{"id":6701,"date":"2022-08-08T10:16:56","date_gmt":"2022-08-08T08:16:56","guid":{"rendered":"https:\/\/onezone.ch\/pensione-pilastro-3a\/"},"modified":"2023-08-07T09:55:18","modified_gmt":"2023-08-07T07:55:18","slug":"pensione-pilastro-3a","status":"publish","type":"page","link":"https:\/\/onezone.ch\/it\/pensione-pilastro-3a\/","title":{"rendered":"Pensione Pilastro 3a"},"content":{"rendered":"\n\n<section id=\"res-header-image-block_d7d237352822254a717ed641ae7ecdb0\" class=\"res-block res-header-image alignfull \">\n  <div class=\"res-header-img-outside mb-4\" data-aos=\"res-fadeIn\">\n\t<div class=\"res-header-height\">\n\t\t\n\t\n\t  <style> \n\t\t  @media only screen and (min-width: 970px) {\n\t\t\t #res-header-image-block_d7d237352822254a717ed641ae7ecdb0.res-header-image .layout-1.header-img-height { height: 50vh;}  \n\t\t\t #res-header-image-block_d7d237352822254a717ed641ae7ecdb0.res-header-image .layout-1 .res-header-image-vertical-center { top: 60%;} \n\t\t\t  \t\t\t  \n\t\t\t\t\t\t  #res-header-image-block_d7d237352822254a717ed641ae7ecdb0.res-header-image .layout-1 .jarallax-img { object-position: 50% 70% !important;}\n\t\t\t   \n\t\t  }\n\t\t  @media only screen and (max-width: 970px) {  \n\t\t\t#res-header-image-block_d7d237352822254a717ed641ae7ecdb0.res-header-image .layout-1.header-img-height { height: 70vh;} \n\t\t\t  \n\t\t\t\t\t\t #res-header-image-block_d7d237352822254a717ed641ae7ecdb0.res-header-image .layout-1 .jarallax-img { object-position: 50% 50% !important;}\n\t\t\t  \n\t\t\t    #res-header-image-block_d7d237352822254a717ed641ae7ecdb0.res-header-image .layout-1 .res-header-image-vertical-center { top: 55%;}\t\t\t  \t\t  }\n\t\t  \t  <\/style> \n\t\t\n\t  <div class=\"layout-1 jarallax header-img-height\" data-speed=\"0.7\" style=\"background: transparent;\">\n\t\t  \n\t\t\t\t<div class=\"res-header-image-vertical-center\">\n\t\t\t\t\t<div class=\"container-fluid\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"sloganBox\">\n                           <div class=\"row\">\n                             <div class=\"col col-md-8 text-left\">\n\t\t\t\t\t\t\t\t <div class=\"\" data-aos=\"res-leftIncoming\">\n\t\t\t\t\t\t\t\t \n                                                                   <h1><strong>Pensione Pilastro 3a  <\/strong><\/h1>\n                                \t\n\t\t\t\t\t\t\t\t \n                                \t\t\t\t\t\t\t\t \n                                                                   <h3>Pianificazione pensionistica con risparmio fiscale<\/h3>\n                                \t\n\t\t\t\t\t\t\t\t \n\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t   \n\t\t\t\t\t\t\t\t\t <div class=\"pt-lg-2\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t                 <\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t<img decoding=\"async\" class=\"jarallax-img img-fluid\" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-fullscreen-krankenkasse.jpg\" alt=\"Immagine Donna con bambino\"  style=\"opacity: 0.95;\" \/>\n\t\t    \t\t  \n\t\t\t\t\t  \n\t\t   <\/div>\n\t\t\t \n\t \n\n\n\t\t<\/div>\n\t<\/div>\n<\/section>\t\n\n\r\n\r\n<section id=\"res-txt-block_4a72cb2f376d5a6534ff063b20423a2b\" class=\"res-block res-txt alignfull layout01 py-2 Transparent\" style=\"background: transparent;\">\r\n  <div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\r\n \r\n\t\t  \r\n\t\t \t  \r\n      \r\n      <div class=\"layout-1 txt-section\">\r\n\t\t<div class=\"row\">\t\r\n\t\t\t\r\n\t\t\r\n\t\t\t<div class=\"col-md-10 var-1spalten text-left\">\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"txt-title-field\">\r\n\t\r\n\t\t\t\t\t\r\n\r\n\t\t\t\t  \r\n\t\t\t\t\t<h2>Previdenza privata &#8211; Perch\u00e9 fare accantonamenti?<\/h2>\r\n\t\t\t\t\r\n\t\t\t\t \r\n\t\t\t\t   <h3>Vi spieghiamo perch\u00e9 la fornitura privata \u00e8 cos\u00ec importante  <\/h3>\r\n\t\t\t\t\t\r\n\t\t\t\t\t \r\n\t\t\t\t\t<\/div> \r\n\t\t\t\t\t\r\n\t\t\t\t\t<div class=\"txt-textfield postContent pt-md-2\">\r\n\t\t\t\t\t\t\t\t\t\t  <p>La <strong>pensione<\/strong> oggi <strong>\u00e8<\/strong> ancora lontana nel <strong>tempo<\/strong>, ma per mantenere lo <strong>stile di vita a cui si \u00e8 abituati durante il<\/strong> pensionamento, \u00e8 necessario occuparsene <strong>ora<\/strong>.<\/p>\n<p><strong>Prima<\/strong> lo affronterete, <strong>migliori saranno i risultati<\/strong> che otterrete.<br \/>\nChi si affida alla pensione AVS e, se svolge un&#8217;attivit\u00e0 lavorativa, alla LPP, pu\u00f2 aspettarsi un totale di<strong> solo il 60% del salario precedente<\/strong>. La necessit\u00e0 di coprire questi possibili vuoti pensionistici \u00e8 grande e non va sottovalutata.<\/p>\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t<\/div> \r\n\t\t\t\t\t\r\n\t\t\t\t\t <div class=\"txt-textfield-btns pt-2 \">\r\n\t\t\t\t\t\t  \r\n\t\t\t\t\t<\/div> \r\n\t\t\t\t\r\n\t\t\t\t\t\t\r\n\t\r\n\t\t\t\t<\/div>\r\n\r\n\t\t \r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\r\n\r\n\t\t\t\t\t\r\n\t\t <\/div> \t\r\n\t\t<\/div>\r\n\t \r\n\t  \r\n \r\n \r\n\t<\/div>\r\n<\/section>\r\n\r\n\n\n\n\n<section id=\"res-text-bild-block_72747f8377d7144ff00130fd95e2c72b\" class=\"res-block res-text-bild alignfull layout01 pt-4 Transparent hintergrund-rechts\t\" style=\"background: transparent;\">\n  <div class=\"inner-container container-fluid\" data-aos=\"res-fadeIn\">\n\n\t\t\t  <style>\n\t\t\t @media only screen and (min-width: 970px) {\n\t\t\t  #res-text-bild-block_72747f8377d7144ff00130fd95e2c72b.res-text-bild .layout-1 .txt-imagebox.offset-md-1 {margin-left: 3%;}\n\t\t\t  #res-text-bild-block_72747f8377d7144ff00130fd95e2c72b.res-text-bild .layout-1 .txt-box.offset-md-1 {margin-left: 3%;}\n\t\t\t}\n\t\t\t \n\t\t  <\/style>\n\n\n        <div class=\"layout-1 row flex-row-reverse \">\n\t\t\t<div class=\"col-md-7 txt-box offset-md-1\">\n\n\n\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t <div class=\"txt-text postContent pt-2 pt-md-2\">\n\t\t\t\t\t\t\t\t\t\t  <p>Con la previdenza privata in un pilastro 3a, tuttavia, avete diversi <strong>vantaggi fin dall&#8217;inizio<\/strong>.<\/p>\n<p>Con i versamenti annuali del pilastro 3a (per il 2023 l&#8217;importo massimo per le persone che esercitano un&#8217;attivit\u00e0 lucrativa \u00e8 di 7056 franchi &#8211; per le persone non assicurate ai sensi della LPP, il 20% del reddito netto da attivit\u00e0 lucrativa, fino a un massimo di 35 280 franchi), o con i premi mensili, si accumulano anno dopo anno <strong>Patrimonio previdenziale<\/strong> che riceverete al momento del pensionamento in aggiunta alle pensioni legali AVS (primo pilastro, pensione sociale) e LPP (pensione professionale).<\/p>\n<p>Potete <strong>dedurre<\/strong> l&#8217;<strong>importo<\/strong> versato dal vostro <strong>reddito imponibile<\/strong> e quindi <strong>risparmiare fino<\/strong> a <strong>2.000 franchi svizzeri<\/strong> di <strong>tasse<\/strong> anno dopo anno.