{"id":6699,"date":"2022-08-08T10:16:56","date_gmt":"2022-08-08T08:16:56","guid":{"rendered":"https:\/\/onezone.ch\/prevoyance-pilier-3a\/"},"modified":"2023-08-07T10:21:10","modified_gmt":"2023-08-07T08:21:10","slug":"prevoyance-pilier-3a","status":"publish","type":"page","link":"https:\/\/onezone.ch\/fr\/prevoyance-pilier-3a\/","title":{"rendered":"Pr\u00e9voyance pilier 3a"},"content":{"rendered":"\n\n<section id=\"res-header-image-block_1f6542c7d59dcd3d291f20e4901a15ec\" class=\"res-block res-header-image alignfull \">\n  <div class=\"res-header-img-outside mb-4\" data-aos=\"res-fadeIn\">\n\t<div class=\"res-header-height\">\n\t\t\n\t\n\t  <style> \n\t\t  @media only screen and (min-width: 970px) {\n\t\t\t #res-header-image-block_1f6542c7d59dcd3d291f20e4901a15ec.res-header-image .layout-1.header-img-height { height: 50vh;}  \n\t\t\t #res-header-image-block_1f6542c7d59dcd3d291f20e4901a15ec.res-header-image .layout-1 .res-header-image-vertical-center { top: 60%;} \n\t\t\t  \t\t\t  \n\t\t\t\t\t\t  #res-header-image-block_1f6542c7d59dcd3d291f20e4901a15ec.res-header-image .layout-1 .jarallax-img { object-position: 50% 70% !important;}\n\t\t\t   \n\t\t  }\n\t\t  @media only screen and (max-width: 970px) {  \n\t\t\t#res-header-image-block_1f6542c7d59dcd3d291f20e4901a15ec.res-header-image .layout-1.header-img-height { height: 70vh;} \n\t\t\t  \n\t\t\t\t\t\t #res-header-image-block_1f6542c7d59dcd3d291f20e4901a15ec.res-header-image .layout-1 .jarallax-img { object-position: 50% 50% !important;}\n\t\t\t  \n\t\t\t    #res-header-image-block_1f6542c7d59dcd3d291f20e4901a15ec.res-header-image .layout-1 .res-header-image-vertical-center { top: 55%;}\t\t\t  \t\t  }\n\t\t  \t  <\/style> \n\t\t\n\t  <div class=\"layout-1 jarallax header-img-height\" data-speed=\"0.7\" style=\"background: transparent;\">\n\t\t  \n\t\t\t\t<div class=\"res-header-image-vertical-center\">\n\t\t\t\t\t<div class=\"container-fluid\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"sloganBox\">\n                           <div class=\"row\">\n                             <div class=\"col col-md-8 text-left\">\n\t\t\t\t\t\t\t\t <div class=\"\" data-aos=\"res-fadeIn\">\n\t\t\t\t\t\t\t\t \n                                                                   <h1><strong>Pr\u00e9voyance pilier 3a  <\/strong><\/h1>\n                                \t\n\t\t\t\t\t\t\t\t \n                                \t\t\t\t\t\t\t\t \n                                                                   <h3>Planification de la pr\u00e9voyance avec \u00e9conomies d&rsquo;imp\u00f4ts<\/h3>\n                                \t\n\t\t\t\t\t\t\t\t \n\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t   \n\t\t\t\t\t\t\t\t\t <div class=\"pt-lg-2\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t                 <\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t<img decoding=\"async\" class=\"jarallax-img img-fluid\" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-fullscreen-krankenkasse.jpg\" alt=\"Image Femme avec enfant\"  style=\"opacity: 0.95;\" \/>\n\t\t    \t\t  \n\t\t\t\t\t  \n\t\t   <\/div>\n\t\t\t \n\t \n\n\n\t\t<\/div>\n\t<\/div>\n<\/section>\t\n\n\r\n\r\n<section id=\"res-txt-block_7eb69a7a9a43a95b466e585d0f55d8b1\" class=\"res-block res-txt alignfull layout01 py-2 Transparent\" style=\"background: transparent;\">\r\n  <div class=\"inner-container container-fluid\" data-aos=\"res-fadeIn\">\r\n \r\n\t\t  \r\n\t\t \t  \r\n      \r\n      <div class=\"layout-1 txt-section\">\r\n\t\t<div class=\"row\">\t\r\n\t\t\t\r\n\t\t\r\n\t\t\t<div class=\"col-md-10 var-1spalten text-left\">\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"txt-title-field\">\r\n\t\r\n\t\t\t\t\t\r\n\r\n\t\t\t\t  \r\n\t\t\t\t\t<h2>Pr\u00e9voyance priv\u00e9e &#8211; Pourquoi se pr\u00e9munir ?<\/h2>\r\n\t\t\t\t\r\n\t\t\t\t \r\n\t\t\t\t   <h3>Nous te r\u00e9v\u00e9lons pourquoi la pr\u00e9voyance priv\u00e9e est si importante  <\/h3>\r\n\t\t\t\t\t\r\n\t\t\t\t\t \r\n\t\t\t\t\t<\/div> \r\n\t\t\t\t\t\r\n\t\t\t\t\t<div class=\"txt-textfield postContent pt-md-2\">\r\n\t\t\t\t\t\t\t\t\t\t  <p>Aujourd&rsquo;hui, la <strong>retraite est<\/strong> encore loin dans <strong>le futur<\/strong>, mais pour conserver son <strong>mode de vie habituel<\/strong> \u00e0 l&rsquo;\u00e2ge de la retraite, il faut s&rsquo;en pr\u00e9occuper <strong>d\u00e8s maintenant<\/strong>.<\/p>\n<p><strong>Plus<\/strong> tu t&rsquo;y prends <strong>t\u00f4t<\/strong>, <strong>plus tu obtiendras de r\u00e9sultats<\/strong>.<br \/>\nEn effet, les personnes qui comptent sur la rente AVS et, si elles travaillent, sur la LPP, peuvent s&rsquo;attendre \u00e0 un total de<strong> seulement 60% de leur salaire pr\u00e9c\u00e9dent<\/strong>. Le besoin de couvrir ces \u00e9ventuelles lacunes de pr\u00e9voyance est important et ne doit pas \u00eatre sous-estim\u00e9.<\/p>\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t<\/div> \r\n\t\t\t\t\t\r\n\t\t\t\t\t <div class=\"txt-textfield-btns pt-2 \">\r\n\t\t\t\t\t\t  \r\n\t\t\t\t\t<\/div> \r\n\t\t\t\t\r\n\t\t\t\t\t\t\r\n\t\r\n\t\t\t\t<\/div>\r\n\r\n\t\t \r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\r\n\r\n\t\t\t\t\t\r\n\t\t <\/div> \t\r\n\t\t<\/div>\r\n\t \r\n\t  \r\n \r\n \r\n\t<\/div>\r\n<\/section>\r\n\r\n\n\n\n\n<section id=\"res-text-bild-block_35813d016bff4274957bffdd08fdc7ec\" class=\"res-block res-text-bild alignfull layout01 pt-4 Transparent hintergrund-rechts\t\" style=\"background: transparent;\">\n  <div class=\"inner-container container-fluid\" data-aos=\"res-fadeIn\">\n\n\t\t\t  <style>\n\t\t\t @media only screen and (min-width: 970px) {\n\t\t\t  #res-text-bild-block_35813d016bff4274957bffdd08fdc7ec.res-text-bild .layout-1 .txt-imagebox.offset-md-1 {margin-left: 3%;}\n\t\t\t  #res-text-bild-block_35813d016bff4274957bffdd08fdc7ec.res-text-bild .layout-1 .txt-box.offset-md-1 {margin-left: 3%;}\n\t\t\t}\n\t\t\t \n\t\t  <\/style>\n\n\n        <div class=\"layout-1 row flex-row-reverse \">\n\t\t\t<div class=\"col-md-7 txt-box offset-md-1\">\n\n\n\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t <div class=\"txt-text postContent pt-2 pt-md-2\">\n\t\t\t\t\t\t\t\t\t\t  <p>Avec la pr\u00e9voyance priv\u00e9e dans un pilier 3a, tu <strong>b\u00e9n\u00e9ficies<\/strong> toutefois de diff\u00e9rents <strong>avantages, d\u00e8s le d\u00e9but<\/strong>.<\/p>\n<p>Avec tes versements annuels (le montant maximal du pilier 3a pour les personnes actives pour l&rsquo;ann\u00e9e 2023 est de 7056 CHF &#8211; pour les personnes non assur\u00e9es LPP, il est de 20% du revenu net de l&rsquo;activit\u00e9 lucrative, mais au maximum de 35 280 CHF), ou tes primes mensuelles, tu construis ann\u00e9e apr\u00e8s ann\u00e9e un <strong>Capital vieillesse<\/strong> sur lequel tu peux compter \u00e0 la retraite en plus des pensions l\u00e9gales AVS (premier pilier, pr\u00e9voyance sociale &#8211; \u00e9tatique) et LPP (pr\u00e9voyance professionnelle).<\/p>\n<p>Tu peux <strong>d\u00e9duire<\/strong> le <strong>montant<\/strong> vers\u00e9 de ton <strong>revenu imposable<\/strong> et <strong>\u00e9conomiser<\/strong> ainsi jusqu&rsquo;\u00e0 <strong>2000 CHF<\/strong> d <strong>&lsquo;imp\u00f4ts<\/strong> ann\u00e9e apr\u00e8s ann\u00e9e.<\/p>\n\t\t\t\t\t\n\t\t\t\t\t \n\t\t\t\t\t\n\t\t\t\t<\/div>\n\n\n\t\t\t<\/div>\n\n\t\t\t<div class=\"col-md mb-2 mt-md-1 txt-imagebox \">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1000\" height=\"750\" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2023\/04\/junge-lachende-Frau-OK-1000x750.jpg\" class=\"img-fluid w-100 txt-img\" alt=\"Parfait et pr\u00e9cis\" \/>\t\t\t\t\t\t\t<\/div>\n\n\t\t<\/div>\n\n\n\t\n\t<\/div>\n<\/section>\n\n\n\n\n\n<section id=\"res-text-bild-block_74474136af2d8bdb3c9619390e70d0bb\" class=\"res-block res-text-bild alignfull layout01 pb-4  \t\" style=\"background : transparent;\">\n  <div class=\"inner-container container-fluid\" data-aos=\"res-fadeIn\">\n\n\t\t\t  <style>\n\t\t\t @media only screen and (min-width: 970px) {\n\t\t\t  #res-text-bild-block_74474136af2d8bdb3c9619390e70d0bb.res-text-bild .layout-1 .txt-imagebox.offset-md-1 {margin-left: 3%;}\n\t\t\t  #res-text-bild-block_74474136af2d8bdb3c9619390e70d0bb.res-text-bild .layout-1 .txt-box.offset-md-1 {margin-left: 3%;}\n\t\t\t}\n\t\t\t \n\t\t  <\/style>\n\n\n        <div class=\"layout-1 row  \">\n\t\t\t<div class=\"col-md-7 txt-box \">\n\n\n\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t <div class=\"txt-text postContent pt-2 pt-md-2\">\n\t\t\t\t\t\t\t\t\t\t  <p>En outre, tu peux utiliser ta police du pilier 3a comme<strong> capital propre lors de l&rsquo;acquisition d&rsquo;un logement<\/strong> (ou 10% des 20% de capital propre peuvent provenir de la police de pr\u00e9voyance). Le capital \u00e9pargn\u00e9 sert \u00e0 garantir le montant des fonds propres.