfL96s5M\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>3A KAUTION and Generali process your personal data in compliance with all relevant data protection regulations. Detailed information about the processing is listed in the privacy statements of Generali and 3A KAUTION. The respective valid versions are available at any time at www.generali.ch\/datenschutz and www.3A KAUTION.ch\/en\/imprint.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-9\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-9\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-9\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">What is the local scope of the rental deposit insurance?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-9\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-9\" data-parent=\"#res_collapse_XtJfL96s5M\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>Only liabilities arising from rental relationships for properties located in Switzerland are insured.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-10\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-10\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-10\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">Insured persons<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-10\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-10\" data-parent=\"#res_collapse_XtJfL96s5M\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>Persons with their place of residence or company headquarters in Switzerland are insured.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-11\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-11\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-11\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">What is the subject of the rental deposit insurance?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-11\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-11\" data-parent=\"#res_collapse_XtJfL96s5M\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>a. The subject matter of the rental deposit insurance is all tenant&#8217;s liabilities under rental law arising from the tenancy specified in the certificate of surety.<br \/>b. The landlord shall receive a rental deposit surety certificate as security.<br \/>c. Performance for all claims combined is limited to the surety amount stated in the rental deposit bond. If Generali provides services under the rental deposit guarantee, the guarantee amount is reduced by the amount paid in each case.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-12\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-12\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-12\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">What are the consequences of Generali&#8217;s performance under the rental deposit guarantee?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-12\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-12\" data-parent=\"#res_collapse_XtJfL96s5M\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>If Generali makes payments to the landlord under the rental deposit guarantee, it shall be subrogated to the rights of the landlord and shall be entitled to recourse against the tenant to the extent of the payment made by it upon first demand and waiving any defense. In the event of payment from the rental deposit guarantee, the policyholder (tenant) expressly declares that he agrees to any change of party from the landlord to Generali in any court and\/or enforcement proceedings already pending at that time.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-13\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-13\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-13\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">When does the rental deposit insurance start?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-13\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-13\" data-parent=\"#res_collapse_XtJfL96s5M\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>The insurance begins:<br \/>&#8211; with the handing over of the guarantee certificate to the lessor or his administration;<br \/>&#8211; however, at the earliest from the commencement of the lease or the commencement of the guarantee in the event of the replacement of an existing security.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-14\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-14\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-14\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">When does the rental deposit insurance end?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-14\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-14\" data-parent=\"#res_collapse_XtJfL96s5M\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>The Lessee and Generali may terminate the guarantee agreement at any time and without notice, provided that equivalent security is presented to the Lessor or its representative. If the tenant terminates the contract, he must return the original certificate to Generali. 3A KAUTION will accept notice of termination upon presentation of an agreement by the Lessor or the Lessor&#8217;s representative in a written form or in any other form that provides proof by text. In this case 3A KAUTION and Generali are immediately released from their obligations.<br \/>In the following cases, the contract is also automatically terminated and 3A KAUTION and Generali are immediately released from their obligations:<br \/>&#8211; in case of an agreement of the lessee and lessor in a written form or in another form that allows proof by text;<br \/>&#8211; in the event of a corresponding judgment;<br \/>&#8211; upon return of the original guarantee certificate;<br \/>&#8211; if the Tenant requests the release of 3A KAUTION and Generali from your obligations towards the Landlord and provides proof that he\/she has left the premises affected by the guarantee contract for more than one year: in this case, 3A KAUTION must inform the Landlord or his representative; if the Landlord or his representative does not provide proof within 14 days after sending this information that he has taken legal action against the Landlord or initiated a debt collection against him in the following year after the return of the Premises, 3A KAUTION and Generali&#8217;s obligation will lapse by operation of law.