<\/p>\n\t\t\t\t\t\n\t\t\t\t\t \n\t\t\t\t\t\n\t\t\t\t<\/div>\n\n\n\t\t\t<\/div>\n\n\t\t\t<div class=\"col-md mb-2 mt-md-1 txt-imagebox \">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1000\" height=\"750\" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2023\/04\/junge-lachende-Frau-OK-1000x750.jpg\" class=\"img-fluid w-100 txt-img\" alt=\"Perfettamente preciso\" \/>\t\t\t\t\t\t\t<\/div>\n\n\t\t<\/div>\n\n\n\t\n\t<\/div>\n<\/section>\n\n\n\n\n\n<section id=\"res-text-bild-block_fdd1d1681a1a3d49c744ea6c843f3e3a\" class=\"res-block res-text-bild alignfull layout01 pb-4  \t\" style=\"sfondo: trasparente;\">\n  <div class=\"inner-container contenitore fluido\" data-aos=\"res-fadeIn\">\n\n\t\t\t  <style>\n\t\t\t @media only screen and (min-width: 970px) {\n\t\t\t  #res-text-bild-block_fdd1d1681a1a3d49c744ea6c843f3e3a.res-text-bild .layout-1 .txt-imagebox.offset-md-1 {margin-left: 3%;}\n\t\t\t  #res-text-bild-block_fdd1d1681a1a3d49c744ea6c843f3e3a.res-text-bild .layout-1 .txt-box.offset-md-1 {margin-left: 3%;}\n\t\t\t}\n\t\t\t \n\t\t  <\/style>\n\n\n        <div class=\"layout-1 row  \">\n\t\t\t<div class=\"col-md-7 txt-box \">\n\n\n\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t <div class=\"txt-text postContent pt-2 pt-md-2\">\n\t\t\t\t\t\t\t\t\t\t  <p>Inoltre, potete utilizzare la vostra polizza del pilastro 3a come<strong> capitale proprio<\/strong> per l&#8217;<strong> acquisto di un immobile residenziale<\/strong> (oppure il 10% del capitale proprio del 20% pu\u00f2 provenire dalla polizza pensionistica). Il capitale risparmiato serve a garantire l&#8217;importo del capitale proprio.<\/p>\n<p>Inoltre, con una polizza del pilastro 3a, cos\u00ec come in una polizza del pilastro 3b, \u00e8 possibile coprire alcune situazioni morali attraverso l&#8217;assicurazione e, ad esempio, <strong>proteggere la propria famiglia<\/strong> se dovesse accadere qualcosa a voi, oppure tutelarsi contro le perdite finanziarie dovute all&#8217;<strong>invalidit\u00e0<\/strong>.<\/p>\n\t\t\t\t\t\n\t\t\t\t\t \n\t\t\t\t\t\n\t\t\t\t<\/div>\n\n\n\t\t\t<\/div>\n\n\t\t\t<div class=\"col-md mb-2 mt-md-1 txt-imagebox offset-md-1\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1000\" height=\"750\" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2023\/04\/shutterstock_2111186444-1000x750.jpg\" class=\"img-fluid w-100 txt-img\" alt=\"\" \/>\t\t\t\t\t\t\t<\/div>\n\n\t\t<\/div>\n\n\n\t\n\t<\/div>\n<\/section>\n\n\n\n\r\n\t<section id=\"res-boxes-block_f20ba136e6447c78e91f431987fbaf36\" class=\"res-block res-boxes alignfull py-2 Transparent\" style=\"background: transparent;\">\r\n\t\t<div class=\"inner-container container-fluid\" data-aos=\"res-fadeIn\">\r\n\r\n\t\t\t<style>\r\n\t\t\t\t\r\n\t\t\t\t@media only screen and (min-width: 970px) {\r\n\t\t\t\t#res-boxes-block_f20ba136e6447c78e91f431987fbaf36 .box-inner {margin-right: 20px;}\r\n\t\t\t\t\t\t\t\t#res-boxes-block_f20ba136e6447c78e91f431987fbaf36 .box-item .postContent h2,\r\n\t\t\t\t#res-boxes-block_f20ba136e6447c78e91f431987fbaf36 .box-item .postContent h3,\r\n\t\t\t\t#res-boxes-block_f20ba136e6447c78e91f431987fbaf36 .box-item .postContent h4 {\r\n\t\t\t\t\t                              font-size: 100%; line-height: 140%;font-weight: 600;}\r\n\t\t\t\t#res-boxes-block_f20ba136e6447c78e91f431987fbaf36 .box-item.boxlayout01 .postContent .vorschau-text,\r\n\t\t\t\t#res-boxes-block_f20ba136e6447c78e91f431987fbaf36 .box-item.boxlayout02 .postContent .vorschau-text {font-size: 100%; line-height: 140%;}\r\n\t\t\t\t#res-boxes-block_f20ba136e6447c78e91f431987fbaf36 .box-item.boxlayout03 .teamContent .team-infos {font-size: 100%; line-height: 140%;}\r\n\t\t\t\t\r\n\t\t\t\t\r\n\t\t\t\t}\r\n\t\t\t<\/style>\r\n\r\n\t\t\t\r\n\t\t\t\r\n\t\t\t<div id=\"res-boxes-block_f20ba136e6447c78e91f431987fbaf36\" class=\"row row-cols-1 row-cols-md-4 no-gutters boxes-frame equal-boxheight \" >\r\n\r\n\t\t\t\t\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t<div class=\"col-md box-col mb-1 mb-md-1 box-item boxlayout01     box-url-link\">\r\n\r\n\t\t\t\t\t<div class=\"box-inner shadow scale-box h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/onezone.ch\/it\/contatto\/\" target=\"_blank\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox text-center \">\r\n\r\n\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t<div class=\"postContent pt-1 pt-md-1 h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<h4>Richiesta di consulenza<\/h4>\r\n\r\n\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t<\/div>\r\n\t\t\r\n\t\t\t\t\t\t\t\t<div class=\"col-md box-col mb-1 mb-md-1 box-item boxlayout01     box-url-link\">\r\n\r\n\t\t\t\t\t<div class=\"box-inner shadow scale-box h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#richieste di fornitura\" target=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox text-center \">\r\n\r\n\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t<div class=\"postContent pt-1 pt-md-1 h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<h4>Richiedi subito un preventivo<\/h4>\r\n\r\n\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t<\/div>\r\n\t\t\r\n\t\t\t\t\t\t\t\t<div class=\"col-md box-col mb-1 mb-md-1 box-item boxlayout01     box-url-link\">\r\n\r\n\t\t\t\t\t<div class=\"box-inner shadow scale-box h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#prestazioni-pensionistiche\" target=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox text-center \">\r\n\r\n\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t<div class=\"postContent pt-1 pt-md-1 h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<h4>Panoramica dei vantaggi<\/h4>\r\n\r\n\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t<\/div>\r\n\t\t\r\n\t\t\t\t\t\t\t\t<div class=\"col-md box-col mb-1 mb-md-1 box-item boxlayout01     box-url-link\">\r\n\r\n\t\t\t\t\t<div class=\"box-inner shadow scale-box h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#sistema-a-3-colonne\" target=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox text-center \">\r\n\r\n\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t<div class=\"postContent pt-1 pt-md-1 h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<h4>Che cos&#8217;\u00e8 il Principio dei 3 pilastri?<\/h4>\r\n\r\n\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t<\/section>\r\n\r\n\n\n\n<div style=\"height:56px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\r\n  \r\n\t<style>\r\n\t\t.link-anker-with-no-padding {padding: 0 !important;}\r\n  <\/style>\r\n\r\n<section id=\"prestazioni-pensionistiche\" class=\"res-block res-link-anker py-4 Transparent link-anker-with-no-padding\" style=\"background: transparent;\">\r\n  <div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\r\n\t\r\n\t\t\r\n\t  \r\n\r\n\t<\/div>\r\n<\/section>\n\n\r\n\r\n<section id=\"res-txt-block_2145429f2c4cff3e3c43d78f24df3567\" class=\"res-block res-txt aligncenter layout01 py-2 Transparent\" style=\"background: transparent;\">\r\n  <div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\r\n \r\n\t\t  \r\n\t\t \t  \r\n      \r\n      <div class=\"layout-1 txt-section\">\r\n\t\t<div class=\"row\">\t\r\n\t\t\t\r\n\t\t\r\n\t\t\t<div class=\"col-md-10 var-1spalten text-left\">\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"txt-title-field\">\r\n\t\r\n\t\t\t\t\t\r\n\r\n\t\t\t\t  \r\n\t\t\t\t\t<h2>I vostri vantaggi con un pilastro 3a<\/h2>\r\n\t\t\t\t\r\n\t\t\t\t \r\n\t\t\t\t   <h3>In sintesi<\/h3>\r\n\t\t\t\t\t\r\n\t\t\t\t\t \r\n\t\t\t\t\t<\/div> \r\n\t\t\t\t\t\r\n\t\t\t\t\t<div class=\"txt-textfield postContent pt-md-2\">\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t<\/div> \r\n\t\t\t\t\t\r\n\t\t\t\t\t <div class=\"txt-textfield-btns pt-2 \">\r\n\t\t\t\t\t\t  \r\n\t\t\t\t\t<\/div> \r\n\t\t\t\t\r\n\t\t\t\t\t\t\r\n\t\r\n\t\t\t\t<\/div>\r\n\r\n\t\t \r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\r\n\r\n\t\t\t\t\t\r\n\t\t <\/div> \t\r\n\t\t<\/div>\r\n\t \r\n\t  \r\n \r\n \r\n\t<\/div>\r\n<\/section>\r\n\r\n\n\n\r\n<section id=\"res-icons-text-block_7ee6be8be9d7f1fb4e2123b064c8928a\" class=\"res-block