{"id":4373,"date":"2023-01-17T16:52:15","date_gmt":"2023-01-17T15:52:15","guid":{"rendered":"https:\/\/onezone.ch\/calculate-mortgages\/"},"modified":"2023-08-10T09:34:37","modified_gmt":"2023-08-10T07:34:37","slug":"calculate-mortgages","status":"publish","type":"page","link":"https:\/\/onezone.ch\/en\/calculate-mortgages\/","title":{"rendered":"Calculate mortgages"},"content":{"rendered":"\n\n<section id=\"res-header-image-block_c061795c4021277d9d5ea8b7ddccaf75\" class=\"res-block res-header-image alignfull \">\n  <div class=\"res-header-img-outside mb-5\" data-aos=\"res-fadeIn\">\n\t<div class=\"res-header-height\">\n\t\t\n\t\n\t  <style> \n\t\t  @media only screen and (min-width: 970px) {\n\t\t\t #res-header-image-block_c061795c4021277d9d5ea8b7ddccaf75.res-header-image .layout-1.header-img-height { height: 66vh;}  \n\t\t\t #res-header-image-block_c061795c4021277d9d5ea8b7ddccaf75.res-header-image .layout-1 .res-header-image-vertical-center { top: 66%;} \n\t\t\t  \t\t\t  \n\t\t\t  \n\t\t  }\n\t\t  @media only screen and (max-width: 970px) {  \n\t\t\t#res-header-image-block_c061795c4021277d9d5ea8b7ddccaf75.res-header-image .layout-1.header-img-height { height: 55vh;} \n\t\t\t  \n\t\t\t  \n\t\t\t    #res-header-image-block_c061795c4021277d9d5ea8b7ddccaf75.res-header-image .layout-1 .res-header-image-vertical-center { top: 55%;}\t\t\t  \t\t  }\n\t\t  \t  <\/style> \n\t\t\n\t  <div class=\"layout-1 jarallax header-img-height\" data-speed=\"0.6\" style=\"background-color: #000;\">\n\t\t  \n\t\t\t\t<div class=\"res-header-image-vertical-center\">\n\t\t\t\t\t<div class=\"container-fluid\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"sloganBox\">\n                           <div class=\"row\">\n                             <div class=\"col col-md-8 text-left\">\n\t\t\t\t\t\t\t\t <div class=\"\" data-aos=\"res-leftIncoming\">\n\t\t\t\t\t\t\t\t \n                                \t\n\t\t\t\t\t\t\t\t \n                                  \n\t\t\t\t\t\t\t\t \t<h2>Calculate mortgage online<\/h2>\n                                \t\t\t\t\t\t\t\t \n                                \t\n\t\t\t\t\t\t\t\t \n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t  <p>Calculate your mortgage quickly and easily with just a few details.<\/p>\n\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t \n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t                 <\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t<img decoding=\"async\" class=\"jarallax-img img-fluid\" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2023\/01\/living_room_design_2-wallpaper-1280x800-1-1920x1080.jpg\" alt=\"Rent deposit insurance\"  style=\"opacity: 0.9;\" \/>\n\t\t    \t\t  \n\t\t\t\t\t  \n\t\t   <\/div>\n\t\t\t \n\t \n\n\n\t\t<\/div>\n\t<\/div>\n<\/section>\t\n\n<p><iframe src=https:\/\/www.hypoteq.ch\/calculator?UID=32E03313A42795A4939A61B113AA4805&#038;lang=en id=\"hypoteqFrame\" frameborder=\"0\" style=\"width:1px;min-width:100%\"><\/iframe><br \/>\n<script src=https:\/\/www.hypoteq.ch\/calculatorWidget\/dist\/calc.init.js><\/script><\/p>\n\n\n\n\n<section id=\"res-text-bild-block_b3e8129ec9c8bb72eff113049b0c9fd8\" class=\"res-block res-text-bild alignfull layout01 py-5 Grau \t\" style=\"background-color: #eeeff6;\">\n  <div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\n\n\t\t\t  <style>\n\t\t\t @media only screen and (min-width: 970px) {\n\t\t\t  #res-text-bild-block_b3e8129ec9c8bb72eff113049b0c9fd8.res-text-bild .layout-1 .txt-imagebox.offset-md-1 {margin-left: 3%;}\n\t\t\t  #res-text-bild-block_b3e8129ec9c8bb72eff113049b0c9fd8.res-text-bild .layout-1 .txt-box.offset-md-1 {margin-left: 3%;}\n\t\t\t}\n\t\t\t \n\t\t  <\/style>\n\n\n        <div class=\"layout-1 row flex-row-reverse \">\n\t\t\t<div class=\"col-md-7 txt-box offset-md-1\">\n\n\n\t\t\t\n\t\t\t\t\t\t\t\t\t<h2>How the mortgage market works<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t\t   <h3 class=\"pb-1\">The mortgage calculator<\/h3>\n\t\t\t\t\n\t\t\t\t <div class=\"txt-text postContent pt-2 pt-md-2\">\n\t\t\t\t\t\t\t\t\t\t  <p>By using the mortgage calculator you will get a <strong>guideline of the interest rates<\/strong> that are offered to our customers depending on their creditworthiness.<br \/>\nAfter that you can make a request and we will send you a document with all information we need for a binding offer.<br \/>\nIf you then agree with the offer, it goes directly to the conclusion and as soon as the bank has checked and accepted this, the payment is made (usually this takes about 30 days).<br \/>\nAlternatively, we also offer mortgages from insurance companies and pension funds.