<\/p>\n<p>De plus, dans le cadre d&rsquo;une police pilier 3a, ainsi que dans un pilier 3b, tu peux couvrir certaines situations morales par le biais de l&rsquo;assurance et, par exemple, <strong>prot\u00e9ger<\/strong> ta <strong>famille<\/strong> s&rsquo;il devait t&rsquo;arriver quelque chose ou te pr\u00e9munir contre les pertes financi\u00e8res dues \u00e0 <strong>une invalidit\u00e9<\/strong>.<\/p>\n\t\t\t\t\t\n\t\t\t\t\t \n\t\t\t\t\t\n\t\t\t\t<\/div>\n\n\n\t\t\t<\/div>\n\n\t\t\t<div class=\"col-md mb-2 mt-md-1 txt-imagebox offset-md-1\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1000\" height=\"750\" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2023\/04\/shutterstock_2111186444-1000x750.jpg\" class=\"img-fluid w-100 txt-img\" alt=\"\" \/>\t\t\t\t\t\t\t<\/div>\n\n\t\t<\/div>\n\n\n\t\n\t<\/div>\n<\/section>\n\n\n\n\r\n\t<section id=\"res-boxes-block_347f1a2890ae27d3be8ce07a25c3a570\" class=\"res-block res-boxes alignfull py-2 Transparent\" style=\"background: transparent;\">\r\n\t\t<div class=\"inner-container container-fluid\" data-aos=\"res-fadeIn\">\r\n\r\n\t\t\t<style>\r\n\t\t\t\t\r\n\t\t\t\t@media only screen and (min-width: 970px) {\r\n\t\t\t\t#res-boxes-block_347f1a2890ae27d3be8ce07a25c3a570 .box-inner {margin-right: 20px;}\r\n\t\t\t\t\t\t\t\t#res-boxes-block_347f1a2890ae27d3be8ce07a25c3a570 .box-item .postContent h2,\r\n\t\t\t\t#res-boxes-block_347f1a2890ae27d3be8ce07a25c3a570 .box-item .postContent h3,\r\n\t\t\t\t#res-boxes-block_347f1a2890ae27d3be8ce07a25c3a570 .box-item .postContent h4 {\r\n\t\t\t\t\t                              font-size: 100%; line-height: 140%;font-weight: 600;}\r\n\t\t\t\t#res-boxes-block_347f1a2890ae27d3be8ce07a25c3a570 .box-item.boxlayout01 .postContent .vorschau-text,\r\n\t\t\t\t#res-boxes-block_347f1a2890ae27d3be8ce07a25c3a570 .box-item.boxlayout02 .postContent .vorschau-text {font-size: 100%; line-height: 140%;}\r\n\t\t\t\t#res-boxes-block_347f1a2890ae27d3be8ce07a25c3a570 .box-item.boxlayout03 .teamContent .team-infos {font-size: 100%; line-height: 140%;}\r\n\t\t\t\t\r\n\t\t\t\t\r\n\t\t\t\t}\r\n\t\t\t<\/style>\r\n\r\n\t\t\t\r\n\t\t\t\r\n\t\t\t<div id=\"res-boxes-block_347f1a2890ae27d3be8ce07a25c3a570\" class=\"row row-cols-1 row-cols-md-4 no-gutters boxes-frame equal-boxheight \" >\r\n\r\n\t\t\t\t\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t<div class=\"col-md box-col mb-1 mb-md-1 box-item boxlayout01     box-url-link\">\r\n\r\n\t\t\t\t\t<div class=\"box-inner shadow scale-box h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/onezone.ch\/fr\/contact\/\" target=\"_blank\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox text-center \">\r\n\r\n\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t<div class=\"postContent pt-1 pt-md-1 h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<h4>Demander des conseils<\/h4>\r\n\r\n\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t<\/div>\r\n\t\t\r\n\t\t\t\t\t\t\t\t<div class=\"col-md box-col mb-1 mb-md-1 box-item boxlayout01     box-url-link\">\r\n\r\n\t\t\t\t\t<div class=\"box-inner shadow scale-box h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#demandes de pr\u00e9voyance\" target=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox text-center \">\r\n\r\n\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t<div class=\"postContent pt-1 pt-md-1 h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<h4>Recevoir des offres maintenant<\/h4>\r\n\r\n\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t<\/div>\r\n\t\t\r\n\t\t\t\t\t\t\t\t<div class=\"col-md box-col mb-1 mb-md-1 box-item boxlayout01     box-url-link\">\r\n\r\n\t\t\t\t\t<div class=\"box-inner shadow scale-box h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#avantages-pr\u00e9voyance\" target=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox text-center \">\r\n\r\n\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t<div class=\"postContent pt-1 pt-md-1 h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<h4>Aper\u00e7u de tes avantages<\/h4>\r\n\r\n\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t<\/div>\r\n\t\t\r\n\t\t\t\t\t\t\t\t<div class=\"col-md box-col mb-1 mb-md-1 box-item boxlayout01     box-url-link\">\r\n\r\n\t\t\t\t\t<div class=\"box-inner shadow scale-box h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#3-colonne\" target=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox text-center \">\r\n\r\n\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t<div class=\"postContent pt-1 pt-md-1 h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<h4>Qu&rsquo;est-ce que le principe des trois piliers ?<\/h4>\r\n\r\n\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t<\/section>\r\n\r\n\n\n\n<div style=\"height:56px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\r\n  \r\n\t<style>\r\n\t\t.link-anker-with-no-padding {padding: 0 !important;}\r\n  <\/style>\r\n\r\n<section id=\"avantages-pr\u00e9voyance\" class=\"res-block res-link-anker py-4 Transparent link-anker-with-no-padding\" style=\"background: transparent;\">\r\n  <div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\r\n\t\r\n\t\t\r\n\t  \r\n\r\n\t<\/div>\r\n<\/section>\n\n\r\n\r\n<section id=\"res-txt-block_beecaa6babd60891dcb209722524538e\" class=\"res-block res-txt aligncenter layout01 py-2 Transparent\" style=\"background: transparent;\">\r\n  <div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\r\n \r\n\t\t  \r\n\t\t \t  \r\n      \r\n      <div class=\"layout-1 txt-section\">\r\n\t\t<div class=\"row\">\t\r\n\t\t\t\r\n\t\t\r\n\t\t\t<div class=\"col-md-10 var-1spalten mx-auto text-center\">\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"txt-title-field\">\r\n\t\r\n\t\t\t\t\t\r\n\r\n\t\t\t\t  \r\n\t\t\t\t\t<h2>Tes avantages avec un pilier 3a<\/h2>\r\n\t\t\t\t\r\n\t\t\t\t \r\n\t\t\t\t   <h3>En un coup d&rsquo;\u0153il<\/h3>\r\n\t\t\t\t\t\r\n\t\t\t\t\t \r\n\t\t\t\t\t<\/div> \r\n\t\t\t\t\t\r\n\t\t\t\t\t<div class=\"txt-textfield postContent pt-md-2\">\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t<\/div> \r\n\t\t\t\t\t\r\n\t\t\t\t\t <div class=\"txt-textfield-btns pt-2 \">\r\n\t\t\t\t\t\t  \r\n\t\t\t\t\t<\/div> \r\n\t\t\t\t\r\n\t\t\t\t\t\t\r\n\t\r\n\t\t\t\t<\/div>\r\n\r\n\t\t \r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\r\n\r\n\t\t\t\t\t\r\n\t\t <\/div> \t\r\n\t\t<\/div>\r\n\t \r\n\t  \r\n \r\n \r\n\t<\/div>\r\n<\/section>\r\n\r\n\n\n\r\n<section id=\"res-icons-text-block_534701a4fa9e11204c48ae22e603993d\" class=\"res-block res-icons-text alignfull py-3 \" style=\"background : transparent;\">\r\n  <div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\r\n\t  \r\n\t  <style>\r\n\t\t  #res-icons-text-block_534701a4fa9e11204c48ae22e603993d.res-icons-text .iconbox-bottom { margin-bottom:2%;}\r\n\t\t  #res-icons-text-block_534701a4fa9e11204c48ae22e603993d.res-icons-text .iconbox-side { margin-right:5%;}\r\n\t\t  #res-icons-text-block_534701a4fa9e11204c48ae22e603993d.res-icons-text .iconbox { font-size:90%; line-height: 150%;} \r\n\t  <\/style> \r\n\r\n <div class=\"icons-text-layout row row-cols-1 row-cols-md-4 no-gutters\">\r\n\t \r\n     \r\n      <div class=\"col-md iconbox-bottom\"> \r\n\t\t<div class=\"iconbox iconbox-side h-100 shadow-sm p-1\">\r\n\t\t  \r\n          <div class=\"row row-cols-2\">\r\n\t  \r\n\t\t\t   \t\t\t\t<div class=\"col-2 icons-txt-img pb-2 col-md-4\">\r\n\t\t\t\t\t \r\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/icon-mietkaution.svg\" class=\"img-fluid w-100\" alt=\"\" \/>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t   \r\n\t\t\t\t<div class=\"col-10 icons-txt-content col-md-10\">\r\n\t\t\t\t\t<p><strong>R\u00e9duire ses imp\u00f4ts :<\/strong><\/p>\n<p>Profite d\u00e8s maintenant d&rsquo;une baisse d&rsquo;imp\u00f4ts. Cela peut aussi repr\u00e9senter jusqu&rsquo;\u00e0 2 000 CHF par personne.<\/p>\n\t\t\t\t\r\n\t\t\t\t<\/div>\r\n\t\t\t\t  \r\n\t\t\t<\/div>\r\n\t\t\t\r\n          <\/div>\r\n      <\/div>\r\n\r\n\t  \r\n      \r\n      <div class=\"col-md iconbox-bottom\"> \r\n\t\t<div class=\"iconbox iconbox-side h-100 shadow-sm p-1\">\r\n\t\t  \r\n          <div class=\"row row-cols-2\">\r\n\t  \r\n\t\t\t   \t\t\t\t<div class=\"col-2 icons-txt-img pb-2 col-md-4\">\r\n\t\t\t\t\t \r\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/icon-hausrat.svg\" class=\"img-fluid w-100\" alt=\"icon Assurance m\u00e9nage\" \/>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t   \r\n\t\t\t\t<div class=\"col-10 icons-txt-content col-md-10\">\r\n\t\t\t\t\t<p><strong>Financer son logement :<\/strong><\/p>\n<p>\u00c9pargnez les fonds propres n\u00e9cessaires pour votre logement et amortissez l&rsquo;hypoth\u00e8que avec le pilier 3a. La plupart du temps, il y a en plus des taux d&rsquo;int\u00e9r\u00eat hypoth\u00e9caires plus avantageux.