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-15\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-15\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-15\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">What applies to tenant associations?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-15\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-15\" data-parent=\"#res_collapse_XtJfL96s5M\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>a. If more than one tenant is listed on the certificate of surety, they shall be considered a tenant community and all shall be jointly and severally liable for all obligations under this insurance contract.<br \/>b. Each tenant is authorized to represent the tenant association alone and to make legally binding declarations on its behalf or on behalf of the other tenants in connection with this rental deposit insurance policy and the rental deposit guarantee.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-16\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-16\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-16\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">What are the tenant&#8217;s obligations?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-16\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-16\" data-parent=\"#res_collapse_XtJfL96s5M\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>a. The policyholder (tenant) is obligated, in the event that the landlord asserts the guarantee, to assert all defenses and objections against the reason, amount and existence of the asserted claims arising from the rental relationship against the landlord or to support Generali in the examination of such claims.<br \/>b. In the event of termination of the rental relationship, the policyholder is obliged to inform Generali of this within 30 days of its termination.<br \/>c. He is further obliged to inform Generali without delay if the Lessor asserts claims against the Lessee within the meaning of Art. 257e of the Swiss Code of Obligations during the term of the lease mentioned in the guarantee certificate or within one year of the termination of this lease.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-17\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-17\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-17\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">What applies in the event of a change of use?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-17\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-17\" data-parent=\"#res_collapse_XtJfL96s5M\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>Generali guarantees either only residential or commercial premises according to the guarantee certificate. If the Tenant and the Landlord agree to a change of use without the consent of Generali, all benefits provided by Generali to the Landlord under the guarantee and this rental deposit insurance shall lapse.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-18\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-18\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-18\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">What happens if the premium is not paid?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-18\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-18\" data-parent=\"#res_collapse_XtJfL96s5M\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>a. The Lessee is obliged to pay the premium on the agreed due date during the term of the contract. If the tenant does not pay the premium before the expiry of the stated premium due date, he will receive a reminder with a grace period of 14 days. Generali reserves the right to subsequently claim the premium under debt collection law or in court. In deviation from Art. 20 VVG, Generali&#8217;s obligation to pay benefits shall not be suspended.<br \/>b. The costs for the legal reminder and the debt collection request shall be reimbursed at a maximum of<br \/>CHF 50.00 or CHF 100.00 will be charged. A collection service provider may be engaged to collect the premiums.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-19\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-19\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-19\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">When can Generali make a contract adjustment?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-19\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-19\" data-parent=\"#res_collapse_XtJfL96s5M\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>a. Generali is entitled to adjust the premiums and\/or the contract provisions. In such a case, the policyholder (lessee) shall be notified of the new contract provisions or the new premiums no later than 25 days before the expiry of the insurance period. The Lessee has the right to terminate the contract at the end of the insurance period no later than the premium due date.<br \/>b. The termination is only effective if the tenant has returned the original Generali rental deposit guarantee by the premium due date.<br \/>c. If the Lessee fails to give timely notice of termination, the adjustment of the contract shall be deemed approved.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-20\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-20\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-20\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">Where should notifications be sent?