res-icons-text alignfull py-3 Transparent\" style=\"background: transparent;\">\r\n  <div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\r\n\t  \r\n\t  <style>\r\n\t\t  #res-icons-text-block_7ee6be8be9d7f1fb4e2123b064c8928a.res-icons-text .iconbox-bottom { margin-bottom:2%;}\r\n\t\t  #res-icons-text-block_7ee6be8be9d7f1fb4e2123b064c8928a.res-icons-text .iconbox-side { margin-right:5%;}\r\n\t\t  #res-icons-text-block_7ee6be8be9d7f1fb4e2123b064c8928a.res-icons-text .iconbox { font-size:90%; line-height: 150%;} \r\n\t  <\/style> \r\n\r\n <div class=\"icons-text-layout row row-cols-1 row-cols-md-4 no-gutters\">\r\n\t \r\n     \r\n      <div class=\"col-md iconbox-bottom\"> \r\n\t\t<div class=\"iconbox iconbox-side h-100 shadow-sm p-1\">\r\n\t\t  \r\n          <div class=\"row row-cols-2\">\r\n\t  \r\n\t\t\t   \t\t\t\t<div class=\"col-2 icons-txt-img pb-2 col-md-4\">\r\n\t\t\t\t\t \r\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/icon-mietkaution.svg\" class=\"img-fluid w-100\" alt=\"\" \/>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t   \r\n\t\t\t\t<div class=\"col-10 icons-txt-content col-md-10\">\r\n\t\t\t\t\t<p><strong>Risparmiare sulle tasse:<\/strong><\/p>\n<p>Beneficiare di tasse pi\u00f9 basse con effetto immediato. Anche questo pu\u00f2 arrivare fino a 2.000 franchi svizzeri a persona.<\/p>\n\t\t\t\t\r\n\t\t\t\t<\/div>\r\n\t\t\t\t  \r\n\t\t\t<\/div>\r\n\t\t\t\r\n          <\/div>\r\n      <\/div>\r\n\r\n\t  \r\n      \r\n      <div class=\"col-md iconbox-bottom\"> \r\n\t\t<div class=\"iconbox iconbox-side h-100 shadow-sm p-1\">\r\n\t\t  \r\n          <div class=\"row row-cols-2\">\r\n\t  \r\n\t\t\t   \t\t\t\t<div class=\"col-2 icons-txt-img pb-2 col-md-4\">\r\n\t\t\t\t\t \r\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/icon-hausrat.svg\" class=\"img-fluid w-100\" alt=\"icona assicurazione domestica\" \/>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t   \r\n\t\t\t\t<div class=\"col-10 icons-txt-content col-md-10\">\r\n\t\t\t\t\t<p><strong>Finanziare la propria casa:<\/strong><\/p>\n<p>Risparmiate il capitale proprio necessario per la vostra casa ed estinguete il mutuo con il pilastro 3a. Nella maggior parte dei casi, i tassi di interesse ipotecari sono ancora pi\u00f9 vantaggiosi.<\/p>\n\t\t\t\t\r\n\t\t\t\t<\/div>\r\n\t\t\t\t  \r\n\t\t\t<\/div>\r\n\t\t\t\r\n          <\/div>\r\n      <\/div>\r\n\r\n\t  \r\n      \r\n      <div class=\"col-md iconbox-bottom\"> \r\n\t\t<div class=\"iconbox iconbox-side h-100 shadow-sm p-1\">\r\n\t\t  \r\n          <div class=\"row row-cols-2\">\r\n\t  \r\n\t\t\t   \t\t\t\t<div class=\"col-2 icons-txt-img pb-2 col-md-4\">\r\n\t\t\t\t\t \r\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/icon-zusatzversicherung.svg\" class=\"img-fluid w-100\" alt=\"icona Schtuz\" \/>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t   \r\n\t\t\t\t<div class=\"col-10 icons-txt-content col-md-10\">\r\n\t\t\t\t\t<p><strong>Fondo pensione:<\/strong><\/p>\n<p>Ricevete una garanzia per il capitale finale e beneficiate inoltre annualmente degli interessi ottenuti.<\/p>\n\t\t\t\t\r\n\t\t\t\t<\/div>\r\n\t\t\t\t  \r\n\t\t\t<\/div>\r\n\t\t\t\r\n          <\/div>\r\n      <\/div>\r\n\r\n\t  \r\n      \r\n      <div class=\"col-md iconbox-bottom\"> \r\n\t\t<div class=\"iconbox iconbox-side h-100 shadow-sm p-1\">\r\n\t\t  \r\n          <div class=\"row row-cols-2\">\r\n\t  \r\n\t\t\t   \t\t\t\t<div class=\"col-2 icons-txt-img pb-2 col-md-4\">\r\n\t\t\t\t\t \r\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2023\/05\/icon-Familie-transparent.png\" class=\"img-fluid w-100\" alt=\"icon Familie \" \/>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t   \r\n\t\t\t\t<div class=\"col-10 icons-txt-content col-md-10\">\r\n\t\t\t\t\t<p><strong>Proteggere la famiglia:<\/strong><\/p>\n<p>Modulare includere la copertura assicurativa e poterla adattare nel tempo. Deve essere intelligente e flessibile.<\/p>\n\t\t\t\t\r\n\t\t\t\t<\/div>\r\n\t\t\t\t  \r\n\t\t\t<\/div>\r\n\t\t\t\r\n          <\/div>\r\n      <\/div>\r\n\r\n\t  \r\n               <\/div>  \r\n\t  \r\n\t  \r\n\t<\/div>\r\n<\/section>\r\n\r\n\n\n\r\n  \r\n\t<style>\r\n\t\t.link-anker-with-no-padding {padding: 0 !important;}\r\n  <\/style>\r\n\r\n<section id=\"sistema-a-3-colonne\" class=\"res-block res-link-anker py-4 Transparent link-anker-with-no-padding\" style=\"background: transparent;\">\r\n  <div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\r\n\t\r\n\t\t\r\n\t  \r\n\r\n\t<\/div>\r\n<\/section>\n\n\n\n<section id=\"res-text-bild-block_bbb7ef25b9686e00df8b525c7b453cf7\" class=\"res-block res-text-bild alignfull layout01 py-4 Transparent \t\" style=\"background: transparent;\">\n  <div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\n\n\t\t\t  <style>\n\t\t\t @media only screen and (min-width: 970px) {\n\t\t\t  #res-text-bild-block_bbb7ef25b9686e00df8b525c7b453cf7.res-text-bild .layout-1 .txt-imagebox.offset-md-1 {margin-left: 3%;}\n\t\t\t  #res-text-bild-block_bbb7ef25b9686e00df8b525c7b453cf7.res-text-bild .layout-1 .txt-box.offset-md-1 {margin-left: 3%;}\n\t\t\t}\n\t\t\t \n\t\t  <\/style>\n\n\n        <div class=\"layout-1 row  \">\n\t\t\t<div class=\"col-md-7 txt-box \">\n\n\n\t\t\t\n\t\t\t\t\t\t\t\t\t<h2>Come \u00e8 strutturato il sistema pensionistico svizzero?<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t\t   <h3 class=\"pb-1\">Sistema pensionistico Svizzera spiegato in modo semplice.  <\/h3>\n\t\t\t\t\n\t\t\t\t <div class=\"txt-text postContent pt-2 pt-md-2\">\n\t\t\t\t\t\t\t\t\t\t  <p>Il sistema pensionistico svizzero si basa sul cosiddetto <strong>principio dei tre pilastri<\/strong>:<br \/>\nIl<strong> primo pilastro<\/strong> \u00e8 quello <strong>obbligatorio<\/strong>, <strong>statale<\/strong>, che ogni persona residente in Svizzera possiede. Serve a coprire il minimo vitale.<br \/>\nIl <strong>secondo pilastro<\/strong> \u00e8 la previdenza <strong>professionale<\/strong>, che ogni *lavoratore<em> *(soglia minima di ingresso per la LPP: salario annuo 22.050 franchi) <\/em>in Svizzera possiede. Questa viene versata in aggiunta alla pensione AVS.<br \/>\n<strong>Insieme<\/strong>, queste due pensioni rappresentano <strong>circa il 60%<\/strong> del salario abituale. Quindi solo poco pi\u00f9 della met\u00e0 di quello a cui si \u00e8 abituati.<br \/>\nPer questo motivo, nel <strong>terzo pilastro<\/strong> esiste la <strong>previdenza privata<\/strong>, con la quale \u00e8 possibile coprire idealmente queste lacune.