{"id":17583,"date":"2024-09-16T09:24:32","date_gmt":"2024-09-16T07:24:32","guid":{"rendered":"https:\/\/onezone.ch\/emmas-trip-to-thailand-how-travel-insurance-would-have-made-all-the-difference\/"},"modified":"2025-01-16T15:46:32","modified_gmt":"2025-01-16T14:46:32","slug":"emmas-trip-to-thailand-how-travel-insurance-would-have-made-all-the-difference","status":"publish","type":"post","link":"https:\/\/onezone.ch\/en\/emmas-trip-to-thailand-how-travel-insurance-would-have-made-all-the-difference\/","title":{"rendered":"Emma&#8217;s trip to Thailand: How travel insurance would have made all the difference"},"content":{"rendered":"\n<p>Emma had been planning the trip of her dreams for years.\nDestination: Thailand.\nIt was her first intercontinental trip and the excitement was huge.\nShe had read all the travel guides, booked the best hotels and planned every detail.\nThe only thing she hadn&#8217;t thought about was <a href=\"https:\/\/onezone.ch\/en\/travel-insurance\/\">travel insurance<\/a>.\n&#8220;I won&#8217;t need that,&#8221; she thought.\nBut fate had another lesson in store for her.      <\/p>\n\n<p><strong>The journey begins<\/strong><\/p>\n\n<p>The departure from Rome went perfectly.\nEmma arrived in Bangkok without any problems and immediately immersed herself in the local culture.\nAfter a few days in the hectic capital, she traveled on to the beautiful islands in the south.\nThe crystal clear waters and white sandy beaches looked like something out of a postcard.\nBut this is where her nightmare began.    <\/p>\n\n<p><strong>The accident<\/strong><\/p>\n\n<p>One day, during a boat trip, Emma decided to go snorkeling.\nThe water was calm and the sun was high in the sky.\nWhile exploring the wonderful underwater world, Emma didn&#8217;t notice the strong current that was pulling her away from the boat.\nAs she tried to return, she hit a submerged rock and badly injured her leg.\nThe pain was unbearable and the water turned red.    <\/p>\n\n<p>Fortunately, the tour guide noticed she was missing and was able to save her.\nEmma was rushed to the nearest hospital, which was several hours away.\nBut here began a new series of problems.\nWithout travel insurance, Emma faced exorbitant medical costs, and the language barrier made everything even more complicated.   <\/p>\n\n<p><strong>The nightmare<\/strong><\/p>\n\n<p>The injury required immediate surgery, followed by days in hospital and ongoing care.\nThe costs quickly added up and Emma soon found herself short of cash.\nWithout <a href=\"https:\/\/onezone.ch\/en\/travel-insurance\/\">travel insurance<\/a>, she had to rely on her personal savings and financial help from her family to cover the medical costs and extended hospital stay.  <\/p>\n\n<p><strong>Real costs of emergency medical treatment abroad<\/strong>:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Emergency surgery: In Thailand, emergency surgery can cost between 5,000 and 15,000 euros, depending on the complexity.<\/li>\n\n\n\n<li>Hospitalization: The daily cost of <a href=\"https:\/\/onezone.ch\/en\/what-it-needs-supplementary-insurance-for\/\">hospitalization<\/a> can vary between 200 and 1,000 euros, including the necessary medical treatments.<\/li>\n\n\n\n<li>Costs for medical evacuation: In the event of a necessary transfer to another hospital or repatriation, the costs can amount to up to 50,000 euros.<\/li>\n\n\n\n<li>Due to the accident, she was unable to continue her journey as planned and had to rebook her stay and change her flight &#8211; this incident cost her several hundred francs.<\/li>\n<\/ul>\n\n<p>When she was finally able to return home, her finances were ruined and her dream trip had turned into a financial and emotional nightmare<strong>.<\/strong><\/p>\n\n<p><strong>Analysis<\/strong><\/p>\n\n<p>How could travel insurance have made a difference for Emma?\nGood travel insurance not only covers medical costs, but also the costs of an emergency evacuation, possible extensions of stay due to health problems and much more.\nTravel insurance can be taken out as a separate travel policy or can be supplemented by health insurance with cover abroad.\nWith adequate insurance, Emma could have focused on her recovery without worrying about the financial burden.\nIn addition, the multilingual support offered by many insurance companies would have made communication with local doctors much easier.    <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Emma had been planning the trip of her dreams for&#8230;<\/p>\n","protected":false},"author":2,"featured_media":17579,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[112,11],"tags":[],"class_list":["post-17583","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general-info","category-health-insurance-companies"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.6 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Travel insurance: Emma&#039;s educational trip to Thailand<\/title>\n<meta name=\"description\" content=\"Discover how travel insurance could have saved Emma&#039;s dream trip to Thailand from financial and medical nightmares.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/onezone.ch\/en\/emmas-trip-to-thailand-how-travel-insurance-would-have-made-all-the-difference\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Emma&#039;s trip to Thailand: How travel insurance would have made all the difference\" \/>\n<meta property=\"og:description\" content=\"Versicherungs App - All Deine Versicherungen in einer App - Digital und Pers\u00f6nlich - Dein Berater ist immer mit dabei...! 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