<\/p>\n\t\t\t\t\r\n\t\t\t\t<\/div>\r\n\t\t\t\t  \r\n\t\t\t<\/div>\r\n\t\t\t\r\n          <\/div>\r\n      <\/div>\r\n\r\n\t  \r\n      \r\n      <div class=\"col-md iconbox-bottom\"> \r\n\t\t<div class=\"iconbox iconbox-side h-100 shadow-sm p-1\">\r\n\t\t  \r\n          <div class=\"row row-cols-2\">\r\n\t  \r\n\t\t\t   \t\t\t\t<div class=\"col-2 icons-txt-img pb-2 col-md-4\">\r\n\t\t\t\t\t \r\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/icon-zusatzversicherung.svg\" class=\"img-fluid w-100\" alt=\"icon Schtuz\" \/>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t   \r\n\t\t\t\t<div class=\"col-10 icons-txt-content col-md-10\">\r\n\t\t\t\t\t<p><strong>Pr\u00e9voyance vieillesse :<\/strong><\/p>\n<p>Re\u00e7ois une garantie pour le capital final et profite en plus chaque ann\u00e9e des int\u00e9r\u00eats obtenus.<\/p>\n\t\t\t\t\r\n\t\t\t\t<\/div>\r\n\t\t\t\t  \r\n\t\t\t<\/div>\r\n\t\t\t\r\n          <\/div>\r\n      <\/div>\r\n\r\n\t  \r\n      \r\n      <div class=\"col-md iconbox-bottom\"> \r\n\t\t<div class=\"iconbox iconbox-side h-100 shadow-sm p-1\">\r\n\t\t  \r\n          <div class=\"row row-cols-2\">\r\n\t  \r\n\t\t\t   \t\t\t\t<div class=\"col-2 icons-txt-img pb-2 col-md-4\">\r\n\t\t\t\t\t \r\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2023\/05\/icon-Familie-transparent.png\" class=\"img-fluid w-100\" alt=\"icon Familie \" \/>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t   \r\n\t\t\t\t<div class=\"col-10 icons-txt-content col-md-10\">\r\n\t\t\t\t\t<p><strong>Assurer la famille :<\/strong><\/p>\n<p>Modular d&rsquo;inclure une couverture d&rsquo;assurance et de pouvoir l&rsquo;adapter au fil du temps. Il doit \u00eatre intelligent et flexible.<\/p>\n\t\t\t\t\r\n\t\t\t\t<\/div>\r\n\t\t\t\t  \r\n\t\t\t<\/div>\r\n\t\t\t\r\n          <\/div>\r\n      <\/div>\r\n\r\n\t  \r\n               <\/div>  \r\n\t  \r\n\t  \r\n\t<\/div>\r\n<\/section>\r\n\r\n\n\n\r\n  \r\n\t<style>\r\n\t\t.link-anker-with-no-padding {padding: 0 !important;}\r\n  <\/style>\r\n\r\n<section id=\"3-colonne\" class=\"res-block res-link-anker py-4 Transparent link-anker-with-no-padding\" style=\"background: transparent;\">\r\n  <div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\r\n\t\r\n\t\t\r\n\t  \r\n\r\n\t<\/div>\r\n<\/section>\n\n\n\n<section id=\"res-text-bild-block_5674a264ad6d45b0d7483bd07c5a9012\" class=\"res-block res-text-bild alignfull layout01 py-4  \t\" style=\"background : transparent;\">\n  <div class=\"inner-container container-fluid\" data-aos=\"res-fadeIn\">\n\n\t\t\t  <style>\n\t\t\t @media only screen and (min-width: 970px) {\n\t\t\t  #res-text-bild-block_5674a264ad6d45b0d7483bd07c5a9012.res-text-bild .layout-1 .txt-imagebox.offset-md-1 {margin-left: 3%;}\n\t\t\t  #res-text-bild-block_5674a264ad6d45b0d7483bd07c5a9012.res-text-bild .layout-1 .txt-box.offset-md-1 {margin-left: 3%;}\n\t\t\t}\n\t\t\t \n\t\t  <\/style>\n\n\n        <div class=\"layout-1 row  \">\n\t\t\t<div class=\"col-md-7 txt-box \">\n\n\n\t\t\t\n\t\t\t\t\t\t\t\t\t<h2>Comment le syst\u00e8me de pr\u00e9voyance suisse est-il structur\u00e9 ?<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t\t   <h3 class=\"pb-1\">Le syst\u00e8me de pr\u00e9voyance suisse expliqu\u00e9 simplement.  <\/h3>\n\t\t\t\t\n\t\t\t\t <div class=\"txt-text postContent pt-2 pt-md-2\">\n\t\t\t\t\t\t\t\t\t\t  <p>Le syst\u00e8me de pr\u00e9voyance suisse est bas\u00e9 sur le <strong>principe<\/strong> dit <strong>des trois piliers :<\/strong><br \/>\nLe<strong> premier pilier<\/strong> est le pilier <strong>obligatoire<\/strong>, <strong>\u00e9tatique<\/strong>, dont b\u00e9n\u00e9ficie toute personne r\u00e9sidant en Suisse. Elle sert \u00e0 couvrir le minimum vital.<br \/>\nLe <strong>deuxi\u00e8me pilier<\/strong> est la <strong>pr\u00e9voyance professionnelle<\/strong> dont b\u00e9n\u00e9ficie toute *personne active<em> *(seuil d&rsquo;entr\u00e9e minimum pour une LPP : salaire annuel de 22 050 CHF) <\/em>en Suisse. Celle-ci est vers\u00e9e en plus de la rente AVS.<br \/>\n<strong>Ensemble<\/strong>, ces deux pensions repr\u00e9sentent <strong>environ 60%<\/strong> du salaire habituel. Donc \u00e0 peine plus de la moiti\u00e9 de ce \u00e0 quoi on est habitu\u00e9.<br \/>\nC&rsquo;est pourquoi il existe une <strong>pr\u00e9voyance priv\u00e9e dans le cadre du troisi\u00e8me pilier<\/strong>, qui te permet de combler ces lacunes de mani\u00e8re id\u00e9ale.<\/p>\n\t\t\t\t\t\n\t\t\t\t\t \n\t\t\t\t\t\n\t\t\t\t<\/div>\n\n\n\t\t\t<\/div>\n\n\t\t\t<div class=\"col-md mb-2 mt-md-1 txt-imagebox offset-md-1\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2023\/05\/3-saeulen-system-schweiz_transparent.png\" class=\"img-fluid w-100 txt-img\" alt=\"drei s\u00e4ulen system schweiz\" srcset=\"https:\/\/onezone.ch\/wp-content\/uploads\/2023\/05\/3-saeulen-system-schweiz_transparent.png 500w, https:\/\/onezone.ch\/wp-content\/uploads\/2023\/05\/3-saeulen-system-schweiz_transparent-480x480.png 480w, https:\/\/onezone.ch\/wp-content\/uploads\/2023\/05\/3-saeulen-system-schweiz_transparent-800x800.png 800w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>\t\t\t\t\t\t\t<\/div>\n\n\t\t<\/div>\n\n\n\t\n\t<\/div>\n<\/section>\n\n\n\n\r\n  \r\n\t<style>\r\n\t\t.link-anker-with-no-padding {padding: 0 !important;}\r\n  <\/style>\r\n\r\n<section id=\"demandes de pr\u00e9voyance\" class=\"res-block res-link-anker py-4  link-anker-with-no-padding\" style=\"background : transparent;\">\r\n  <div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\r\n\t\r\n\t\t\r\n\t  \r\n\r\n\t<\/div>\r\n<\/section>\n\n\n\n<section id=\"res-text-bild-block_e5e625f11dcac6c6f9c12694a3ecfcc5\" class=\"res-block res-text-bild alignfull layout01 pt-3  \t\" style=\"background : transparent;\">\n  <div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\n\n\t\t\t  <style>\n\t\t\t @media only screen and (min-width: 970px) {\n\t\t\t  #res-text-bild-block_e5e625f11dcac6c6f9c12694a3ecfcc5.res-text-bild .layout-1 .txt-imagebox.offset-md-1 {margin-left: 0%;}\n\t\t\t  #res-text-bild-block_e5e625f11dcac6c6f9c12694a3ecfcc5.res-text-bild .layout-1 .txt-box.offset-md-1 {margin-left: 0%;}\n\t\t\t}\n\t\t\t \n\t\t  <\/style>\n\n\n        <div class=\"layout-1 row  \">\n\t\t\t<div class=\"col-md-12 txt-box \">\n\n\n\t\t\t\n\t\t\t\t\t\t\t\t\t<h2>Recevoir gratuitement un comparatif personnalis\u00e9 sur les principales compagnies du march\u00e9  <\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t\t   <h3 class=\"pb-1\">Remplir le formulaire maintenant<\/h3>\n\t\t\t\t\n\t\t\t\t <div class=\"txt-text postContent pt-2 pt-md-2\">\n\t\t\t\t\t\n\t\t\t\t\t \n\t\t\t\t\t\n\t\t\t\t<\/div>\n\n\n\t\t\t<\/div>\n\n\t\t\t<div class=\"col-md mb-2 mt-md-1 txt-imagebox offset-md-1\">\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\n\t\t<\/div>\n\n\n\t\n\t<\/div>\n<\/section>\n\n\n\n\n<form method=\"post\" enctype=\"multipart\/form-data\" id=\"vfbp-form-58\" onSubmit=\"gtag('event', 'formular-event', {event_category: 'kontaktformular-gesendet', event_action: 'btn-klickt'});\" class=\"vfbp-form\"><div style=\"display:none;\"><label for=\"vfbp-EMAIL-AN8fuQyoDLXem\">Si vous \u00eates humain, laissez ce champ vide.<\/label><input size=\"25\" autocomplete=\"off\" type=\"text\" name=\"vfbp-EMAIL-AN8fuQyoDLXem\" value=\"\" id=\"\"><\/div><input type=\"hidden\" name=\"_vfb-timestamp-58\" value=\"1776456609\" id=\"\"><input type=\"hidden\" name=\"_vfb-form-id\" value=\"58\" id=\"\"><div class=\"vfb-form-group vfb-col-12\"><div><h3 class=\"\">Donn\u00e9es personnelles<\/h3><\/div><\/div><div class=\"vfb-col-12 vfb-fieldType-heading\" id=\"vfbField1188\"><\/div><div class=\"vfb-clearfix\"><\/div><div class=\"vfb-col-2 vfb-fieldType-select\" id=\"vfbField1189\"><label for=\"vfb-field-1189\" class=\"vfb-control-label\"> Titre de civilit\u00e9* <span class=\"vfb-required-asterisk\">*<\/span><\/label><div><div class=\"vfb-form-group\"><select id=\"vfb-field-1189\" class=\"vfb-form-control\" placeholder=\"\" required=\"required\" name=\"vfb-field-1189\"><option value=\" Titre de civilit&eacute;\"> Titre de civilit\u00e9<\/option><option value=\"Madame\">Madame<\/option><option value=\"Monsieur\">Monsieur<\/option><\/select><\/div><\/div><\/div><div class=\"vfb-col-5 vfb-fieldType-text\" id=\"vfbField1190\"><div class=\"vfb-form-group\"><label for=\"vfb-field-1190\" class=\"vfb-control-label\">Nom <span class=\"vfb-required-asterisk\">*<\/span><\/label><div><input id=\"vfb-field-1190\" class=\"vfb-form-control\" placeholder=\"Nom*\" required=\"required\" type=\"text\" name=\"vfb-field-1190\" value=\"\"><\/div><\/div><\/div><div class=\"vfb-col-5 vfb-fieldType-text\" id=\"vfbField1191\"><div class=\"vfb-form-group\"><label for=\"vfb-field-1191\" class=\"vfb-control-label\">Pr\u00e9nom<\/label><div><input id=\"vfb-field-1191\" class=\"vfb-form-control\" placeholder=\"Pr&eacute;nom\" type=\"text\" name=\"vfb-field-1191\" value=\"\"><\/div><\/div><\/div><div class=\"vfb-clearfix\"><\/div><div class=\"vfb-col-12 vfb-fieldType-text\" id=\"vfbField1192\"><div class=\"vfb-form-group\"><label for=\"vfb-field-1192\" class=\"vfb-control-label\">Adresse\/No.