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-20\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-20\" data-parent=\"#res_collapse_XtJfL96s5M\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>All notifications are to be sent to 3A KAUTION, Gewerbestrasse 6, 6330 Cham ZG.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-21\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-21\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-21\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">What applies with regard to data protection?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-21\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-21\" data-parent=\"#res_collapse_XtJfL96s5M\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>3A KAUTION and Generali process your personal data in compliance with all relevant data protection regulations. Detailed information about the processing is listed in the privacy statements of Generali and 3A KAUTION. The respective valid versions are available at any time at www.generali.ch\/datenschutz and www.3A KAUTION.ch\/en\/imprint.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-22\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-22\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-22\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">What applies in the event of economic, trade or financial sanctions<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-22\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-22\" data-parent=\"#res_collapse_XtJfL96s5M\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>If legal economic, trade or financial sanctions conflict with this insurance contract, it shall not provide insurance coverage or other benefits from Generali. This shall apply irrespective of any contractual provisions to the contrary. In particular, Generali shall not be obliged to pay any damages or provide any other performance under this contract if Generali would thereby violate any trade or economic sanctions, laws or regulations, prohibitions, restrictions or resolutions of the UN, the EU, the USA and\/or Switzerland (e.g. pursuant to the EmbG, the complete list of sanctioned persons, companies and organizations of the State Secretariat for Economic Affairs SECO). The current list of sanction provisions is available at www.generali.ch\/sanktionen or from Customer Service.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-23\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-23\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-23\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">What applies in case of disagreement (applicable law and place of jurisdiction)?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-23\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_bb5ce7f88c8a178c6a2e8462e4525a61-23\" data-parent=\"#res_collapse_XtJfL96s5M\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>a. The provisions of the Swiss Federal Law on Insurance Contracts (VVG) apply to this insurance contract. Any statutory provisions of cantonal law or federal law applicable to the guarantee, changes in supreme court rulings or the administrative practice of FINMA shall necessarily take precedence over these GTC in connection with the obligations arising from the lease agreement.<br \/>b. Canton of Geneva: The provisions of the law on the protection of guarantees provided by the tenant (dated April 18, 1975) apply.<br \/>c. Canton of Vaud: The provisions of the law &#8220;Rent Security Act&#8221; (dated September 15, 1971) apply.<br \/>d. The courts at Generali&#8217;s domicile, at the Tenant&#8217;s Swiss place of residence\/domicile or at 3A KAUTION&#8217;s domicile are available to the Tenant and the Landlord as the place of jurisdiction for disputes arising from this contract.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t<\/div>\r\n\t<\/section>\r\n\r\n\n\n\t<section id=\"res-logo-slider-block_bca31fa20f0da2ef14b207d9958a2edf\" class=\"res-block res-logo-slider alignfull py-1 Grau\" style=\"background-color: #eeeff6;\">\r\n\t\t<div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\r\n\t\t\t<div class=\"logoslider-outside-frame no-center-mode-desktop no-center-mode-mobile\">\r\n\r\n\t\t\t\t<style>\r\n                    #res-logo-slider-block_bca31fa20f0da2ef14b207d9958a2edf .box-item {margin-right: 100px;}\r\n\t\t\t\t\t\r\n                    @media only screen and (min-width: 970px) {\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t#res-logo-slider-block_bca31fa20f0da2ef14b207d9958a2edf.alignfull .no-center-mode-desktop .slider {margin-left: 180px;}\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t#res-logo-slider-block_bca31fa20f0da2ef14b207d9958a2edf .logo-boxlayout01 .logobox-overlayer {background: rgba(0,0,0,0.4 );}\r\n\t\t\t\t\t\t\r\n                    }\r\n\t\t\t\t<\/style>\r\n\r\n\t\t\t\t\t\t\t\t\t\t<div id=\"res_slider_content_0hXUMa8KTE\" class=\"slider d-md-block d-block equal-boxheight\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-2 logo-boxlayout01 \" data-aos=\"res-rightIncoming\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner   flatbox  h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative text-left\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img overflow-hidden\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"img-fluid w-100 \" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-partner-zurich-440x270.png\" alt=\"logo zurich insurance\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-2 logo-boxlayout01 \" data-aos=\"res-rightIncoming\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner   flatbox  h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative text-left\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img overflow-hidden\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"img-fluid