<\/p>\n\t\t\t\t\t\n\t\t\t\t\t \n\t\t\t\t\t\n\t\t\t\t<\/div>\n\n\n\t\t\t<\/div>\n\n\t\t\t<div class=\"col-md mb-2 mt-md-1 txt-imagebox offset-md-1\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2023\/05\/3-saeulen-system-schweiz_transparent.png\" class=\"img-fluid w-100 txt-img\" alt=\"drei s\u00e4ulen system schweiz\" srcset=\"https:\/\/onezone.ch\/wp-content\/uploads\/2023\/05\/3-saeulen-system-schweiz_transparent.png 500w, https:\/\/onezone.ch\/wp-content\/uploads\/2023\/05\/3-saeulen-system-schweiz_transparent-480x480.png 480w, https:\/\/onezone.ch\/wp-content\/uploads\/2023\/05\/3-saeulen-system-schweiz_transparent-800x800.png 800w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>\t\t\t\t\t\t\t<\/div>\n\n\t\t<\/div>\n\n\n\t\n\t<\/div>\n<\/section>\n\n\n\n\r\n  \r\n\t<style>\r\n\t\t.link-anker-with-no-padding {padding: 0 !important;}\r\n  <\/style>\r\n\r\n<section id=\"richieste di fornitura\" class=\"res-block res-link-anker py-4  link-anker-with-no-padding\" style=\"sfondo: trasparente;\">\r\n  <div class=\"inner-container contenitore-off\" data-aos=\"res-fadeIn\">\r\n\t\r\n\t\t\r\n\t  \r\n\r\n\t<\/div>\r\n<\/section>\n\n\n\n<section id=\"res-text-bild-block_eb5d58c891ec0b37d36e2c86e80104d5\" class=\"res-block res-text-bild alignfull layout01 pt-3 Transparent \t\" style=\"background: transparent;\">\n  <div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\n\n\t\t\t  <style>\n\t\t\t @media only screen and (min-width: 970px) {\n\t\t\t  #res-text-bild-block_eb5d58c891ec0b37d36e2c86e80104d5.res-text-bild .layout-1 .txt-imagebox.offset-md-1 {margin-left: 0%;}\n\t\t\t  #res-text-bild-block_eb5d58c891ec0b37d36e2c86e80104d5.res-text-bild .layout-1 .txt-box.offset-md-1 {margin-left: 0%;}\n\t\t\t}\n\t\t\t \n\t\t  <\/style>\n\n\n        <div class=\"layout-1 row  \">\n\t\t\t<div class=\"col-md-12 txt-box \">\n\n\n\t\t\t\n\t\t\t\t\t\t\t\t\t<h2>Ottenete un confronto gratuito e personalizzato tra le aziende leader del mercato  <\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t\t   <h3 class=\"pb-1\">Compila il modulo ora<\/h3>\n\t\t\t\t\n\t\t\t\t <div class=\"txt-text postContent pt-2 pt-md-2\">\n\t\t\t\t\t\n\t\t\t\t\t \n\t\t\t\t\t\n\t\t\t\t<\/div>\n\n\n\t\t\t<\/div>\n\n\t\t\t<div class=\"col-md mb-2 mt-md-1 txt-imagebox offset-md-1\">\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\n\t\t<\/div>\n\n\n\t\n\t<\/div>\n<\/section>\n\n\n\n\n<form method=\"post\" enctype=\"multipart\/form-data\" id=\"vfbp-form-40\" onSubmit=\"gtag('event', 'formular-event', {event_category: 'kontaktformular-gesendet', event_action: 'btn-klickt'});\" class=\"vfbp-form\"><div style=\"display:none;\"><label for=\"vfbp-EMAIL-AN8fuQyoDLXem\">If you are human, leave this field blank.<\/label><input size=\"25\" autocomplete=\"off\" type=\"text\" name=\"vfbp-EMAIL-AN8fuQyoDLXem\" value=\"\" id=\"\"><\/div><input type=\"hidden\" name=\"_vfb-timestamp-40\" value=\"1776026525\" id=\"\"><input type=\"hidden\" name=\"_vfb-form-id\" value=\"40\" id=\"\"><div class=\"vfb-form-group vfb-col-12\"><div><h3 class=\"\">Dati personali<\/h3><\/div><\/div><div class=\"vfb-col-12 vfb-fieldType-heading\" id=\"vfbField841\"><\/div><div class=\"vfb-clearfix\"><\/div><div class=\"vfb-col-2 vfb-fieldType-select\" id=\"vfbField842\"><label for=\"vfb-field-842\" class=\"vfb-control-label\">Sig.\/ra* <span class=\"vfb-required-asterisk\">*<\/span><\/label><div><div class=\"vfb-form-group\"><select id=\"vfb-field-842\" class=\"vfb-form-control\" placeholder=\"\" required=\"required\" name=\"vfb-field-842\"><option value=\"Sig.ra\">Sig.ra<\/option><option value=\"Sig.\">Sig.<\/option><\/select><\/div><\/div><\/div><div class=\"vfb-col-5 vfb-fieldType-text\" id=\"vfbField843\"><div class=\"vfb-form-group\"><label for=\"vfb-field-843\" class=\"vfb-control-label\">Cognome <span class=\"vfb-required-asterisk\">*<\/span><\/label><div><input id=\"vfb-field-843\" class=\"vfb-form-control\" placeholder=\"Cognome*\" required=\"required\" type=\"text\" name=\"vfb-field-843\" value=\"\"><\/div><\/div><\/div><div class=\"vfb-col-5 vfb-fieldType-text\" id=\"vfbField844\"><div class=\"vfb-form-group\"><label for=\"vfb-field-844\" class=\"vfb-control-label\">Nome<\/label><div><input id=\"vfb-field-844\" class=\"vfb-form-control\" placeholder=\"Nome\" type=\"text\" name=\"vfb-field-844\" value=\"\"><\/div><\/div><\/div><div class=\"vfb-clearfix\"><\/div><div class=\"vfb-col-12 vfb-fieldType-text\" id=\"vfbField845\"><div class=\"vfb-form-group\"><label for=\"vfb-field-845\" class=\"vfb-control-label\">Indirizzo\/Nr.<\/label><div><input id=\"vfb-field-845\" class=\"vfb-form-control\" placeholder=\"Indirizzo\/Nr.\" type=\"text\" name=\"vfb-field-845\" value=\"\"><\/div><\/div><\/div><div class=\"vfb-clearfix\"><\/div><div class=\"vfb-col-6 vfb-fieldType-text\" id=\"vfbField846\"><div class=\"vfb-form-group\"><label for=\"vfb-field-846\" class=\"vfb-control-label\">CAP <span class=\"vfb-required-asterisk\">*<\/span><\/label><div><input id=\"vfb-field-846\" class=\"vfb-form-control\" placeholder=\"CAP*\" required=\"required\" type=\"text\" name=\"vfb-field-846\" value=\"\"><\/div><\/div><\/div><div class=\"vfb-col-6 vfb-fieldType-text\" id=\"vfbField847\"><div class=\"vfb-form-group\"><label for=\"vfb-field-847\" class=\"vfb-control-label\">Localit\u00e0<\/label><div><input id=\"vfb-field-847\" class=\"vfb-form-control\" placeholder=\"Localit&agrave;\" type=\"text\" name=\"vfb-field-847\" value=\"\"><\/div><\/div><\/div><div class=\"vfb-clearfix\"><\/div><div class=\"vfb-col-6 vfb-fieldType-email\" id=\"vfbField848\"><div class=\"vfb-form-group\"><label for=\"vfb-field-848\" class=\"vfb-control-label\">E-Mail* <span class=\"vfb-required-asterisk\">*<\/span><\/label><div><input id=\"vfb-field-848\" class=\"vfb-form-control\" placeholder=\"E-Mail*\" required=\"required\" type=\"email\" name=\"vfb-field-848\" value=\"\"><\/div><\/div><\/div><div class=\"vfb-col-6 vfb-fieldType-text\" id=\"vfbField849\"><div class=\"vfb-form-group\"><label for=\"vfb-field-849\" class=\"vfb-control-label\">Telefono* <span class=\"vfb-required-asterisk\">*<\/span><\/label><div><input id=\"vfb-field-849\" class=\"vfb-form-control\" placeholder=\"Telefono*\" required=\"required\" type=\"text\" name=\"vfb-field-849\" value=\"\"><\/div><\/div><\/div><div class=\"vfb-clearfix\"><\/div><div class=\"vfb-col-3 vfb-fieldType-date\" id=\"vfbField850\"><div class=\"vfb-form-group\"><label for=\"vfb-field-850\" class=\"vfb-control-label\">Data di nascita* <span class=\"vfb-required-asterisk\">*<\/span><\/label><div><input id=\"vfb-field-850\" class=\"vfb-form-control\" placeholder=\"Data di nascita*\" required=\"required\" data-provide=\"datepicker\" type=\"text\" name=\"vfb-field-850\" value=\"\"><\/div><\/div><\/div><div class=\"vfb-col-3 vfb-fieldType-select\" id=\"vfbField851\"><label for=\"vfb-field-851\" class=\"vfb-control-label\">Nazionalit\u00e0* <span class=\"vfb-required-asterisk\">*<\/span><\/label><div><div class=\"vfb-form-group\"><select id=\"vfb-field-851\" class=\"vfb-form-control\" placeholder=\"\" required=\"required\" name=\"vfb-field-851\"><option value=\"Schweiz\">Schweiz<\/option><option value=\"Vereinigte Staaten von Amerika (USA)\">Vereinigte Staaten von Amerika (USA)<\/option><option value=\"Vereinigtes K&ouml;nigreich (UK)\">Vereinigtes K\u00f6nigreich (UK)<\/option><option value=\"Kanada\">Kanada<\/option><option value=\"Australien\">Australien<\/option><option value=\"Afghanistan\">Afghanistan<\/option><option value=\"&Aring;land Inseln\">\u00c5land Inseln<\/option><option value=\"Albanien\">Albanien<\/option><option value=\"Algerien\">Algerien<\/option><option value=\"Andorra\">Andorra<\/option><option value=\"Angola\">Angola<\/option><option value=\"Anguilla\">Anguilla<\/option><option value=\"Antarktis\">Antarktis<\/option><option value=\"Antigua und Barbados\">Antigua und Barbados<\/option><option value=\"Argentinien\">Argentinien<\/option><option value=\"Armenien\">Armenien<\/option><option value=\"Aruba\">Aruba<\/option><option value=\"Amerikanisch-Samoa\">Amerikanisch-Samoa<\/option><option value=\"&Ouml;sterreich\">\u00d6sterreich<\/option><option value=\"Aserbaidschan\">Aserbaidschan<\/option><option value=\"Bahamas\">Bahamas<\/option><option value=\"Bahrain\">Bahrain<\/option><option value=\"Bangladesh\">Bangladesh<\/option><option value=\"Barbados\">Barbados<\/option><option value=\"Wei&szlig;russland\">Wei\u00dfrussland<\/option><option value=\"Belgien\">Belgien<\/option><option