<\/label><div><input id=\"vfb-field-1192\" class=\"vfb-form-control\" placeholder=\"Adresse\/No.\" type=\"text\" name=\"vfb-field-1192\" value=\"\"><\/div><\/div><\/div><div class=\"vfb-clearfix\"><\/div><div class=\"vfb-col-6 vfb-fieldType-text\" id=\"vfbField1193\"><div class=\"vfb-form-group\"><label for=\"vfb-field-1193\" class=\"vfb-control-label\">Code postal <span class=\"vfb-required-asterisk\">*<\/span><\/label><div><input id=\"vfb-field-1193\" class=\"vfb-form-control\" placeholder=\"Code postal*\" required=\"required\" type=\"text\" name=\"vfb-field-1193\" value=\"\"><\/div><\/div><\/div><div class=\"vfb-col-6 vfb-fieldType-text\" id=\"vfbField1194\"><div class=\"vfb-form-group\"><label for=\"vfb-field-1194\" class=\"vfb-control-label\">Localit\u00e9<\/label><div><input id=\"vfb-field-1194\" class=\"vfb-form-control\" placeholder=\"Localit&eacute;\" type=\"text\" name=\"vfb-field-1194\" value=\"\"><\/div><\/div><\/div><div class=\"vfb-clearfix\"><\/div><div class=\"vfb-col-6 vfb-fieldType-email\" id=\"vfbField1195\"><div class=\"vfb-form-group\"><label for=\"vfb-field-1195\" class=\"vfb-control-label\">E-Mail* <span class=\"vfb-required-asterisk\">*<\/span><\/label><div><input id=\"vfb-field-1195\" class=\"vfb-form-control\" placeholder=\"E-Mail*\" required=\"required\" type=\"email\" name=\"vfb-field-1195\" value=\"\"><\/div><\/div><\/div><div class=\"vfb-col-6 vfb-fieldType-text\" id=\"vfbField1196\"><div class=\"vfb-form-group\"><label for=\"vfb-field-1196\" class=\"vfb-control-label\">T\u00e9l\u00e9phone* <span class=\"vfb-required-asterisk\">*<\/span><\/label><div><input id=\"vfb-field-1196\" class=\"vfb-form-control\" placeholder=\"T&eacute;l&eacute;phone*\" required=\"required\" type=\"text\" name=\"vfb-field-1196\" value=\"\"><\/div><\/div><\/div><div class=\"vfb-clearfix\"><\/div><div class=\"vfb-col-3 vfb-fieldType-date\" id=\"vfbField1197\"><div class=\"vfb-form-group\"><label for=\"vfb-field-1197\" class=\"vfb-control-label\">Date de naissance* <span class=\"vfb-required-asterisk\">*<\/span><\/label><div><input id=\"vfb-field-1197\" class=\"vfb-form-control\" placeholder=\"Date de naissance*\" required=\"required\" data-provide=\"datepicker\" type=\"text\" name=\"vfb-field-1197\" value=\"\"><\/div><\/div><\/div><div class=\"vfb-col-3 vfb-fieldType-select\" id=\"vfbField1198\"><label for=\"vfb-field-1198\" class=\"vfb-control-label\">Nazionalit\u00e0* <span class=\"vfb-required-asterisk\">*<\/span><\/label><div><div class=\"vfb-form-group\"><select id=\"vfb-field-1198\" class=\"vfb-form-control\" placeholder=\"\" required=\"required\" name=\"vfb-field-1198\"><option value=\"Schweiz\">Schweiz<\/option><option value=\"Vereinigte Staaten von Amerika (USA)\">Vereinigte Staaten von Amerika (USA)<\/option><option value=\"Vereinigtes K&ouml;nigreich (UK)\">Vereinigtes K\u00f6nigreich (UK)<\/option><option value=\"Kanada\">Kanada<\/option><option value=\"Australien\">Australien<\/option><option value=\"Afghanistan\">Afghanistan<\/option><option value=\"&Aring;land Inseln\">\u00c5land Inseln<\/option><option value=\"Albanien\">Albanien<\/option><option value=\"Algerien\">Algerien<\/option><option value=\"Andorra\">Andorra<\/option><option value=\"Angola\">Angola<\/option><option value=\"Anguilla\">Anguilla<\/option><option value=\"Antarktis\">Antarktis<\/option><option value=\"Antigua und Barbados\">Antigua und Barbados<\/option><option value=\"Argentinien\">Argentinien<\/option><option value=\"Armenien\">Armenien<\/option><option value=\"Aruba\">Aruba<\/option><option value=\"Amerikanisch-Samoa\">Amerikanisch-Samoa<\/option><option value=\"&Ouml;sterreich\">\u00d6sterreich<\/option><option value=\"Aserbaidschan\">Aserbaidschan<\/option><option value=\"Bahamas\">Bahamas<\/option><option value=\"Bahrain\">Bahrain<\/option><option value=\"Bangladesh\">Bangladesh<\/option><option value=\"Barbados\">Barbados<\/option><option value=\"Wei&szlig;russland\">Wei\u00dfrussland<\/option><option value=\"Belgien\">Belgien<\/option><option value=\"Belau (Palau)\">Belau (Palau)<\/option><option value=\"Belize\">Belize<\/option><option value=\"Benin\">Benin<\/option><option value=\"Bermuda\">Bermuda<\/option><option value=\"Bhutan\">Bhutan<\/option><option value=\"Bolivien\">Bolivien<\/option><option value=\"Bonaire, St. Eustatius und Saba\">Bonaire, St. Eustatius und Saba<\/option><option value=\"Bosnien und Herzegowina\">Bosnien und Herzegowina<\/option><option value=\"Botswana\">Botswana<\/option><option value=\"Bouvetinsel\">Bouvetinsel<\/option><option value=\"Brasilien\">Brasilien<\/option><option value=\"Britisches Territorium im Indischen Ozean\">Britisches Territorium im Indischen Ozean<\/option><option value=\"Britische Jungferninseln\">Britische Jungferninseln<\/option><option value=\"Brunei\">Brunei<\/option><option value=\"Bulgarien\">Bulgarien<\/option><option value=\"Burkina Faso\">Burkina Faso<\/option><option value=\"Burundi\">Burundi<\/option><option value=\"Kambodscha\">Kambodscha<\/option><option value=\"Kamerun\">Kamerun<\/option><option value=\"Kap Verde\">Kap Verde<\/option><option value=\"Kaimaninseln\">Kaimaninseln<\/option><option value=\"Zentralafrikanische Republik\">Zentralafrikanische Republik<\/option><option value=\"Tschad\">Tschad<\/option><option value=\"Chile\">Chile<\/option><option value=\"China\">China<\/option><option value=\"Weihnachtsinsel\">Weihnachtsinsel<\/option><option value=\"Kokosinseln\">Kokosinseln<\/option><option value=\"Kolumbien\">Kolumbien<\/option><option value=\"Komoren\">Komoren<\/option><option value=\"Kongo (Brazzaville)\">Kongo (Brazzaville)<\/option><option value=\"Kongo (Kinshasa)\">Kongo (Kinshasa)<\/option><option value=\"Cook Inseln\">Cook Inseln<\/option><option value=\"Costa Rica\">Costa Rica<\/option><option value=\"Kroatien\">Kroatien<\/option><option value=\"Kuba\">Kuba<\/option><option value=\"Curacao\">Curacao<\/option><option value=\"Zypern\">Zypern<\/option><option value=\"Tschechische Republik\">Tschechische Republik<\/option><option value=\"D&auml;nemark\">D\u00e4nemark<\/option><option value=\"Djibouti\">Djibouti<\/option><option value=\"Dominica\">Dominica<\/option><option value=\"Dominikanische Republik\">Dominikanische Republik<\/option><option value=\"Ecuador\">Ecuador<\/option><option value=\"&Auml;gypten\">\u00c4gypten<\/option><option value=\"El Salvador\">El Salvador<\/option><option value=\"&Auml;quatorial Guinea\">\u00c4quatorial Guinea<\/option><option value=\"Eritrea\">Eritrea<\/option><option value=\"Estland\">Estland<\/option><option value=\"&Auml;thopien\">\u00c4thopien<\/option><option value=\"Falkland Inseln\">Falkland Inseln<\/option><option value=\"Faroer Inseln\">Faroer Inseln<\/option><option value=\"Fidschi\">Fidschi<\/option><option value=\"Finnland\">Finnland<\/option><option value=\"Frankreich\">Frankreich<\/option><option value=\"Franz&ouml;sisch-Guayana\">Franz\u00f6sisch-Guayana<\/option><option value=\"Franz&ouml;sisch-Polynesien\">Franz\u00f6sisch-Polynesien<\/option><option value=\"Franz&ouml;sische S&uuml;d- und Antarktisgebiete\">Franz\u00f6sische S\u00fcd- und Antarktisgebiete<\/option><option value=\"Gabon\">Gabon<\/option><option value=\"Gambia\">Gambia<\/option><option value=\"Georgia\">Georgia<\/option><option value=\"Deutschland\">Deutschland<\/option><option value=\"Ghana\">Ghana<\/option><option value=\"Gibraltar\">Gibraltar<\/option><option value=\"Griechenland\">Griechenland<\/option><option value=\"Gr&ouml;nland\">Gr\u00f6nland<\/option><option value=\"Grenada\">Grenada<\/option><option value=\"Guadeloupe\">Guadeloupe<\/option><option value=\"Guatemala\">Guatemala<\/option><option value=\"Guernsey\">Guernsey<\/option><option value=\"Guinea\">Guinea<\/option><option value=\"Guinea-Bissau\">Guinea-Bissau<\/option><option value=\"Guyana\">Guyana<\/option><option value=\"Haiti\">Haiti<\/option><option value=\"Heard und McDonald Inseln\">Heard und McDonald