w-100 \" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-partner-helvetia-440x270.png\" alt=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-2 logo-boxlayout01 \" data-aos=\"res-rightIncoming\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner   flatbox  h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative text-left\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img overflow-hidden\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"img-fluid w-100 \" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-partner-pax-440x270.png\" alt=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-2 logo-boxlayout01 \" data-aos=\"res-rightIncoming\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner   flatbox  h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative text-left\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img overflow-hidden\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"img-fluid w-100 \" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-partner-swica-440x270.png\" alt=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-2 logo-boxlayout01 \" data-aos=\"res-rightIncoming\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner   flatbox  h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative text-left\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img overflow-hidden\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"img-fluid w-100 \" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-partner-axa-440x270.png\" alt=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-2 logo-boxlayout01 \" data-aos=\"res-rightIncoming\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner   flatbox  h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative text-left\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img overflow-hidden\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"img-fluid w-100 \" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-partner-css-440x270.png\" alt=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-2 logo-boxlayout01 \" data-aos=\"res-rightIncoming\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner   flatbox  h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative text-left\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img overflow-hidden\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"img-fluid w-100 \" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-partner-basler-440x270.png\" alt=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-2 logo-boxlayout01 \" data-aos=\"res-rightIncoming\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner   flatbox  h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative text-left\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img overflow-hidden\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"img-fluid w-100 \" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-partner-axa-440x270.png\" alt=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t<\/div>\r\n\r\n\t\t\t\t\t<div class=\"modal fade\" tabindex=\"-1\" role=\"dialog\" aria-hidden=\"true\" id=\"res_slider_content_0hXUMa8KTE_modal\">\r\n\t\t\t\t<div class=\"modal-dialog logoslider-modal\">\r\n\t\t\t\t\t<div class=\"modal-content\">\r\n\t\t\t\t\t\t<div class=\"modal-header\">\r\n\t\t\t\t\t\t\t<button type=\"button\" class=\"close\" data-dismiss=\"modal\" aria-label=\"Close\">\r\n\t\t\t\t\t\t\t\t<span class=\"x-close\" aria-hidden=\"true\"><\/span>\r\n\t\t\t\t\t\t\t<\/button>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"modal-body\">\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t<\/section>\r\n\r\n\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Wozu dient die vorliegende Information?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Aufgrund der Vorschriften von Art. 3 des Bundesgesetzes \u00fcber den Versicherungsvertrag (VVG) gibt die vorliegende Zusammenfassung Informationen \u00fcber die Identit\u00e4t des Versicherungsunternehmens und den wesentlichen Inhalt des Versicherungsvertrages wieder.\"}},{\"@type\":\"Question\",\"name\":\"Welches Versicherungsunternehmen ist Risikotr\u00e4ger?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Das Versicherungsunternehmen ist Generali, Allgemeine Versicherungen AG (nachfolgend \u00abGenerali\u00bb),\\nAvenue Perdtemps 23, 1260 Nyon 1. Mitteilungen im Zusammenhang mit diesem Versicherungsvertrag sind gem\u00e4ss Art. 14 an 3A KAUTION, Gewerbestrasse 6, 6330 Cham ZG, als Vertreter von Generali zu richten.\"}},{\"@type\":\"Question\",\"name\":\"Wer ist der Ansprechpartner?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"3A Alternative Assurance Agency GmbH AG (nachfolgend \u00ab3A KAUTION\u00bb) Ist Vertreterin von Generali f\u00fcr die vorliegende Mietkautionsversicherung und erstellt die entsprechenden Dokumente. S\u00e4mtliche Mitteilungen im Zusammenhang mit der vorliegenden Mietkautionsversicherung sind daher an 3A KAUTION zu richten. Adresse und Erreichbarkeit der 3A KAUTION finden Sie auf der B\u00fcrgschaft sowie in den Allgemeinen Versicherungsbedingungen (AVB).\"}},{\"@type\":\"Question\",\"name\":\"Was ist versichert?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"a. Die Mietkautionsversicherung ist keine Haftpflichtversicherung. Versichert ist mit der Mietkautionsversicherung das Risiko des Vermieters, dass der Mieter allf\u00e4llige Anspr\u00fcche aus dem Mietvertrag gegen\u00fcber seinem Vermieter nicht bezahlt. Zur Sicherstellung dieser Anspr\u00fcche erh\u00e4lt der Vermieter von Generali zu seinen Gunsten eine Mietkautionsb\u00fcrgschaft mit einer darin betraglich festgelegten H\u00f6chstsumme.\\nb. Versicherungsnehmer (Vertragspartei) von Generali aus dieser Versicherung sind die im B\u00fcrgschaftszertifikat und in der Versicherungsbest\u00e4tigung genannten Mieter.