value=\"Belau (Palau)\">Belau (Palau)<\/option><option value=\"Belize\">Belize<\/option><option value=\"Benin\">Benin<\/option><option value=\"Bermuda\">Bermuda<\/option><option value=\"Bhutan\">Bhutan<\/option><option value=\"Bolivien\">Bolivien<\/option><option value=\"Bonaire, St. Eustatius und Saba\">Bonaire, St. Eustatius und Saba<\/option><option value=\"Bosnien und Herzegowina\">Bosnien und Herzegowina<\/option><option value=\"Botswana\">Botswana<\/option><option value=\"Bouvetinsel\">Bouvetinsel<\/option><option value=\"Brasilien\">Brasilien<\/option><option value=\"Britisches Territorium im Indischen Ozean\">Britisches Territorium im Indischen Ozean<\/option><option value=\"Britische Jungferninseln\">Britische Jungferninseln<\/option><option value=\"Brunei\">Brunei<\/option><option value=\"Bulgarien\">Bulgarien<\/option><option value=\"Burkina Faso\">Burkina Faso<\/option><option value=\"Burundi\">Burundi<\/option><option value=\"Kambodscha\">Kambodscha<\/option><option value=\"Kamerun\">Kamerun<\/option><option value=\"Kap Verde\">Kap Verde<\/option><option value=\"Kaimaninseln\">Kaimaninseln<\/option><option value=\"Zentralafrikanische Republik\">Zentralafrikanische Republik<\/option><option value=\"Tschad\">Tschad<\/option><option value=\"Chile\">Chile<\/option><option value=\"China\">China<\/option><option value=\"Weihnachtsinsel\">Weihnachtsinsel<\/option><option value=\"Kokosinseln\">Kokosinseln<\/option><option value=\"Kolumbien\">Kolumbien<\/option><option value=\"Komoren\">Komoren<\/option><option value=\"Kongo (Brazzaville)\">Kongo (Brazzaville)<\/option><option value=\"Kongo (Kinshasa)\">Kongo (Kinshasa)<\/option><option value=\"Cook Inseln\">Cook Inseln<\/option><option value=\"Costa Rica\">Costa Rica<\/option><option value=\"Kroatien\">Kroatien<\/option><option value=\"Kuba\">Kuba<\/option><option value=\"Curacao\">Curacao<\/option><option value=\"Zypern\">Zypern<\/option><option value=\"Tschechische Republik\">Tschechische Republik<\/option><option value=\"D&auml;nemark\">D\u00e4nemark<\/option><option value=\"Djibouti\">Djibouti<\/option><option value=\"Dominica\">Dominica<\/option><option value=\"Dominikanische Republik\">Dominikanische Republik<\/option><option value=\"Ecuador\">Ecuador<\/option><option value=\"&Auml;gypten\">\u00c4gypten<\/option><option value=\"El Salvador\">El Salvador<\/option><option value=\"&Auml;quatorial Guinea\">\u00c4quatorial Guinea<\/option><option value=\"Eritrea\">Eritrea<\/option><option value=\"Estland\">Estland<\/option><option value=\"&Auml;thopien\">\u00c4thopien<\/option><option value=\"Falkland Inseln\">Falkland Inseln<\/option><option value=\"Faroer Inseln\">Faroer Inseln<\/option><option value=\"Fidschi\">Fidschi<\/option><option value=\"Finnland\">Finnland<\/option><option value=\"Frankreich\">Frankreich<\/option><option value=\"Franz&ouml;sisch-Guayana\">Franz\u00f6sisch-Guayana<\/option><option value=\"Franz&ouml;sisch-Polynesien\">Franz\u00f6sisch-Polynesien<\/option><option value=\"Franz&ouml;sische S&uuml;d- und Antarktisgebiete\">Franz\u00f6sische S\u00fcd- und Antarktisgebiete<\/option><option value=\"Gabon\">Gabon<\/option><option value=\"Gambia\">Gambia<\/option><option value=\"Georgia\">Georgia<\/option><option value=\"Deutschland\">Deutschland<\/option><option value=\"Ghana\">Ghana<\/option><option value=\"Gibraltar\">Gibraltar<\/option><option value=\"Griechenland\">Griechenland<\/option><option value=\"Gr&ouml;nland\">Gr\u00f6nland<\/option><option value=\"Grenada\">Grenada<\/option><option value=\"Guadeloupe\">Guadeloupe<\/option><option value=\"Guatemala\">Guatemala<\/option><option value=\"Guernsey\">Guernsey<\/option><option value=\"Guinea\">Guinea<\/option><option value=\"Guinea-Bissau\">Guinea-Bissau<\/option><option value=\"Guyana\">Guyana<\/option><option value=\"Haiti\">Haiti<\/option><option value=\"Heard und McDonald Inseln\">Heard und McDonald Inseln<\/option><option value=\"Honduras\">Honduras<\/option><option value=\"Hongkong\">Hongkong<\/option><option value=\"Ungarn\">Ungarn<\/option><option value=\"Island\">Island<\/option><option value=\"Indien\">Indien<\/option><option value=\"Indonesien\">Indonesien<\/option><option value=\"Iran\">Iran<\/option><option value=\"Irak\">Irak<\/option><option value=\"Republik Irland\">Republik Irland<\/option><option value=\"Isle of Man\">Isle of Man<\/option><option value=\"Israel\">Israel<\/option><option value=\"Italien\">Italien<\/option><option value=\"Elfenbeink&uuml;ste\">Elfenbeink\u00fcste<\/option><option value=\"Jamaika\">Jamaika<\/option><option value=\"Japan\">Japan<\/option><option value=\"Jersey\">Jersey<\/option><option value=\"Jordanien\">Jordanien<\/option><option value=\"Kasachstan\">Kasachstan<\/option><option value=\"Kenia\">Kenia<\/option><option value=\"Kiribati\">Kiribati<\/option><option value=\"Kuwait\">Kuwait<\/option><option value=\"Kirgisistan\">Kirgisistan<\/option><option value=\"Laos\">Laos<\/option><option value=\"Lettland\">Lettland<\/option><option value=\"Libanon\">Libanon<\/option><option value=\"Lesotho\">Lesotho<\/option><option value=\"Liberia\">Liberia<\/option><option value=\"Lybien\">Lybien<\/option><option value=\"Liechtenstein\">Liechtenstein<\/option><option value=\"Litauen\">Litauen<\/option><option value=\"Luxemburg\">Luxemburg<\/option><option value=\"Macao\">Macao<\/option><option value=\"Mazedonien\">Mazedonien<\/option><option value=\"Madagaskar\">Madagaskar<\/option><option value=\"Malawi\">Malawi<\/option><option value=\"Malaysia\">Malaysia<\/option><option value=\"Malediven\">Malediven<\/option><option value=\"Mali\">Mali<\/option><option value=\"Malta\">Malta<\/option><option value=\"Marshall-Inseln\">Marshall-Inseln<\/option><option value=\"Martinique\">Martinique<\/option><option value=\"Mauretanien\">Mauretanien<\/option><option value=\"Mauritius\">Mauritius<\/option><option value=\"Mayotte\">Mayotte<\/option><option value=\"Mexiko\">Mexiko<\/option><option value=\"Mikronesien\">Mikronesien<\/option><option value=\"Moldawien\">Moldawien<\/option><option value=\"Monaco\">Monaco<\/option><option value=\"Mongolei\">Mongolei<\/option><option value=\"Montenegro\">Montenegro<\/option><option value=\"Montserrat\">Montserrat<\/option><option value=\"Marokko\">Marokko<\/option><option value=\"Mosambik\">Mosambik<\/option><option value=\"Myanmar\">Myanmar<\/option><option value=\"Namibia\">Namibia<\/option><option value=\"Nauru\">Nauru<\/option><option value=\"Nepal\">Nepal<\/option><option value=\"Niederlande\">Niederlande<\/option><option value=\"Niederl&auml;ndische Antillen\">Niederl\u00e4ndische Antillen<\/option><option value=\"Neukaledonien\">Neukaledonien<\/option><option value=\"Neuseeland\">Neuseeland<\/option><option value=\"Nicaragua\">Nicaragua<\/option><option value=\"Niger\">Niger<\/option><option value=\"Nigeria\">Nigeria<\/option><option value=\"Niue\">Niue<\/option><option value=\"Norfolkinsel\">Norfolkinsel<\/option><option value=\"Nordkorea (Volksrepublik)\">Nordkorea (Volksrepublik)<\/option><option value=\"Norwegen\">Norwegen<\/option><option value=\"Oman\">Oman<\/option><option value=\"Pakistan\">Pakistan<\/option><option value=\"Pal&auml;stinensische Autonomiegebiete\">Pal\u00e4stinensische Autonomiegebiete<\/option><option value=\"Panama\">Panama<\/option><option value=\"Papua-Neuguinea\">Papua-Neuguinea<\/option><option value=\"Paraguay\">Paraguay<\/option><option value=\"Peru\">Peru<\/option><option value=\"Philippinen\">Philippinen<\/option><option