Inseln<\/option><option value=\"Honduras\">Honduras<\/option><option value=\"Hongkong\">Hongkong<\/option><option value=\"Ungarn\">Ungarn<\/option><option value=\"Island\">Island<\/option><option value=\"Indien\">Indien<\/option><option value=\"Indonesien\">Indonesien<\/option><option value=\"Iran\">Iran<\/option><option value=\"Irak\">Irak<\/option><option value=\"Republik Irland\">Republik Irland<\/option><option value=\"Isle of Man\">Isle of Man<\/option><option value=\"Israel\">Israel<\/option><option value=\"Italien\">Italien<\/option><option value=\"Elfenbeink&uuml;ste\">Elfenbeink\u00fcste<\/option><option value=\"Jamaika\">Jamaika<\/option><option value=\"Japan\">Japan<\/option><option value=\"Jersey\">Jersey<\/option><option value=\"Jordanien\">Jordanien<\/option><option value=\"Kasachstan\">Kasachstan<\/option><option value=\"Kenia\">Kenia<\/option><option value=\"Kiribati\">Kiribati<\/option><option value=\"Kuwait\">Kuwait<\/option><option value=\"Kirgisistan\">Kirgisistan<\/option><option value=\"Laos\">Laos<\/option><option value=\"Lettland\">Lettland<\/option><option value=\"Libanon\">Libanon<\/option><option value=\"Lesotho\">Lesotho<\/option><option value=\"Liberia\">Liberia<\/option><option value=\"Lybien\">Lybien<\/option><option value=\"Liechtenstein\">Liechtenstein<\/option><option value=\"Litauen\">Litauen<\/option><option value=\"Luxemburg\">Luxemburg<\/option><option value=\"Macao\">Macao<\/option><option value=\"Mazedonien\">Mazedonien<\/option><option value=\"Madagaskar\">Madagaskar<\/option><option value=\"Malawi\">Malawi<\/option><option value=\"Malaysia\">Malaysia<\/option><option value=\"Malediven\">Malediven<\/option><option value=\"Mali\">Mali<\/option><option value=\"Malta\">Malta<\/option><option value=\"Marshall-Inseln\">Marshall-Inseln<\/option><option value=\"Martinique\">Martinique<\/option><option value=\"Mauretanien\">Mauretanien<\/option><option value=\"Mauritius\">Mauritius<\/option><option value=\"Mayotte\">Mayotte<\/option><option value=\"Mexiko\">Mexiko<\/option><option value=\"Mikronesien\">Mikronesien<\/option><option value=\"Moldawien\">Moldawien<\/option><option value=\"Monaco\">Monaco<\/option><option value=\"Mongolei\">Mongolei<\/option><option value=\"Montenegro\">Montenegro<\/option><option value=\"Montserrat\">Montserrat<\/option><option value=\"Marokko\">Marokko<\/option><option value=\"Mosambik\">Mosambik<\/option><option value=\"Myanmar\">Myanmar<\/option><option value=\"Namibia\">Namibia<\/option><option value=\"Nauru\">Nauru<\/option><option value=\"Nepal\">Nepal<\/option><option value=\"Niederlande\">Niederlande<\/option><option value=\"Niederl&auml;ndische Antillen\">Niederl\u00e4ndische Antillen<\/option><option value=\"Neukaledonien\">Neukaledonien<\/option><option value=\"Neuseeland\">Neuseeland<\/option><option value=\"Nicaragua\">Nicaragua<\/option><option value=\"Niger\">Niger<\/option><option value=\"Nigeria\">Nigeria<\/option><option value=\"Niue\">Niue<\/option><option value=\"Norfolkinsel\">Norfolkinsel<\/option><option value=\"Nordkorea (Volksrepublik)\">Nordkorea (Volksrepublik)<\/option><option value=\"Norwegen\">Norwegen<\/option><option value=\"Oman\">Oman<\/option><option value=\"Pakistan\">Pakistan<\/option><option value=\"Pal&auml;stinensische Autonomiegebiete\">Pal\u00e4stinensische Autonomiegebiete<\/option><option value=\"Panama\">Panama<\/option><option value=\"Papua-Neuguinea\">Papua-Neuguinea<\/option><option value=\"Paraguay\">Paraguay<\/option><option value=\"Peru\">Peru<\/option><option value=\"Philippinen\">Philippinen<\/option><option value=\"Pitcairninseln\">Pitcairninseln<\/option><option value=\"Polen\">Polen<\/option><option value=\"Portugal\">Portugal<\/option><option value=\"Katar\">Katar<\/option><option value=\"R&eacute;union\">R\u00e9union<\/option><option value=\"Rum&auml;nien\">Rum\u00e4nien<\/option><option value=\"Russland\">Russland<\/option><option value=\"Ruanda\">Ruanda<\/option><option value=\"Saint-Barth&eacute;lemy (Insel)\">Saint-Barth\u00e9lemy (Insel)<\/option><option value=\"St. Helena\">St. Helena<\/option><option value=\"St. Kitts und Nevis\">St. Kitts und Nevis<\/option><option value=\"St. Lucia\">St. Lucia<\/option><option value=\"St. Martin (Franz&ouml;sischer Teil)\">St. Martin (Franz\u00f6sischer Teil)<\/option><option value=\"Saint Martin (Niederl&auml;ndischer Teil)\">Saint Martin (Niederl\u00e4ndischer Teil)<\/option><option value=\"Saint-Pierre und Miquelon\">Saint-Pierre und Miquelon<\/option><option value=\"St. Vincent und die Grenadinen\">St. Vincent und die Grenadinen<\/option><option value=\"San Marino\">San Marino<\/option><option value=\"S&atilde;o Tom&eacute; und Pr&iacute;ncipe\">S\u00e3o Tom\u00e9 und Pr\u00edncipe<\/option><option value=\"Saudi-Arabien\">Saudi-Arabien<\/option><option value=\"Senegal\">Senegal<\/option><option value=\"Serbien\">Serbien<\/option><option value=\"Seychellen\">Seychellen<\/option><option value=\"Sierra Leone\">Sierra Leone<\/option><option value=\"Singapur\">Singapur<\/option><option value=\"Slowakei\">Slowakei<\/option><option value=\"Slovenien\">Slovenien<\/option><option value=\"Salomonen\">Salomonen<\/option><option value=\"Somalia\">Somalia<\/option><option value=\"S&uuml;dafrika\">S\u00fcdafrika<\/option><option value=\"S&uuml;dgeorgien und die S&uuml;dlichen Sandwichinseln\">S\u00fcdgeorgien und die S\u00fcdlichen Sandwichinseln<\/option><option value=\"S&uuml;dkorea\">S\u00fcdkorea<\/option><option value=\"S&uuml;dsudan\">S\u00fcdsudan<\/option><option value=\"Spanien\">Spanien<\/option><option value=\"Sri Lanka\">Sri Lanka<\/option><option value=\"Sudan\">Sudan<\/option><option value=\"Surinam\">Surinam<\/option><option value=\"Svalbard und Jan Mayen\">Svalbard und Jan Mayen<\/option><option value=\"Swasiland\">Swasiland<\/option><option value=\"Schweden\">Schweden<\/option><option value=\"Syrien\">Syrien<\/option><option value=\"Taiwan\">Taiwan<\/option><option value=\"Tadschikistan\">Tadschikistan<\/option><option value=\"Tanzania\">Tanzania<\/option><option value=\"Thailand\">Thailand<\/option><option value=\"Osttimor\">Osttimor<\/option><option value=\"Togo\">Togo<\/option><option value=\"Tokelau\">Tokelau<\/option><option value=\"Tonga\">Tonga<\/option><option value=\"Trinidad und Tobago\">Trinidad und Tobago<\/option><option value=\"Tunesien\">Tunesien<\/option><option value=\"T&uuml;rkei\">T\u00fcrkei<\/option><option value=\"Turkmenistan\">Turkmenistan<\/option><option value=\"Turks- und Caicosinseln\">Turks- und Caicosinseln<\/option><option value=\"Tuvalu\">Tuvalu<\/option><option value=\"Uganda\">Uganda<\/option><option value=\"Ukraine\">Ukraine<\/option><option value=\"Vereinigte Arabische Emirate\">Vereinigte Arabische Emirate<\/option><option value=\"Uruguay\">Uruguay<\/option><option value=\"Usbekistan\">Usbekistan<\/option><option value=\"Vanuatu\">Vanuatu<\/option><option value=\"Vatikanstadt\">Vatikanstadt<\/option><option value=\"Venezuela\">Venezuela<\/option><option value=\"Vietnam\">Vietnam<\/option><option value=\"Wallis und Futuna\">Wallis und Futuna<\/option><option value=\"Westsahara\">Westsahara<\/option><option value=\"West-Samoa\">West-Samoa<\/option><option value=\"Jemen\">Jemen<\/option><option value=\"Sambia\">Sambia<\/option><option value=\"Simbabwe\">Simbabwe<\/option><\/select><\/div><\/div><\/div><div class=\"vfb-col-6 vfb-fieldType-select\" id=\"vfbField1199\"><label for=\"vfb-field-1199\" class=\"vfb-control-label\">Permis de s\u00e9jour<\/label><div><div class=\"vfb-form-group\"><select id=\"vfb-field-1199\" class=\"vfb-form-control\" placeholder=\"\" name=\"vfb-field-1199\"><option value=\"Permis de s&eacute;jour\">Permis de s\u00e9jour<\/option><option value=\"B\">B<\/option><option value=\"C\">C<\/option><option value=\"L\">L<\/option><option value=\"G\">G<\/option><\/select><\/div><\/div><\/div><div class=\"vfb-clearfix\"><\/div><div class=\"vfb-col-6 vfb-fieldType-text\" id=\"vfbField1200\"><div class=\"vfb-form-group\"><label for=\"vfb-field-1200\" class=\"vfb-control-label\">Profession actuelle<\/label><div><input id=\"vfb-field-1200\" class=\"vfb-form-control\" placeholder=\"Professione corrente\" type=\"text\" name=\"vfb-field-1200\" value=\"\"><\/div><\/div><\/div><div class=\"vfb-col-6 vfb-fieldType-checkbox\" id=\"vfbField1201\"><label for=\"vfb-field-1201\" class=\"vfb-control-label\">Rapport de recrutement<\/label><div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-1201-0\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-1201\" type=\"checkbox\" name=\"vfb-field-1201[0]\" value=\"1\">Embauch\u00e9<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-1201-1\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-1201\" type=\"checkbox\" name=\"vfb-field-1201[1]\" value=\"1\">Par