\\nc. F\u00fcr den Umfang des Versicherungsschutzes wird auf den Antrag oder die Offerte, die Versicherungsbest\u00e4tigung sowie das B\u00fcrgschaftszertifikat und die Vertragsbedingungen verwiesen.\\nd. Bei der Mietkautionsversicherung handelt es sich um eine Schadenversicherung.\"}},{\"@type\":\"Question\",\"name\":\"Wie hoch ist die Versicherungspr\u00e4mie?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Die Pr\u00e4mie sowie deren F\u00e4lligkeit sind dem Antrag und der Versicherungsbest\u00e4tigung zu entnehmen. Die eidgen\u00f6ssische Stempelabgabe ist in der Versicherungspr\u00e4mie enthalten.\"}},{\"@type\":\"Question\",\"name\":\"Welche Pflichten hat der Versicherungsnehmer?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"a. Die Pflichten des Versicherungsnehmers richten sich nach den Vertragsbedingungen sowie dem Versicherungsvertragsgesetz (VVG).\\nb. Falls Generali aus der Mietkautionsb\u00fcrgschaft Zahlungen an den Vermieter zu leisten hat, ist der Versicherungsnehmer namentlich zur R\u00fcckbezahlung dieses Betrages an Generali verpflichtet.\\nc. Der Versicherungsnehmer ist zudem verpflichtet, die 3A KAUTION als Vertreterin der Generali dar\u00fcber sofort zu informieren, wenn sein Mietverh\u00e4ltnis zum Vermieter beendet wird oder dieser ihm gegen\u00fcber Anspr\u00fcche aus dem Mietvertrag geltend macht.\"}},{\"@type\":\"Question\",\"name\":\"Wann beginnt und endet der Versicherungsvertrag?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"a. Die Versicherung beginnt mit \u00dcbergabe des Originals der Mietkautionsb\u00fcrgschaft an den Vermieter oder seine Verwaltung, fr\u00fchestens jedoch ab Mietbeginn bzw. Beginn der B\u00fcrgschaft im Falle der Abl\u00f6sung einer bestehenden Sicherheit.\\nb. Der Mieter und Generali k\u00f6nnen den B\u00fcrgschaftsvertrag jederzeit und fristlos k\u00fcndigen, sofern dem Vermieter oder seinem Vertreter eine gleichwertige Sicherheit vorgelegt wird. K\u00fcndigt der Mieter, muss er das Originalzertifikat an Generali zur\u00fcckgeben. 3A KAUTION akzeptiert die K\u00fcndigung gegen Vorlage einer Vereinbarung des Vermieters oder seines Vertreters in einer schriftlichen Form oder in einer anderen Form, die den Nachweis durch Text erm\u00f6glicht. In diesem Falle sind 3A KAUTION und Generali sofort von Ihren Pflichten befreit.\\nIn folgenden F\u00e4llen wird der Vertrag ausserdem automatisch beendet und 3A KAUTION sowie Generali sind sofort von Ihren Pflichten befreit:\\n- bei einem Einverst\u00e4ndnis des Mieters und Vermieters in einer schriftlichen Form oder in einer anderen Form, die den Nachweis durch Text erm\u00f6glicht;\\n- bei einem vollstreckbaren Urteil welches 3A KAUTION und Generali von ihren Pflichten befreit;\\n- bei R\u00fcckgabe des originalen B\u00fcrgschaftszertifikats;\\n- wenn der Mieter die Befreiung von 3A KAUTION und Generali von Ihren Pflichten gegen\u00fcber dem Vermieter beantragt und den Beweis erbringt, dass er die vom B\u00fcrgschaftsvertrag betroffenen R\u00e4umlichkeiten seit \u00fcber einem Jahr verlassen hat: in diesem Fall muss 3A KAUTION den Vermieter oder seinen Vertreter informieren; wenn der Vermieter oder sein Vertreter innerhalb von 14 Tagen nach Versand dieser Information nicht den Beweis erbringt, dass er im darauffolgenden Jahr nach der R\u00fcckgabe der R\u00e4umlichkeiten rechtlich gegen den Vermieter vorgegangen ist oder eine Betreibung gegen ihn eingeleitet hat, entf\u00e4llt die Verpflichtung von 3A KAUTION und Generali von Rechts wegen.\\nc. Der Versicherungsnehmer kann seinen Antrag zum Abschluss des B\u00fcrgschaftsvertrags oder die Erkl\u00e4rung zu dessen Annahme, schriftlich oder in einer anderen Form, die den Nachweis durch Text erm\u00f6glicht, widerrufen. Die Widerrufsfrist betr\u00e4gt 14 Tage und beginnt, sobald der Versicherungsnehmer den B\u00fcrgschaftsvertrag beantragt oder angenommen hat.\"}},{\"@type\":\"Question\",\"name\":\"Wie verwendet Generali die Daten?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"3A KAUTION und Generali bearbeiten Ihre pers\u00f6nlichen Daten unter Beachtung aller datenschutzrechtlich relevanten Bestimmungen. Ausf\u00fchrliche Informationen \u00fcber die Bearbeitung sind in den Datenschutzerkl\u00e4rungen von Generali und 3A KAUTION aufgef\u00fchrt. Die jeweils g\u00fcltigen Fassungen sind unter www.generali.ch\/datenschutz und www.3A KAUTION.ch\/de\/impressum jederzeit abrufbar.\"}},{\"@type\":\"Question\",\"name\":\"Was ist der \u00f6rtliche Geltungsbereich der Mietkautionsversicherung?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Versichert sind ausschliesslich Verbindlichkeiten aus Mietverh\u00e4ltnissen f\u00fcr in der Schweiz gelegene Objekte.\"}},{\"@type\":\"Question\",\"name\":\"Versicherte Personen\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Versichert sind Personen mit Wohn- oder Firmensitz in der Schweiz.\"}},{\"@type\":\"Question\",\"name\":\"Was ist Gegenstand der Mietkautionsversicherung?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"a. Gegenstand der Mietkautionsversicherung sind alle mietrechtlichen Verbindlichkeiten des Mieters aus dem im B\u00fcrgschaftszertifikat angef\u00fchrten Mietverh\u00e4ltnis.\\nb. Zur Sicherstellung erh\u00e4lt der Vermieter ein Mietkautionsb\u00fcrgschaftszertifikat.\\nc. Die Leistung f\u00fcr alle Schadenf\u00e4lle zusammen ist auf die in der Mietkautionsb\u00fcrgschaft genannte B\u00fcrgschaftssumme beschr\u00e4nkt. Erbringt Generali Leistungen aus der Mietkautionsb\u00fcrgschaft, so reduziert sich die B\u00fcrgschaftssumme um den jeweils gezahlten Betrag.\"}},{\"@type\":\"Question\",\"name\":\"Wann leistet Generali an den Vermieter?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"a. Generali leistet aus der Mietkautionsb\u00fcrgschaft auf Antrag des Vermieters gegen \u00dcbergabe eines der folgenden Dokumente:\\n\u2022 Schuldanerkennung des Mieters, oder\\n\u2022 eines vollstreckbaren Zahlungsbefehls \u00fcber Forderungen des Vermieters aus dem Mietverh\u00e4ltnis, gegen welchen der Mieter keinen Rechtsvorschlag erhoben hat oder dieser rechtskr\u00e4ftig beseitigt wurde, oder\\n\u2022 eines rechtskr\u00e4ftigen Urteils \u00fcber Forderungen des Vermieters gegen\u00fcber dem Mieter aus dem Mietverh\u00e4ltnis.