value=\"Pitcairninseln\">Pitcairninseln<\/option><option value=\"Polen\">Polen<\/option><option value=\"Portugal\">Portugal<\/option><option value=\"Katar\">Katar<\/option><option value=\"R&eacute;union\">R\u00e9union<\/option><option value=\"Rum&auml;nien\">Rum\u00e4nien<\/option><option value=\"Russland\">Russland<\/option><option value=\"Ruanda\">Ruanda<\/option><option value=\"Saint-Barth&eacute;lemy (Insel)\">Saint-Barth\u00e9lemy (Insel)<\/option><option value=\"St. Helena\">St. Helena<\/option><option value=\"St. Kitts und Nevis\">St. Kitts und Nevis<\/option><option value=\"St. Lucia\">St. Lucia<\/option><option value=\"St. Martin (Franz&ouml;sischer Teil)\">St. Martin (Franz\u00f6sischer Teil)<\/option><option value=\"Saint Martin (Niederl&auml;ndischer Teil)\">Saint Martin (Niederl\u00e4ndischer Teil)<\/option><option value=\"Saint-Pierre und Miquelon\">Saint-Pierre und Miquelon<\/option><option value=\"St. Vincent und die Grenadinen\">St. Vincent und die Grenadinen<\/option><option value=\"San Marino\">San Marino<\/option><option value=\"S&atilde;o Tom&eacute; und Pr&iacute;ncipe\">S\u00e3o Tom\u00e9 und Pr\u00edncipe<\/option><option value=\"Saudi-Arabien\">Saudi-Arabien<\/option><option value=\"Senegal\">Senegal<\/option><option value=\"Serbien\">Serbien<\/option><option value=\"Seychellen\">Seychellen<\/option><option value=\"Sierra Leone\">Sierra Leone<\/option><option value=\"Singapur\">Singapur<\/option><option value=\"Slowakei\">Slowakei<\/option><option value=\"Slovenien\">Slovenien<\/option><option value=\"Salomonen\">Salomonen<\/option><option value=\"Somalia\">Somalia<\/option><option value=\"S&uuml;dafrika\">S\u00fcdafrika<\/option><option value=\"S&uuml;dgeorgien und die S&uuml;dlichen Sandwichinseln\">S\u00fcdgeorgien und die S\u00fcdlichen Sandwichinseln<\/option><option value=\"S&uuml;dkorea\">S\u00fcdkorea<\/option><option value=\"S&uuml;dsudan\">S\u00fcdsudan<\/option><option value=\"Spanien\">Spanien<\/option><option value=\"Sri Lanka\">Sri Lanka<\/option><option value=\"Sudan\">Sudan<\/option><option value=\"Surinam\">Surinam<\/option><option value=\"Svalbard und Jan Mayen\">Svalbard und Jan Mayen<\/option><option value=\"Swasiland\">Swasiland<\/option><option value=\"Schweden\">Schweden<\/option><option value=\"Syrien\">Syrien<\/option><option value=\"Taiwan\">Taiwan<\/option><option value=\"Tadschikistan\">Tadschikistan<\/option><option value=\"Tanzania\">Tanzania<\/option><option value=\"Thailand\">Thailand<\/option><option value=\"Osttimor\">Osttimor<\/option><option value=\"Togo\">Togo<\/option><option value=\"Tokelau\">Tokelau<\/option><option value=\"Tonga\">Tonga<\/option><option value=\"Trinidad und Tobago\">Trinidad und Tobago<\/option><option value=\"Tunesien\">Tunesien<\/option><option value=\"T&uuml;rkei\">T\u00fcrkei<\/option><option value=\"Turkmenistan\">Turkmenistan<\/option><option value=\"Turks- und Caicosinseln\">Turks- und Caicosinseln<\/option><option value=\"Tuvalu\">Tuvalu<\/option><option value=\"Uganda\">Uganda<\/option><option value=\"Ukraine\">Ukraine<\/option><option value=\"Vereinigte Arabische Emirate\">Vereinigte Arabische Emirate<\/option><option value=\"Uruguay\">Uruguay<\/option><option value=\"Usbekistan\">Usbekistan<\/option><option value=\"Vanuatu\">Vanuatu<\/option><option value=\"Vatikanstadt\">Vatikanstadt<\/option><option value=\"Venezuela\">Venezuela<\/option><option value=\"Vietnam\">Vietnam<\/option><option value=\"Wallis und Futuna\">Wallis und Futuna<\/option><option value=\"Westsahara\">Westsahara<\/option><option value=\"West-Samoa\">West-Samoa<\/option><option value=\"Jemen\">Jemen<\/option><option value=\"Sambia\">Sambia<\/option><option value=\"Simbabwe\">Simbabwe<\/option><\/select><\/div><\/div><\/div><div class=\"vfb-col-6 vfb-fieldType-select\" id=\"vfbField852\"><label for=\"vfb-field-852\" class=\"vfb-control-label\">Permesso di soggiorno<\/label><div><div class=\"vfb-form-group\"><select id=\"vfb-field-852\" class=\"vfb-form-control\" placeholder=\"\" name=\"vfb-field-852\"><option value=\"Permesso di soggiorno\">Permesso di soggiorno<\/option><option value=\"B\">B<\/option><option value=\"C\">C<\/option><option value=\"L\">L<\/option><option value=\"G\">G<\/option><\/select><\/div><\/div><\/div><div class=\"vfb-clearfix\"><\/div><div class=\"vfb-col-6 vfb-fieldType-text\" id=\"vfbField853\"><div class=\"vfb-form-group\"><label for=\"vfb-field-853\" class=\"vfb-control-label\">Professione corrente<\/label><div><input id=\"vfb-field-853\" class=\"vfb-form-control\" placeholder=\"Professione corrente\" type=\"text\" name=\"vfb-field-853\" value=\"\"><\/div><\/div><\/div><div class=\"vfb-col-6 vfb-fieldType-checkbox\" id=\"vfbField854\"><label for=\"vfb-field-854\" class=\"vfb-control-label\">Rapporto di assunzione<\/label><div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-854-0\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-854\" type=\"checkbox\" name=\"vfb-field-854[0]\" value=\"1\">Assunto<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-854-1\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-854\" type=\"checkbox\" name=\"vfb-field-854[1]\" value=\"1\">In proprio<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-854-2\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-854\" type=\"checkbox\" name=\"vfb-field-854[2]\" value=\"1\">Studente<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-854-3\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-854\" type=\"checkbox\" name=\"vfb-field-854[3]\" value=\"1\">Disoccupato<\/label><\/div><\/div><\/div><div class=\"vfb-clearfix\"><\/div><div class=\"vfb-col-6 vfb-fieldType-select\" id=\"vfbField855\"><label for=\"vfb-field-855\" class=\"vfb-control-label\">Sei assicurato\/a presso un fondo pensionistico?<\/label><div><div class=\"vfb-form-group\"><select id=\"vfb-field-855\" class=\"vfb-form-control\" placeholder=\"\" name=\"vfb-field-855\"><option value=\"Sono assicurato\/a presso un fondo pensionistico\">Sono assicurato\/a presso un fondo pensionistico<\/option><option value=\"Non sono assicurato\/a presso un fondo pensionistico\">Non sono assicurato\/a presso un fondo pensionistico<\/option><\/select><\/div><\/div><\/div><div class=\"vfb-col-3 vfb-fieldType-text\" id=\"vfbField856\"><div class=\"vfb-form-group\"><label for=\"vfb-field-856\" class=\"vfb-control-label\">Altezza <\/label><div><input id=\"vfb-field-856\" class=\"vfb-form-control\" placeholder=\"Altezza in cm\" type=\"text\" name=\"vfb-field-856\" value=\"\"><\/div><\/div><\/div><div class=\"vfb-col-3 vfb-fieldType-text\" id=\"vfbField857\"><div class=\"vfb-form-group\"><label for=\"vfb-field-857\" class=\"vfb-control-label\">Peso<\/label><div><input id=\"vfb-field-857\" class=\"vfb-form-control\" placeholder=\"Peso in kg\" type=\"text\" name=\"vfb-field-857\" value=\"\"><\/div><\/div><\/div><div class=\"vfb-clearfix\"><\/div><div class=\"vfb-col-6 vfb-fieldType-checkbox\" id=\"vfbField858\"><label for=\"vfb-field-858\" class=\"vfb-control-label\">Obiettivo\/i<\/label><div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-858-0\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-858\" type=\"checkbox\" name=\"vfb-field-858[0]\" value=\"1\">Risparmiare tasse<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-858-1\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-858\" type=\"checkbox\" name=\"vfb-field-858[1]\" value=\"1\">Massima garanzia