eux-m\u00eames<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-1201-2\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-1201\" type=\"checkbox\" name=\"vfb-field-1201[2]\" value=\"1\">\u00c9tudiant<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-1201-3\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-1201\" type=\"checkbox\" name=\"vfb-field-1201[3]\" value=\"1\">Ch\u00f4meurs<\/label><\/div><\/div><\/div><div class=\"vfb-clearfix\"><\/div><div class=\"vfb-col-6 vfb-fieldType-select\" id=\"vfbField1202\"><label for=\"vfb-field-1202\" class=\"vfb-control-label\">\u00cates-vous assur\u00e9 aupr\u00e8s d'un fonds de pension? <\/label><div><div class=\"vfb-form-group\"><select id=\"vfb-field-1202\" class=\"vfb-form-control\" placeholder=\"\" name=\"vfb-field-1202\"><option value=\"Je suis assur&eacute; aupr&egrave;s d&#039;un fonds de pension\">Je suis assur\u00e9 aupr\u00e8s d'un fonds de pension<\/option><option value=\"Je ne suis pas assur&eacute; aupr&egrave;s d&#039;un fonds de pension\">Je ne suis pas assur\u00e9 aupr\u00e8s d'un fonds de pension<\/option><\/select><\/div><\/div><\/div><div class=\"vfb-col-3 vfb-fieldType-text\" id=\"vfbField1203\"><div class=\"vfb-form-group\"><label for=\"vfb-field-1203\" class=\"vfb-control-label\">Taille<\/label><div><input id=\"vfb-field-1203\" class=\"vfb-form-control\" placeholder=\"Taille en cm\" type=\"text\" name=\"vfb-field-1203\" value=\"\"><\/div><\/div><\/div><div class=\"vfb-col-3 vfb-fieldType-text\" id=\"vfbField1204\"><div class=\"vfb-form-group\"><label for=\"vfb-field-1204\" class=\"vfb-control-label\">Poids<\/label><div><input id=\"vfb-field-1204\" class=\"vfb-form-control\" placeholder=\"Poids en kg\" type=\"text\" name=\"vfb-field-1204\" value=\"\"><\/div><\/div><\/div><div class=\"vfb-clearfix\"><\/div><div class=\"vfb-col-6 vfb-fieldType-checkbox\" id=\"vfbField1205\"><label for=\"vfb-field-1205\" class=\"vfb-control-label\">Objectif(s)<\/label><div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-1205-0\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-1205\" type=\"checkbox\" name=\"vfb-field-1205[0]\" value=\"1\">\u00c9conomiser des imp\u00f4ts<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-1205-1\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-1205\" type=\"checkbox\" name=\"vfb-field-1205[1]\" value=\"1\">La garantie la plus \u00e9lev\u00e9e possible<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-1205-2\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-1205\" type=\"checkbox\" name=\"vfb-field-1205[2]\" value=\"1\">Int\u00e9r\u00eat maximum possible<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-1205-3\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-1205\" type=\"checkbox\" name=\"vfb-field-1205[3]\" value=\"1\">Pension de retraite garantie<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-1205-4\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-1205\" type=\"checkbox\" name=\"vfb-field-1205[4]\" value=\"1\">Financement de l'accession \u00e0 la propri\u00e9t\u00e9<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-1205-5\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-1205\" type=\"checkbox\" name=\"vfb-field-1205[5]\" value=\"1\">Amortissement indirect des hypoth\u00e8ques<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-1205-6\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-1205\" type=\"checkbox\" name=\"vfb-field-1205[6]\" value=\"1\">Sauvegarde de la famille<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-1205-7\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-1205\" type=\"checkbox\" name=\"vfb-field-1205[7]\" value=\"1\">Pension d'invalidit\u00e9<\/label><\/div><\/div><\/div><div class=\"vfb-col-6 vfb-fieldType-checkbox\" id=\"vfbField1206\"><label for=\"vfb-field-1206\" class=\"vfb-control-label\">Montant de l'\u00e9pargne mensuelle souhait\u00e9e<\/label><div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-1206-0\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-1206\" type=\"checkbox\" name=\"vfb-field-1206[0]\" value=\"1\">plafond<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-1206-1\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-1206\" type=\"checkbox\" name=\"vfb-field-1206[1]\" value=\"1\">400<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-1206-2\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-1206\" type=\"checkbox\" name=\"vfb-field-1206[2]\" value=\"1\">300<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-1206-3\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-1206\" type=\"checkbox\" name=\"vfb-field-1206[3]\" value=\"1\">200<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-1206-4\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-1206\" type=\"checkbox\" name=\"vfb-field-1206[4]\" value=\"1\">100<\/label><\/div><\/div><\/div><div class=\"vfb-clearfix\"><\/div><div class=\"vfb-col-12 vfb-fieldType-textarea\" id=\"vfbField1207\"><div class=\"vfb-form-group\"><label for=\"vfb-field-1207\" class=\"vfb-control-label\">Commentaire<\/label><div><textarea id=\"vfb-field-1207\" class=\"vfb-form-control\" placeholder=\"Faites-nous part d&#039;autres souhaits ou commentaires\" rows=\"10\" name=\"vfb-field-1207\" cols=\"50\"><\/textarea><\/div><\/div><\/div><div class=\"vfb-clearfix\"><\/div><div class=\"vfb-col-7 vfb-fieldType-captcha\" id=\"vfbField1208\"><div class=\"vfb-form-group\"><label for=\"vfb-field-1208\" class=\"vfb-control-label\">Captcha <span class=\"vfb-required-asterisk\">*<\/span><\/label><div><div><\/div><input type=\"hidden\" name=\"_vfb_captcha_simple_enabled\" value=\"1\" id=\"\"><input id=\"vfb-field-1208\" class=\"vfb-form-control form-count\" placeholder=\"\" required=\"required\" data-vfb-required=\"1\" data-vfb-type=\"integer\" data-vfb-minlength=\"2\" data-vfb-maxlength=\"2\" type=\"text\" name=\"_vfb_captcha_simple-58\" value=\"\"><span class=\"vfb-help-block\">For security verification, please enter any random two digit number. For example: 69<\/span><\/div><\/div><\/div><div class=\"vfb-col-5 vfb-fieldType-checkbox\" id=\"vfbField1209\"><label for=\"vfb-field-1209\" class=\"vfb-control-label\"> <span class=\"vfb-required-asterisk\">*<\/span><\/label><div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-1209-0\" class=\" datenschutz-check\" placeholder=\"\" data-vfb-multiple=\"vfb-field-1209\" required=\"required\" type=\"checkbox\" name=\"vfb-field-1209[0]\" value=\"1\"><small>J'accepte la <a href=\"https:\/\/onezone.ch\/fr\/protection-des-donnees\/\">Protection des donn\u00e9es<\/a>*<\/small><\/label><\/div><\/div><\/div><div class=\"vfb-clearfix\"><\/div><div class=\"vfb-col-12 vfb-fieldType-submit\" id=\"vfbField1210\"><button id=\"vfb-field-1210\" class=\" btn btn-primary\" placeholder=\"\" type=\"submit\" name=\"_vfb-submit\">Recevoir des offres sans engagement<\/button><\/div><div class=\"vfb-clearfix\"><\/div><\/form>\n\n\n\n<div style=\"height:56px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n\n<section id=\"res-text-bild-block_8d22d0d767f34ec7db8a977ca5c70cb7\" class=\"res-block res-text-bild layout01 pt-3  \t\" style=\"background : transparent;\">\n  <div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\n\n\t\t\t  <style>\n\t\t\t @media only screen and (min-width: 970px) {\n\t\t\t  #res-text-bild-block_8d22d0d767f34ec7db8a977ca5c70cb7.res-text-bild .layout-1 .txt-imagebox.offset-md-1 {margin-left: 0%;}\n\t\t\t  #res-text-bild-block_8d22d0d767f34ec7db8a977ca5c70cb7.res-text-bild .layout-1 .txt-box.offset-md-1 {margin-left: 0%;}\n\t\t\t}\n\t\t\t \n\t\t  <\/style>\n\n\n        <div class=\"layout-1 row  \">\n\t\t\t<div class=\"col-md-12 txt-box \">\n\n\n\t\t\t\n\t\t\t\t\t\t\t\t\t<h2>Conseils et astuces<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t <div class=\"txt-text postContent pt-2 pt-md-2\">\n\t\t\t\t\t\n\t\t\t\t\t \n\t\t\t\t\t\n\t\t\t\t<\/div>\n\n\n\t\t\t<\/div>\n\n\t\t\t<div class=\"col-md mb-2 mt-md-1 txt-imagebox offset-md-1\">\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\n\t\t<\/div>\n\n\n\t\n\t<\/div>\n<\/section>\n\n\n\n\r\n\t<section id=\"res-collapse-block_ff5e419705e39d05315435af3b2253d6\" class=\"res-collapse pb-2 \" style=\"background : transparent;\">\r\n\t\t<div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\r\n\r\n\t\t\t<div id=\"res_collapse_UN6yV9zkpK\" class=\"collapse-all\">\r\n\t\t\t\t\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_ff5e419705e39d05315435af3b2253d6-1\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_ff5e419705e39d05315435af3b2253d6-1\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_ff5e419705e39d05315435af3b2253d6-1\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">Combien puis-je verser dans le pilier 3a ?