\\nb. Bei Mietergemeinschaften reicht die Schuldanerkennung eines Mieters oder die Vorlage eines vollstreckbaren Zahlungsbefehls gegen\u00fcber einem Mieter aus.\"}},{\"@type\":\"Question\",\"name\":\"Welche Folgen haben Leistungen von Generali aus der Mietkautionsb\u00fcrgschaft?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Leistet Generali dem Vermieter Zahlungen aus der Mietkautionsb\u00fcrgschaft, so tritt sie in die Rechte des Vermieters ein und ist berechtigt, auf den Mieter im Umfang der von ihr geleisteten Zahlung auf erstes Verlangen und unter Verzicht jeglicher Einrede R\u00fcckgriff zu nehmen. F\u00fcr den Fall einer Zahlung aus der Mietkautionsb\u00fcrgschaft erkl\u00e4rt der Versicherungsnehmer (Mieter) ausdr\u00fccklich, mit einem allf\u00e4lligen Parteiwechsel vom Vermieter zu Generali in bereits zu diesem Zeitpunkt h\u00e4ngigen Gerichts- und\/oder Zwangsvollstreckungsverfahren einverstanden zu sein.\"}},{\"@type\":\"Question\",\"name\":\"Wann beginnt die Mietkautionsversicherung?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Die Versicherung beginnt:\\n\u2022 mit \u00dcbergabe des B\u00fcrgschaftszertifikats an den Vermieter oder seine Verwaltung;\\n\u2022 fr\u00fchestens jedoch ab Mietbeginn bzw. Beginn der B\u00fcrgschaft im Falle der Abl\u00f6sung einer bestehenden Sicherheit.\"}},{\"@type\":\"Question\",\"name\":\"Wann endet die Mietkautionsversicherung?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Der Mieter und Generali k\u00f6nnen den B\u00fcrgschaftsvertrag jederzeit und fristlos k\u00fcndigen, sofern dem Vermieter oder seinem Vertreter eine gleichwertige Sicherheit vorgelegt wird. K\u00fcndigt der Mieter, muss er das Originalzertifikat an Generali zur\u00fcckgeben. 3A KAUTION akzeptiert die K\u00fcndigung gegen Vorlage einer Vereinbarung des Vermieters oder seines Vertreters in einer schriftlichen Form oder in einer anderen Form, die den Nachweis durch Text erm\u00f6glicht. In diesem Falle sind 3A KAUTION und Generali sofort von Ihren Pflichten befreit.\\nIn folgenden F\u00e4llen wird der Vertrag ausserdem automatisch beendet und 3A KAUTION sowie Generali sind sofort von Ihren Pflichten befreit:\\n- bei einem Einverst\u00e4ndnis des Mieters und Vermieters in einer schriftlichen Form oder in einer anderen Form, die den Nachweis durch Text erm\u00f6glicht;\\n- bei einem entsprechenden Urteil;\\n- bei R\u00fcckgabe des originalen B\u00fcrgschaftszertifikats;\\n- wenn der Mieter die Befreiung von 3A KAUTION und Generali von Ihren Pflichten gegen\u00fcber dem Vermieter beantragt und den Beweis erbringt, dass er die vom B\u00fcrgschaftsvertrag betroffenen R\u00e4umlichkeiten seit \u00fcber einem Jahr verlassen hat: in diesem Fall muss 3A KAUTION den Vermieter oder seinen Vertreter informieren; wenn der Vermieter oder sein Vertreter innerhalb von 14 Tagen nach Versand dieser Information nicht den Beweis erbringt, dass er im darauffolgenden Jahr nach der R\u00fcckgabe der R\u00e4umlichkeiten rechtlich gegen den Vermieter vorgegangen ist oder eine Betreibung gegen ihn eingeleitet hat, entf\u00e4llt die Verpflichtung von 3A KAUTION und Generali von Rechts wegen.\"}},{\"@type\":\"Question\",\"name\":\"Was gilt bei Mietergemeinschaften?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"a. Sofern mehr als ein Mieter im B\u00fcrgschaftszertifikat aufgef\u00fchrt ist, gelten sie als Mietergemeinschaft und haften alle solidarisch f\u00fcr s\u00e4mtliche Verbindlichkeiten aus diesem Versicherungsvertrag.\\nb. Jeder Mieter ist berechtigt, die Mietergemeinschaft alleine zu vertreten und f\u00fcr sie bzw. die anderen Mieter rechtsverbindliche Erkl\u00e4rungen im Zusammenhang mit der vorliegenden Mietkautionsversicherung und der Mietkautionsb\u00fcrgschaft abzugeben.\"}},{\"@type\":\"Question\",\"name\":\"Welche Obliegenheiten hat der Mieter?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"a. Der Versicherungsnehmer (Mieter) ist verpflichtet, im Falle einer Geltendmachung der B\u00fcrgschaft durch den Vermieter, alle Einreden und Einwendungen gegen Grund, H\u00f6he und Bestand der geltend gemachten Anspr\u00fcche aus dem Mietverh\u00e4ltnis gegen\u00fcber dem Vermieter geltend zu machen beziehungsweise Generali bei der Pr\u00fcfung solcher Anspr\u00fcche zu unterst\u00fctzen.\\nb. Der Versicherungsnehmer ist verpflichtet, im Falle einer Aufl\u00f6sung des Mietverh\u00e4ltnisses innert 30 Tagen nach dessen Beendigung Generali hier\u00fcber zu informieren.\\nc. Er ist weiter verpflichtet, Generali unverz\u00fcglich dar\u00fcber zu informieren, falls der Vermieter w\u00e4hrend der Dauer des im B\u00fcrgschaftszertifikat erw\u00e4hnten Mietvertrages oder innert einem Jahr nach Beendigung dieses Mietvertrages Anspr\u00fcche gegen den Mieter im Sinne von Art. 257e OR geltend macht.\"}},{\"@type\":\"Question\",\"name\":\"Was gilt bei einem Nutzungswechsel?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Generali b\u00fcrgt entweder nur f\u00fcr Wohn- oder Gesch\u00e4ftsr\u00e4ume gem\u00e4ss B\u00fcrgschaftszertifikat. Vereinbaren der Mieter und der Vermieter ohne Einverst\u00e4ndnis von Generali einen Nutzungswechsel, fallen s\u00e4mtliche Leistungen von Generali gegen\u00fcber dem Vermieter aus der B\u00fcrgschaft und dieser Mietkautionsversicherung dahin.\"}},{\"@type\":\"Question\",\"name\":\"Was passiert bei Nichtbezahlen der Pr\u00e4mie?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"a. Der Mieter ist verpflichtet, w\u00e4hrend der Vertragsdauer die Pr\u00e4mie an der vereinbarten F\u00e4lligkeit zu zahlen. Bezahlt der Mieter die Pr\u00e4mie nicht vor Ablauf der genannten Pr\u00e4mienf\u00e4lligkeit, so erh\u00e4lt er eine Mahnung mit einer Nachzahlungsfrist von 14 Tagen. Generali beh\u00e4lt sich vor, die Pr\u00e4mie anschliessend betreibungsrechtlich oder gerichtlich einzufordern. In Abweichung von Art. 20 VVG ruht die Leistungspflicht der Generali nicht.