possibile<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-858-2\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-858\" type=\"checkbox\" name=\"vfb-field-858[2]\" value=\"1\">Interessi massimi possibili<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-858-3\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-858\" type=\"checkbox\" name=\"vfb-field-858[3]\" value=\"1\">Pensione di anzianit\u00e0 sicura<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-858-4\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-858\" type=\"checkbox\" name=\"vfb-field-858[4]\" value=\"1\">Finanziamento della casa di propriet\u00e0<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-858-5\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-858\" type=\"checkbox\" name=\"vfb-field-858[5]\" value=\"1\">Ammortamento indiretto ipoteca<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-858-6\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-858\" type=\"checkbox\" name=\"vfb-field-858[6]\" value=\"1\">Salvaguardare la famiglia<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-858-7\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-858\" type=\"checkbox\" name=\"vfb-field-858[7]\" value=\"1\">Pensione di invalidit\u00e0<\/label><\/div><\/div><\/div><div class=\"vfb-col-6 vfb-fieldType-checkbox\" id=\"vfbField859\"><label for=\"vfb-field-859\" class=\"vfb-control-label\">Importo di risparmio mensile desiderato<\/label><div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-859-0\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-859\" type=\"checkbox\" name=\"vfb-field-859[0]\" value=\"1\">massimale<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-859-1\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-859\" type=\"checkbox\" name=\"vfb-field-859[1]\" value=\"1\">400<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-859-2\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-859\" type=\"checkbox\" name=\"vfb-field-859[2]\" value=\"1\">300<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-859-3\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-859\" type=\"checkbox\" name=\"vfb-field-859[3]\" value=\"1\">200<\/label><\/div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-859-4\" class=\"\" placeholder=\"\" data-vfb-multiple=\"vfb-field-859\" type=\"checkbox\" name=\"vfb-field-859[4]\" value=\"1\">100<\/label><\/div><\/div><\/div><div class=\"vfb-clearfix\"><\/div><div class=\"vfb-col-12 vfb-fieldType-textarea\" id=\"vfbField860\"><div class=\"vfb-form-group\"><label for=\"vfb-field-860\" class=\"vfb-control-label\">Commento<\/label><div><textarea id=\"vfb-field-860\" class=\"vfb-form-control\" placeholder=\"Segnalaci altri desideri o commenti\" rows=\"10\" name=\"vfb-field-860\" cols=\"50\"><\/textarea><\/div><\/div><\/div><div class=\"vfb-clearfix\"><\/div><div class=\"vfb-col-7 vfb-fieldType-captcha\" id=\"vfbField861\"><div class=\"vfb-form-group\"><label for=\"vfb-field-861\" class=\"vfb-control-label\">Captcha <span class=\"vfb-required-asterisk\">*<\/span><\/label><div><div><\/div><input type=\"hidden\" name=\"_vfb_captcha_simple_enabled\" value=\"1\" id=\"\"><input id=\"vfb-field-861\" class=\"vfb-form-control form-count\" placeholder=\"\" required=\"required\" data-vfb-required=\"1\" data-vfb-type=\"integer\" data-vfb-minlength=\"2\" data-vfb-maxlength=\"2\" type=\"text\" name=\"_vfb_captcha_simple-40\" value=\"\"><span class=\"vfb-help-block\">For security verification, please enter any random two digit number. For example: 58<\/span><\/div><\/div><\/div><div class=\"vfb-col-5 vfb-fieldType-checkbox\" id=\"vfbField862\"><label for=\"vfb-field-862\" class=\"vfb-control-label\"> <span class=\"vfb-required-asterisk\">*<\/span><\/label><div><div class=\"vfb-checkbox\"><label><input id=\"vfb-field-862-0\" class=\" datenschutz-check\" placeholder=\"\" data-vfb-multiple=\"vfb-field-862\" required=\"required\" type=\"checkbox\" name=\"vfb-field-862[0]\" value=\"1\"><small>Io sono d'accordo con l'<a href=\"https:\/\/onezone.ch\/it\/protezione-dei-dati\/\">Informativa sulla privacy<\/a>*<\/small><\/label><\/div><\/div><\/div><div class=\"vfb-clearfix\"><\/div><div class=\"vfb-col-12 vfb-fieldType-submit\" id=\"vfbField863\"><button id=\"vfb-field-863\" class=\" btn btn-primary\" placeholder=\"\" type=\"submit\" name=\"_vfb-submit\">Ricevi offerte non vincolanti<\/button><\/div><div class=\"vfb-clearfix\"><\/div><\/form>\n\n\n\n<div style=\"height:56px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n\n<section id=\"res-text-bild-block_046532c06a4c916ddac974a99fba2ca3\" class=\"res-block res-text-bild layout01 pt-3  \t\" style=\"sfondo: trasparente;\">\n  <div class=\"inner-container contenitore-off\" data-aos=\"res-fadeIn\">\n\n\t\t\t  <style>\n\t\t\t @media only screen and (min-width: 970px) {\n\t\t\t  #res-text-bild-block_046532c06a4c916ddac974a99fba2ca3.res-text-bild .layout-1 .txt-imagebox.offset-md-1 {margin-left: 0%;}\n\t\t\t  #res-text-bild-block_046532c06a4c916ddac974a99fba2ca3.res-text-bild .layout-1 .txt-box.offset-md-1 {margin-left: 0%;}\n\t\t\t}\n\t\t\t \n\t\t  <\/style>\n\n\n        <div class=\"layout-1 row  \">\n\t\t\t<div class=\"col-md-12 txt-box \">\n\n\n\t\t\t\n\t\t\t\t\t\t\t\t\t<h2>Suggerimenti e trucchi<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t <div class=\"txt-text postContent pt-2 pt-md-2\">\n\t\t\t\t\t\n\t\t\t\t\t \n\t\t\t\t\t\n\t\t\t\t<\/div>\n\n\n\t\t\t<\/div>\n\n\t\t\t<div class=\"col-md mb-2 mt-md-1 txt-imagebox offset-md-1\">\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\n\t\t<\/div>\n\n\n\t\n\t<\/div>\n<\/section>\n\n\n\n\r\n\t<section id=\"res-collapse-block_66a34d541a160bf56df27031bdecb657\" class=\"res-collapse pb-2 \" style=\"sfondo: trasparente;\">\r\n\t\t<div class=\"inner-container contenitore-off\" data-aos=\"res-fadeIn\">\r\n\r\n\t\t\t<div id=\"res_collapse_mgF3RH0jst\" class=\"collapse-all\">\r\n\t\t\t\t\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_66a34d541a160bf56df27031bdecb657-1\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_66a34d541a160bf56df27031bdecb657-1\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_66a34d541a160bf56df27031bdecb657-1\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">Quanto posso versare nel pilastro 3a?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_66a34d541a160bf56df27031bdecb657-1\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_66a34d541a160bf56df27031bdecb657-1\" data-parent=\"#res_collapse_mgF3RH0jst\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>L&#8217;importo massimo che si pu\u00f2 versare su un conto o una polizza del pilastro 3a viene adeguato annualmente. Inoltre, ci sono differenze per i lavoratori dipendenti che sono assicurati obbligatoriamente nel 2\u00b0 pilastro attraverso il loro datore di lavoro e per le persone che lavorano in proprio e non sono soggette alla previdenza professionale.<\/p>\n<p>Per il 2023, i lavoratori dipendenti possono versare un massimo di 7056 franchi all&#8217;anno, mentre i lavoratori autonomi che non sono assicurati nel secondo pilastro possono versare fino al 20% del loro stipendio, ma al massimo 35280 franchi all&#8217;anno.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_66a34d541a160bf56df27031bdecb657-2\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_66a34d541a160bf56df27031bdecb657-2\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_66a34d541a160bf56df27031bdecb657-2\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">Fino a quando depositare la 3a?