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_ff5e419705e39d05315435af3b2253d6-1\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_ff5e419705e39d05315435af3b2253d6-1\" data-parent=\"#res_collapse_UN6yV9zkpK\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>Le montant maximal que tu peux verser sur un compte ou une police du pilier 3a est adapt\u00e9 chaque ann\u00e9e. En outre, il existe des diff\u00e9rences entre les salari\u00e9s qui sont obligatoirement assur\u00e9s dans le cadre du 2e pilier par leur employeur et les personnes qui sont ind\u00e9pendantes et ne sont pas soumises \u00e0 la pr\u00e9voyance professionnelle.<\/p>\n<p>Pour l&rsquo;ann\u00e9e 2023, les employ\u00e9s peuvent verser au maximum 7056 CHF par an, par contre les ind\u00e9pendants qui ne sont pas assur\u00e9s dans le deuxi\u00e8me pilier peuvent verser jusqu&rsquo;\u00e0 20% de leur salaire, mais au maximum 35280 CHF par an.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_ff5e419705e39d05315435af3b2253d6-2\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_ff5e419705e39d05315435af3b2253d6-2\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_ff5e419705e39d05315435af3b2253d6-2\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">Jusqu&rsquo;\u00e0 quand verser 3a ?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_ff5e419705e39d05315435af3b2253d6-2\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_ff5e419705e39d05315435af3b2253d6-2\" data-parent=\"#res_collapse_UN6yV9zkpK\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>En principe, tu peux verser des fonds sur ton compte ou ta police 3a \u00e0 tout moment. Toutefois, si tu as conclu un contrat avec paiement mensuel des primes, le versement correspondant doit \u00eatre effectu\u00e9 avant la fin de chaque mois pour le mois suivant. Si tu as choisi le paiement annuel, le montant doit \u00eatre enregistr\u00e9 sur le compte avant le dernier jour de l&rsquo;ann\u00e9e.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_ff5e419705e39d05315435af3b2253d6-3\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_ff5e419705e39d05315435af3b2253d6-3\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_ff5e419705e39d05315435af3b2253d6-3\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">Quelle est la diff\u00e9rence entre la pr\u00e9voyance 3a et 3b ?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_ff5e419705e39d05315435af3b2253d6-3\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_ff5e419705e39d05315435af3b2253d6-3\" data-parent=\"#res_collapse_UN6yV9zkpK\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>Les deux types de troisi\u00e8me pilier servent de couverture financi\u00e8re ou \u00e0 la r\u00e9alisation de certains objectifs financiers. Le pilier 3a est une pr\u00e9voyance li\u00e9e, avec plus de restrictions mais plus d&rsquo;avantages fiscaux, le pilier 3b est une pr\u00e9voyance libre qui est plus flexible, mais qui a aussi moins d&rsquo;avantages fiscaux. Ce sont les points sur lesquels les deux colonnes diff\u00e8rent :<\/p>\n<p><strong>Objectifs\/b\u00e9n\u00e9fices :<\/strong><\/p>\n<p>La pr\u00e9voyance li\u00e9e 3a sert principalement \u00e0 assurer l&rsquo;avenir financier, ou l&rsquo;\u00e2ge de la retraite. Le pilier 3b peut \u00eatre utilis\u00e9 pour n&rsquo;importe quel objectif d&rsquo;\u00e9pargne.<\/p>\n<p><strong>Dur\u00e9e de fonctionnement :<\/strong><\/p>\n<p>Le pilier 3a court jusqu&rsquo;\u00e0 l&rsquo;\u00e2ge de la retraite. Le pilier 3b a une dur\u00e9e individuelle et est d\u00e9fini lors de la conclusion du contrat, en fonction de l&rsquo;objectif de la personne.<\/p>\n<p><strong>Retrait anticip\u00e9<\/strong>:<\/p>\n<p>La pr\u00e9voyance li\u00e9e ne peut \u00eatre vers\u00e9e que pour l&rsquo;acquisition d&rsquo;un logement, l&rsquo;exercice d&rsquo;une activit\u00e9 ind\u00e9pendante ou en cas de d\u00e9part d\u00e9finitif de Suisse avant l&rsquo;\u00e9ch\u00e9ance. Le capital du pilier 3b peut \u00eatre retir\u00e9 \u00e0 tout moment.<\/p>\n<p><strong>Montant maximum<\/strong>:<\/p>\n<p>Pour les personnes employ\u00e9es, le montant maximal pour 2023 dans le pilier 3a est de 7056 CHF par an. Pour le pilier 3b, il n&rsquo;y a pas de montant maximum \u00e0 respecter.<\/p>\n<p><strong>\u00c9conomie d&rsquo;imp\u00f4ts :<\/strong><\/p>\n<p>Comme l&rsquo;\u00c9tat a une plus grande certitude que tu t&rsquo;en sortiras bien apr\u00e8s la retraite gr\u00e2ce \u00e0 ton pilier 3a li\u00e9 et que tu n&rsquo;auras pas besoin de prestations compl\u00e9mentaires en raison de ta propre prise de responsabilit\u00e9 avec la pr\u00e9voyance priv\u00e9e, il te r\u00e9compense par une r\u00e9duction d&rsquo;imp\u00f4ts. Tu peux en effet d\u00e9duire le montant vers\u00e9 de ton revenu imposable.<\/p>\n<p><strong>Qui peut les fermer :<\/strong><\/p>\n<p>Seules les personnes r\u00e9sidant et travaillant en Suisse peuvent souscrire un pilier 3a li\u00e9. Toute personne peut souscrire un pilier 3b.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_ff5e419705e39d05315435af3b2253d6-4\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_ff5e419705e39d05315435af3b2253d6-4\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_ff5e419705e39d05315435af3b2253d6-4\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">Pilier 3a : banque ou assurance ?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_ff5e419705e39d05315435af3b2253d6-4\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_ff5e419705e39d05315435af3b2253d6-4\" data-parent=\"#res_collapse_UN6yV9zkpK\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>En principe, il n&rsquo;y a pas de r\u00e9ponse d\u00e9finitive \u00e0 cette question. Cela d\u00e9pend toujours de la situation individuelle de la personne. Il y a cependant quelques caract\u00e9ristiques qui am\u00e8nent dans la plupart des situations \u00e0 d\u00e9cider de faire le pilier 3a ou 3b aupr\u00e8s d&rsquo;une assurance :<\/p>\n<p>Les assurances pr\u00e9sentent un capital garanti \u00e0 l&rsquo;\u00e9ch\u00e9ance sur la police. Dans la plupart des cas, les frais administratifs \u00e0 l&rsquo;\u00e9ch\u00e9ance sont \u00e9galement moins \u00e9lev\u00e9s pour une assurance que pour un fonds de la banque. En outre, les compagnies d&rsquo;assurance affichent une plus grande stabilit\u00e9.<\/p>\n<p>Les meilleures solutions sont celles o\u00f9 le capital accumul\u00e9 est garanti chaque ann\u00e9e, ce qui permet d&rsquo;augmenter la garantie ann\u00e9e apr\u00e8s ann\u00e9e.<\/p>\n<p>Selon la strat\u00e9gie de placement, certaines soci\u00e9t\u00e9s offrent \u00e9galement une protection contre les performances n\u00e9gatives, de sorte qu&rsquo;aucune perte n&rsquo;est compens\u00e9e.<\/p>\n<p>C&rsquo;est encore plus tragique lorsque les pertes \u00e0 l&rsquo;\u00e9ch\u00e9ance sont enti\u00e8rement \u00e0 la charge de l&rsquo;investisseur et que le temps ne permet pas de r\u00e9cup\u00e9rer ces pertes (risque important pour les fonds bancaires).<\/p>\n<p>De plus, avec une assurance vie, on b\u00e9n\u00e9ficie d&rsquo;un privil\u00e8ge successoral. Cela signifie que les prestations sont vers\u00e9es aux b\u00e9n\u00e9ficiaires, m\u00eame si une succession est r\u00e9pudi\u00e9e. Comme le capital ne fait pas partie de la succession, il est directement vers\u00e9 aux b\u00e9n\u00e9ficiaires.