\\nb. Die Kosten f\u00fcr die gesetzliche Mahnung und das Betreibungsbegehren werden h\u00f6chstens mit\\nCHF 50.00 bzw. CHF 100.00 in Rechnung gestellt. F\u00fcr das Einfordern der Pr\u00e4mien kann ein Inkassodienstleister beauftragt werden.\"}},{\"@type\":\"Question\",\"name\":\"Wann kann Generali eine Vertragsanpassung vornehmen?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"a. Generali ist berechtigt, die Pr\u00e4mien und\/oder die Vertragsbestimmungen anzupassen. Dem Versicherungsnehmer (Mieter) sind in einem solchen Fall sp\u00e4testens 25 Tage vor Ablauf der Versicherungsperiode die neuen Vertragsbestimmungen bzw. die neuen Pr\u00e4mien mitzuteilen. Der Mieter hat bis sp\u00e4testens zur Pr\u00e4mienf\u00e4lligkeit das Recht, den Vertrag auf das Ende der Versicherungsperiode zu k\u00fcndigen.\\nb. Die K\u00fcndigung ist nur wirksam, wenn der Mieter bis zur Pr\u00e4mienf\u00e4lligkeit das Original der Mietkautionsb\u00fcrgschaft Generali zur\u00fcckgegeben hat.\\nc. Unterl\u00e4sst der Mieter eine rechtzeitige K\u00fcndigung, so gilt die Anpassung des Vertrages als genehmigt.\"}},{\"@type\":\"Question\",\"name\":\"Wohin sind Mitteilungen zu richten?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"S\u00e4mtliche Mitteilungen sind an 3A KAUTION, Gewerbestrasse 6, 6330 Cham ZG zu richten.\"}},{\"@type\":\"Question\",\"name\":\"Was gilt hinsichtlich des Datenschutzes?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"3A KAUTION und Generali bearbeiten Ihre pers\u00f6nlichen Daten unter Beachtung aller datenschutzrechtlich relevanten Bestimmungen. Ausf\u00fchrliche Informationen \u00fcber die Bearbeitung sind in den Datenschutzerkl\u00e4rungen von Generali und 3A KAUTION aufgef\u00fchrt. Die jeweils g\u00fcltigen Fassungen sind unter www.generali.ch\/datenschutz und www.3A KAUTION.ch\/de\/impressum jederzeit abrufbar.\"}},{\"@type\":\"Question\",\"name\":\"Was gilt bei Wirtschafts-, Handels- oder Finanzsanktionen\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Wenn gesetzliche Wirtschafts-, Handels- oder Finanzsanktionen diesem Versicherungsvertrag entgegenstehen, so gew\u00e4hrt dieser keinen Versicherungsschutz oder sonstige Leistungen von Generali. Dies gilt unabh\u00e4ngig von anderslautenden Vertragsbestimmungen. Generali ist insbesondere nicht verpflichtet, einen Schaden zu zahlen oder eine sonstige Leistung aus diesem Vertrag zu erbringen, wenn Generali damit gegen Handels- oder Wirtschaftssanktionen, Gesetze oder Vorschriften, Verbote, Einschr\u00e4nkungen oder Resolutionen der UN, der EU, der USA und\/oder der Schweiz (z.B. gem\u00e4ss EmbG, Gesamtliste der sanktionierten Personen, Unternehmen und Organisationen des Staatssekretariats f\u00fcr Wirtschaft SECO) verstossen w\u00fcrde. Die jeweils aktuelle Liste der Sanktionsbestimmungen ist unter www.generali.ch\/sanktionen abrufbar oder beim Kundendienst erh\u00e4ltlich.\"}},{\"@type\":\"Question\",\"name\":\"Was gilt bei Meinungsverschiedenheiten (anwendbares Recht und Gerichtsstand)?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"a. Auf diesen Versicherungsvertrag sind die Bestimmungen des Bundesgesetzes \u00fcber den Versicherungsvertrag (VVG) anwendbar. Allf\u00e4llige auf die B\u00fcrgschaft anwendbare gesetzliche Bestimmungen von kantonalem Recht oder Bundesrecht, \u00c4nderungen der h\u00f6chstrichterlichen Rechtsprechung oder der Verwaltungspraxis der FINMA haben im Zusammenhang mit den Pflichten aus dem Mietvertrag zwingend Vorrang gegen\u00fcber den vorliegenden AVB.\\nb. Kanton Genf: Es gelten die Bestimmungen des Gesetzes \u00fcber den Schutz der vom Mieter geleisteten Garantien (vom 18. April 1975)\\nc. Kanton Waadt: Es gelten die Bestimmungen des Gesetzes \u201eMietsicherheitsgesetz\u201c (vom 15. September 1971)\\nd. Als Gerichtsstand stehen dem Mieter und dem Vermieter f\u00fcr Streitigkeiten aus diesem Vertrag wahlweise die Gerichte am Sitz von Generali, an seinem schweizerischen Wohnort\/Sitz oder am Sitz von 3A KAUTION zur Verf\u00fcgung.\"}}]}<\/script><!--FAQPage Code Generated by https:\/\/saijogeorge.com\/json-ld-schema-generator\/faq\/-->\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-4352","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.6 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Rental guarantee insurance - Versicherungs app - digitaler Versicherungsbroker Schweiz<\/title>\n<meta name=\"description\" content=\"Quickly and easily take out a rental deposit insurance for your apartment, house or business online at the best price\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/onezone.ch\/en\/rent-deposit-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Rental guarantee insurance\" \/>\n<meta property=\"og:description\" content=\"Quickly and easily take out a rental deposit insurance for your apartment, house or business online at the best price\" \/>\n<meta property=\"og:url\" content=\"https:\/\/onezone.ch\/en\/rent-deposit-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Versicherungs app - digitaler Versicherungsbroker Schweiz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/onezone.ch\/\" \/>\n<meta property=\"article:modified_time\" content=\"2023-08-08T08:53:10+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/09\/fb-bild-oneZone.