<\/p>\n\t\t\t\t\t\n\t\t\t\t\t \n\t\t\t\t\t\n\t\t\t\t<\/div>\n\n\n\t\t\t<\/div>\n\n\t\t\t<div class=\"col-md mb-2 mt-md-1 txt-imagebox \">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1000\" height=\"750\" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2023\/01\/unternehmen-versichern-1000x750.jpg\" class=\"img-fluid w-100 txt-img\" alt=\"advisors digital and personal\" \/>\t\t\t\t\t\t\t<\/div>\n\n\t\t<\/div>\n\n\n\t\n\t<\/div>\n<\/section>\n\n\n\n\n<p><\/p>\n\n\n\r\n\r\n<section id=\"res-txt-block_9cefcc0c187109bf7a56fa55d7fbabf4\" class=\"res-block res-txt alignfull layout01 py-4 Transparent\" style=\"background: transparent;\">\r\n  <div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\r\n \r\n\t\t  \r\n\t\t \t  \r\n      \r\n      <div class=\"layout-1 txt-section\">\r\n\t\t<div class=\"row\">\t\r\n\t\t\t\r\n\t\t\r\n\t\t\t<div class=\"col-md-10 var-1spalten mx-auto text-center\">\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"txt-title-field\">\r\n\t\r\n\t\t\t\t\t\r\n\r\n\t\t\t\t  \r\n\t\t\t\t\t<h2>Current interest rates for mortgages in Switzerland<\/h2>\r\n\t\t\t\t\r\n\t\t\t\t \r\n\t\t\t\t   <h3>The time is ripe for your own home with favorable mortgage<\/h3>\r\n\t\t\t\t\t\r\n\t\t\t\t\t \r\n\t\t\t\t\t<\/div> \r\n\t\t\t\t\t\r\n\t\t\t\t\t<div class=\"txt-textfield postContent pt-md-2\">\r\n\t\t\t\t\t\t\t\t\t\t  <h2 style=\"text-align: center\"><span style=\"font-size: 14pt;color: #009bb9\"><strong>Current mortgage interest rates Switzerland (as of 03.07.2023):<\/strong><\/span><\/h2>\n<table class=\"table aligncenter\">\n<tbody>\n<tr>\n<td style=\"width: 130px\"><\/td>\n<td style=\"width: 130px\"><strong>AAA<\/strong><\/td>\n<td style=\"width: 130px\"><strong>AA<\/strong><\/td>\n<td style=\"width: 130px\"><strong>A<\/strong><\/td>\n<td style=\"width: 130px\"><strong>BBB<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 130px\"><\/td>\n<td style=\"width: 130px\"><strong>(20% | 50%)<\/strong><\/td>\n<td style=\"width: 130px\"><strong>(25% | 66%)<\/strong><\/td>\n<td style=\"width: 130px\"><strong>(30% | 70%)<\/strong><\/td>\n<td style=\"width: 130px\"><strong>(35% | 80%)<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 130px\"><strong>Saron<\/strong><\/td>\n<td style=\"width: 130px\"><strong>0.60%<\/strong><\/td>\n<td style=\"width: 130px\"><strong>0.62%<\/strong><\/td>\n<td style=\"width: 130px\"><strong>0.70%<\/strong><\/td>\n<td style=\"width: 130px\"><strong>1.10%<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 130px\"><strong>3Y<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.45%<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.50%<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.58%<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.70%<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 130px\"><strong>5Y<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.40%<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.42%<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.49%<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.64%<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 130px\"><strong>7Y<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.36%<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.38%<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.45%<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.60%<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 130px\"><strong>10Y<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.36%<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.38%<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.45%<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.60%<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 130px\"><strong>15Y<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.48%<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.50%<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.57%<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.72%<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 130px\"><strong>20Y<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.61%<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.62%<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.77%<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.82%<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 130px\"><strong>25Y<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.55%<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.56%<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.71%<\/strong><\/td>\n<td style=\"width: 130px\"><strong>2.76%<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: center\">AAA = Rating<br \/>\n20% = Portability \/ Analysis Charges-Revenus \/ Sopportabilit\u00e0<br \/>\n50% = loan \/ Taux d&#8217;avance \/ Tasso d&#8217;anticipo<\/p>\n<p style=\"text-align: center\">Regional restrictions possible \/ Restrictions r\u00e9gionales possibles \/ limitazioni regionali possibili<\/p>\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t<\/div> \r\n\t\t\t\t\t\r\n\t\t\t\t\t <div class=\"txt-textfield-btns pt-2 \">\r\n\t\t\t\t\t\t  \r\n\t\t\t\t\t<\/div> \r\n\t\t\t\t\r\n\t\t\t\t\t\t\r\n\t\r\n\t\t\t\t<\/div>\r\n\r\n\t\t \r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\r\n\r\n\t\t\t\t\t\r\n\t\t <\/div> \t\r\n\t\t<\/div>\r\n\t \r\n\t  \r\n \r\n \r\n\t<\/div>\r\n<\/section>\r\n\r\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-4373","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.6 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Calculate mortgages - Versicherungs app - digitaler Versicherungsbroker Schweiz<\/title>\n<meta name=\"description\" content=\"Calculate online directly your mortgage and if you like the rate, you can already order a quote with simple information.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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