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t<\/div>\r\n\t<\/section>\r\n\r\n\n\n\n\n<section id=\"res-text-bild-block_5de85926c1c35fadd8786874e38663dc\" class=\"res-block res-text-bild layout01 pt-3 Transparent \t\" style=\"background: transparent;\">\n  <div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\n\n\t\t\t  <style>\n\t\t\t @media only screen and (min-width: 970px) {\n\t\t\t  #res-text-bild-block_5de85926c1c35fadd8786874e38663dc.res-text-bild .layout-1 .txt-imagebox.offset-md-1 {margin-left: 0%;}\n\t\t\t  #res-text-bild-block_5de85926c1c35fadd8786874e38663dc.res-text-bild .layout-1 .txt-box.offset-md-1 {margin-left: 0%;}\n\t\t\t}\n\t\t\t \n\t\t  <\/style>\n\n\n        <div class=\"layout-1 row  \">\n\t\t\t<div class=\"col-md-12 txt-box \">\n\n\n\t\t\t\n\t\t\t\t\t\t\t\t\t<h2>Vid\u00e9o explicative Pr\u00e9voyance pilier 3a Suisse (allemand)<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t <div class=\"txt-text postContent pt-2 pt-md-2\">\n\t\t\t\t\t\n\t\t\t\t\t \n\t\t\t\t\t\n\t\t\t\t<\/div>\n\n\n\t\t\t<\/div>\n\n\t\t\t<div class=\"col-md mb-2 mt-md-1 txt-imagebox offset-md-1\">\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\n\t\t<\/div>\n\n\n\t\n\t<\/div>\n<\/section>\n\n\n\n\r\n\r\n<section id=\"res-txt-block_9f8ffe1231fd3f16951a67a484d1a289\" class=\"res-block res-txt layout01 py-4 \" style=\"background : transparent;\">\r\n  <div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\r\n \r\n\t\t  \r\n\t\t \t  \r\n      \r\n      <div class=\"layout-1 txt-section\">\r\n\t\t<div class=\"row\">\t\r\n\t\t\t\r\n\t\t \r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\r\n\r\n\t\t\t\t\t\r\n\t\t <\/div> \t\r\n\t\t<\/div>\r\n\t \r\n\t  \r\n \r\n \r\n\t<\/div>\r\n<\/section>\r\n\r\n\n\n\r\n<section id=\"res-video-play-html-block_7237bdbd22268174c65a80cfd1a312f5\" data-platform=\"youtube\" class=\"res-video-play-html aligncenter py-2  video-play\">\r\n\t<div class=\"html-video text-center\" data-aos=\"res-fadeIn\">\r\n\r\n\t\t<style>\r\n\t\t\t\t\t\t            #res-video-play-html-block_7237bdbd22268174c65a80cfd1a312f5.res-video-play-html .res-vid-progressbar-container {display: none !important;}\r\n\t\t\t\t\t\t            #res-video-play-html-block_7237bdbd22268174c65a80cfd1a312f5.res-video-play-html .res-vid-time {display: none !important;}\r\n\t\t\t\t\t\t            #res-video-play-html-block_7237bdbd22268174c65a80cfd1a312f5.res-video-play-html .res-vid-mute-btn,\r\n            #res-video-play-html-block_7237bdbd22268174c65a80cfd1a312f5.res-video-play-html .res-vid-playback-btn {display: none !important;}\r\n\t\t\t\t}\r\n\t\t\t\t\t<\/style>\r\n\t\t\r\n\t\t<div class=\"res-vid-frame videobox-clean\">\r\n\t\t\t<div id=\"video_block_7237bdbd22268174c65a80cfd1a312f5\" class=\"res-vid-container mr-auto\">\r\n\r\n\t\t\t\t<!-- VIDEO PLAY BUTTON -->\r\n\t\t\t\t<div class=\"no--res-vid-play-btn\"><\/div>\r\n\r\n\t\t\t\t<div class=\"res-vid-overlay\">\r\n\t\t\t\t\t<!-- VIDEO MAIN -->\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"videoplayer-container youtube-video \">\r\n\t\t\t\t\t\t\t<iframe\r\n\t\t\t\t\t\t\t\tclass=\"externalVideo\"\r\n\t\t\t\t\t\t\t\tdata-platform=\"youtube\"\r\n\t\t\t\t\t\t\t\tsrc=\"https:\/\/www.youtube.com\/embed\/L6XB0OXgGf8?enablejsapi=1\"\r\n\t\t\t\t\t\t\t\tallow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\r\n\t\t\t\t\t\t\t\tallowfullscreen frameborder=\"0\"><\/iframe>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\r\n\t\t\t\t\t<!-- VIDEO Poster \/ Video -->\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\r\n\t<\/div>\r\n<\/section>\r\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n\n\n\t<section id=\"res-logo-slider-block_5c3fe5fc2093854cfbee1b1b509111f2\" class=\"res-block res-logo-slider alignfull py-1 \" style=\"couleur de fond : #eeeff6;\">\r\n\t\t<div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\r\n\t\t\t<div class=\"logoslider-outside-frame no-center-mode-desktop no-center-mode-mobile\">\r\n\r\n\t\t\t\t<style>\r\n                    #res-logo-slider-block_5c3fe5fc2093854cfbee1b1b509111f2 .box-item {margin-right: 100px;}\r\n\t\t\t\t\t\r\n                    @media only screen and (min-width: 970px) {\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t#res-logo-slider-block_5c3fe5fc2093854cfbee1b1b509111f2.alignfull .no-center-mode-desktop .slider {margin-left: 180px;}\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t#res-logo-slider-block_5c3fe5fc2093854cfbee1b1b509111f2 .logo-boxlayout01 .logobox-overlayer {background: rgba(0,0,0,0.4 );}\r\n\t\t\t\t\t\t\r\n                    }\r\n\t\t\t\t<\/style>\r\n\r\n\t\t\t\t\t\t\t\t\t\t<div id=\"res_slider_content_NVHdnDttuQ\" class=\"slider d-md-block d-block equal-boxheight\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-2 logo-boxlayout01 \" data-aos=\"res-rightIncoming\" (en anglais)>\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner   flatbox  h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative text-left\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img overflow-hidden\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"img-fluid w-100 \" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-partner-zurich-440x270.png\" alt=\"logo zurich assurance\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-2 logo-boxlayout01 \" data-aos=\"res-rightIncoming\" (en anglais)>\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner   flatbox  h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative text-left\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img overflow-hidden\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"img-fluid w-100 \" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-partner-helvetia-440x270.png\" alt=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-2 logo-boxlayout01 \" data-aos=\"res-rightIncoming\" (en anglais)>\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner   flatbox  h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative text-left\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img overflow-hidden\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"img-fluid w-100 \" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-partner-pax-440x270.png\" alt=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-2 logo-boxlayout01 \" data-aos=\"res-rightIncoming\" (en anglais)>\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner   flatbox  h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative text-left\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img overflow-hidden\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"img-fluid w-100 \" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-partner-swica-440x270.png\" alt=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-2 logo-boxlayout01 \" data-aos=\"res-rightIncoming\" (en anglais)>\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner   flatbox  h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative text-left\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img overflow-hidden\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"img-fluid w-100 \" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-partner-axa-440x270.png\" alt=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-2 logo-boxlayout01 \" data-aos=\"res-rightIncoming\" (en anglais)>\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner   flatbox  h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative text-left\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img overflow-hidden\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"img-fluid w-100 \" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-partner-css-440x270.png\" alt=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-2 logo-boxlayout01 \" data-aos=\"res-rightIncoming\" (en anglais)>\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner   flatbox  h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative text-left\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img overflow-hidden\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"img-fluid w-100 \" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-partner-basler-440x270.png\" alt=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-2 logo-boxlayout01 \" data-aos=\"res-rightIncoming\" (en anglais)>\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner   flatbox  h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative text-left\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img overflow-hidden\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"img-fluid w-100 \" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-partner-axa-440x270.png\" alt=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t<\/div>\r\n\r\n\t\t\t\t\t<div class=\"modal fade\" tabindex=\"-1\" role=\"dialog\" aria-hidden=\"true\" id=\"res_slider_content_NVHdnDttuQ_modal\">\r\n\t\t\t\t<div class=\"modal-dialog logoslider-modal\">\r\n\t\t\t\t\t<div class=\"modal-content\">\r\n\t\t\t\t\t\t<div class=\"modal-header\">\r\n\t\t\t\t\t\t\t<button type=\"button\" class=\"close\" data-dismiss=\"modal\" aria-label=\"Close\">\r\n\t\t\t\t\t\t\t\t<span class=\"x-close\" aria-hidden=\"true\"><\/span>\r\n\t\t\t\t\t\t\t<\/button>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"modal-body\">\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t<\/section>\r\n\r\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-6699","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.6 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Solution pour ta pr\u00e9voyance priv\u00e9e avec le syst\u00e8me du 3e pilier suisse<\/title>\n<meta name=\"description\" content=\"Quels sont les avantages d&#039;une pr\u00e9voyance pilier 3a ? 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