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1640\" \/>\n\t<meta property=\"og:image:height\" content=\"924\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/onezone.ch\/en\/rent-deposit-insurance\/\",\"url\":\"https:\/\/onezone.ch\/en\/rent-deposit-insurance\/\",\"name\":\"Rental guarantee insurance - Versicherungs app - digitaler Versicherungsbroker Schweiz\",\"isPartOf\":{\"@id\":\"https:\/\/onezone.ch\/en\/#website\"},\"datePublished\":\"2022-08-16T15:41:06+00:00\",\"dateModified\":\"2023-08-08T08:53:10+00:00\",\"description\":\"Quickly and easily take out a rental deposit insurance for your apartment, house or business online at the best price\",\"breadcrumb\":{\"@id\":\"https:\/\/onezone.ch\/en\/rent-deposit-insurance\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/onezone.ch\/en\/rent-deposit-insurance\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/onezone.ch\/en\/rent-deposit-insurance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/onezone.ch\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Rental guarantee insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/onezone.ch\/en\/#website\",\"url\":\"https:\/\/onezone.ch\/en\/\",\"name\":\"Versicherungs app - Versicherungsbroker Schweiz\",\"description\":\"versicherungs app, digitaler versicherungsmakler schweiz, autoversicherung, lebensversicherung, s\u00e4ule 3a, rechtsschutzversicherung, krankenkasse, reiseversicherung, mietkautionsversicherung, tierversicherung, hausratversicherung, privathaftpflicht versicherung, versicherungsbroker\",\"publisher\":{\"@id\":\"https:\/\/onezone.ch\/en\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/onezone.ch\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/onezone.ch\/en\/#organization\",\"name\":\"oneZone Versicherung Schweiz\",\"url\":\"https:\/\/onezone.ch\/en\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/onezone.ch\/en\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-logo-pos-RGB.svg\",\"contentUrl\":\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-logo-pos-RGB.svg\",\"width\":1,\"height\":1,\"caption\":\"oneZone Versicherung Schweiz\"},\"image\":{\"@id\":\"https:\/\/onezone.ch\/en\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/onezone.ch\/\",\"https:\/\/www.instagram.com\/oneZone.ch\/\",\"https:\/\/www.youtube.com\/channel\/UCkADqFvOChofZlL-UkA85mg\/featured\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Rental guarantee insurance - Versicherungs app - digitaler Versicherungsbroker Schweiz","description":"Quickly and easily take out a rental deposit insurance for your apartment, house or business online at the best price","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/onezone.ch\/en\/rent-deposit-insurance\/","og_locale":"en_US","og_type":"article","og_title":"Rental guarantee insurance","og_description":"Quickly and easily take out a rental deposit insurance for your apartment, house or business online at the best price","og_url":"https:\/\/onezone.ch\/en\/rent-deposit-insurance\/","og_site_name":"Versicherungs app - digitaler Versicherungsbroker Schweiz","article_publisher":"https:\/\/www.facebook.com\/onezone.ch\/","article_modified_time":"2023-08-08T08:53:10+00:00","og_image":[{"width":1640,"height":924,"url":"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/09\/fb-bild-oneZone.png","type":"image\/png"}],"twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/onezone.ch\/en\/rent-deposit-insurance\/","url":"https:\/\/onezone.ch\/en\/rent-deposit-insurance\/","name":"Rental guarantee insurance - Versicherungs app - digitaler Versicherungsbroker Schweiz","isPartOf":{"@id":"https:\/\/onezone.ch\/en\/#website"},"datePublished":"2022-08-16T15:41:06+00:00","dateModified":"2023-08-08T08:53:10+00:00","description":"Quickly and easily take out a rental deposit insurance for your apartment, house or business online at the best price","breadcrumb":{"@id":"https:\/\/onezone.ch\/en\/rent-deposit-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/onezone.ch\/en\/rent-deposit-insurance\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/onezone.ch\/en\/rent-deposit-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/onezone.ch\/en\/"},{"@type":"ListItem","position":2,"name":"Rental guarantee insurance"}]},{"@type":"WebSite","@id":"https:\/\/onezone.ch\/en\/#website","url":"https:\/\/onezone.ch\/en\/","name":"Versicherungs app - Versicherungsbroker Schweiz","description":"versicherungs app, digitaler versicherungsmakler schweiz, autoversicherung, lebensversicherung, s\u00e4ule 3a, rechtsschutzversicherung, krankenkasse, reiseversicherung, mietkautionsversicherung, tierversicherung, hausratversicherung, privathaftpflicht versicherung, versicherungsbroker","publisher":{"@id":"https:\/\/onezone.ch\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/onezone.ch\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/onezone.ch\/en\/#organization","name":"oneZone Versicherung Schweiz","url":"https:\/\/onezone.ch\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/onezone.ch\/en\/#\/schema\/logo\/image\/","url":"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-logo-pos-RGB.svg","contentUrl":"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-logo-pos-RGB.svg","width":1,"height":1,"caption":"oneZone Versicherung Schweiz"},"image":{"@id":"https:\/\/onezone.ch\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/onezone.ch\/","https:\/\/www.instagram.com\/oneZone.ch\/","https:\/\/www.youtube.com\/channel\/UCkADqFvOChofZlL-UkA85mg\/featured"]}]}},"_links":{"self":[{"href":"https:\/\/onezone.ch\/en\/wp-json\/wp\/v2\/pages\/4352","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/onezone.ch\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/onezone.ch\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/onezone.ch\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/onezone.ch\/en\/wp-json\/wp\/v2\/comments?post=4352"}],"version-history":[{"count":6,"href":"https:\/\/onezone.ch\/en\/wp-json\/wp\/v2\/pages\/4352\/revisions"}],"predecessor-version":[{"id":14321,"href":"https:\/\/onezone.ch\/en\/wp-json\/wp\/v2\/pages\/4352\/revisions\/14321"}],"wp:attachment":[{"href":"https:\/\/onezone.ch\/en\/wp-json\/wp\/v2\/media?parent=4352"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}