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_66a34d541a160bf56df27031bdecb657-2\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_66a34d541a160bf56df27031bdecb657-2\" data-parent=\"#res_collapse_mgF3RH0jst\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>In linea di principio, potete versare sul vostro conto o sulla vostra polizza 3a in qualsiasi momento. Tuttavia, se avete un contratto a premio mensile, la rata corrispondente deve essere pagata entro la fine di ogni mese per il mese successivo. Se avete scelto il pagamento annuale, l&#8217;importo deve essere accreditato sul conto entro l&#8217;ultimo giorno dell&#8217;anno.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_66a34d541a160bf56df27031bdecb657-3\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_66a34d541a160bf56df27031bdecb657-3\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_66a34d541a160bf56df27031bdecb657-3\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">Qual \u00e8 la differenza tra le disposizioni 3a e 3b?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_66a34d541a160bf56df27031bdecb657-3\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_66a34d541a160bf56df27031bdecb657-3\" data-parent=\"#res_collapse_mgF3RH0jst\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>Entrambi i tipi di terzo pilastro servono alla sicurezza finanziaria o al raggiungimento di determinati obiettivi finanziari. Il pilastro 3a \u00e8 un piano pensionistico vincolato con maggiori restrizioni ma pi\u00f9 vantaggi fiscali, mentre il pilastro 3b \u00e8 un piano pensionistico libero pi\u00f9 flessibile ma con meno vantaggi fiscali. Questi sono i punti in cui le due colonne differiscono:<\/p>\n<p><strong>Obiettivi\/benefici:<\/strong><\/p>\n<p>Il piano pensionistico vincolato 3a serve principalmente come garanzia per il futuro finanziario o per l&#8217;et\u00e0 pensionabile. Il pilastro 3b pu\u00f2 essere utilizzato per qualsiasi obiettivo di risparmio.<\/p>\n<p><strong>Termine:<\/strong><\/p>\n<p>Il pilastro 3a dura fino all&#8217;et\u00e0 della pensione. Il pilastro 3b ha una durata individuale e viene definito al momento della stipula del contratto, a seconda dell&#8217;obiettivo della persona.<\/p>\n<p><strong>Prelievo anticipato<\/strong>:<\/p>\n<p>Il piano pensionistico vincolato pu\u00f2 essere versato solo per la propriet\u00e0 di un&#8217;abitazione, per un&#8217;attivit\u00e0 lavorativa autonoma o in caso di partenza definitiva dalla Svizzera prima della scadenza. Il capitale del pilastro 3b pu\u00f2 essere ritirato in qualsiasi momento.<\/p>\n<p><strong>Importo massimo<\/strong>:<\/p>\n<p>Per i lavoratori dipendenti, l&#8217;importo massimo per il 2023 nel pilastro 3a \u00e8 di 7056 franchi all&#8217;anno. Non esiste un importo massimo da considerare per il Pilastro 3b.<\/p>\n<p><strong>Risparmio fiscale:<\/strong><\/p>\n<p>Poich\u00e9 lo Stato ha una maggiore certezza che, grazie al pilastro 3a vincolato, sarete in grado di far fronte alla pensione e non avrete bisogno di prestazioni complementari, vi ricompensa con una riduzione delle imposte. L&#8217;importo versato pu\u00f2 essere dedotto dal reddito imponibile.<\/p>\n<p><strong>Chi pu\u00f2 bloccarli:<\/strong><\/p>\n<p>Il pilastro vincolato 3a pu\u00f2 essere sottoscritto solo da persone che risiedono e lavorano in Svizzera. Chiunque pu\u00f2 sottoscrivere un Pilastro 3b.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"card\">\r\n\t\t\t\t\t<a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\" data-target=\"#collapse-res-collapse-block_66a34d541a160bf56df27031bdecb657-4\" aria-expanded=\"true\" aria-controls=\"collapse-res-collapse-block_66a34d541a160bf56df27031bdecb657-4\">\r\n\t\t\t\t\t\t<div class=\"card-header d-flex justify-content-between\" id=\"heading-res-collapse-block_66a34d541a160bf56df27031bdecb657-4\">\r\n\r\n\t\t\t\t\t\t\t<!-- Title -->\r\n\t\t\t\t\t\t\t<h4 class=\"title-collapse\">Banca o assicurazione del pilastro 3a?<\/h4>\r\n\r\n\t\t\t\t\t\t\t<div class=\"collapse-icon\" id=\"arrow-collapse\"> <i class=\"fal fa-chevron-down rotate-icon\"><\/i><\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<div id=\"collapse-res-collapse-block_66a34d541a160bf56df27031bdecb657-4\" class=\"collapse\" aria-labelledby=\"heading-res-collapse-block_66a34d541a160bf56df27031bdecb657-4\" data-parent=\"#res_collapse_mgF3RH0jst\">\r\n\t\t\t\t\t\t<div class=\"card-body\">\r\n\t\t\t\t\t\t\t<p>In sostanza, non esiste una risposta definitiva a questa domanda. Dipende sempre dalla situazione individuale della persona. Esistono tuttavia alcune caratteristiche che portano alla decisione di stipulare un&#8217;assicurazione del pilastro 3a o 3b nella maggior parte delle situazioni:<\/p>\n<p>Le polizze assicurative prevedono un capitale garantito alla scadenza della polizza. Nella maggior parte dei casi, anche i costi amministrativi alla fine del periodo sono pi\u00f9 bassi con una polizza assicurativa che con un fondo bancario. Inoltre, le compagnie assicurative mostrano una maggiore stabilit\u00e0.<\/p>\n<p>Le soluzioni migliori sono quelle in cui il capitale risparmiato viene assicurato ogni anno, aumentando cos\u00ec la garanzia anno dopo anno.<\/p>\n<p>A seconda della strategia d&#8217;investimento, alcune societ\u00e0 offrono anche una protezione contro le performance negative, in modo da non compensare le perdite.<\/p>\n<p>\u00c8 ancora pi\u00f9 tragico se le perdite sono completamente a carico dell&#8217;investitore alla fine del periodo e il tempo non permette di recuperarle (grande rischio con i fondi bancari).<\/p>\n<p>Inoltre, con una polizza di assicurazione sulla vita si ha un privilegio ereditario. Ci\u00f2 significa che le prestazioni vengono erogate ai beneficiari anche in caso di rinuncia all&#8217;eredit\u00e0. Poich\u00e9 il capitale non \u00e8 incluso nella successione, viene versato direttamente ai beneficiari.<\/p>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t<\/div>\r\n\t<\/section>\r\n\r\n\n\n\n\n<section id=\"res-text-bild-block_64dba8e2c6454f3fe2f3724220841996\" class=\"res-block res-text-bild layout01 pt-3 Transparent \t\" style=\"background: transparent;\">\n  <div class=\"inner-container container-off\" data-aos=\"res-fadeIn\">\n\n\t\t\t  <style>\n\t\t\t @media only screen and (min-width: 970px) {\n\t\t\t  #res-text-bild-block_64dba8e2c6454f3fe2f3724220841996.res-text-bild .layout-1 .txt-imagebox.offset-md-1 {margin-left: 0%;}\n\t\t\t  #res-text-bild-block_64dba8e2c6454f3fe2f3724220841996.res-text-bild .layout-1 .txt-box.offset-md-1 {margin-left: 0%;}\n\t\t\t}\n\t\t\t \n\t\t  <\/style>\n\n\n        <div class=\"layout-1 row  \">\n\t\t\t<div class=\"col-md-12 txt-box \">\n\n\n\t\t\t\n\t\t\t\t\t\t\t\t\t<h2>Video esplicativo Pensione pilastro 3a Svizzera (tedesco)<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t <div class=\"txt-text postContent pt-2 pt-md-2\">\n\t\t\t\t\t\n\t\t\t\t\t \n\t\t\t\t\t\n\t\t\t\t<\/div>\n\n\n\t\t\t<\/div>\n\n\t\t\t<div class=\"col-md mb-2 mt-md-1 txt-imagebox offset-md-1\">\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\n\t\t<\/div>\n\n\n\t\n\t<\/div>\n<\/section>\n\n\n\n\r\n\r\n<section id=\"res-txt-block_10a16557c7911ff849e6a11a6f1b8be3\" class=\"res-block res-txt layout01 py-4 \" style=\"sfondo: trasparente;\">\r\n  <div class=\"inner-container contenitore-off\" data-aos=\"res-fadeIn\">\r\n \r\n\t\t  \r\n\t\t \t  \r\n      \r\n      <div class=\"layout-1 txt-section\">\r\n\t\t<div class=\"row\">\t\r\n\t\t\t\r\n\t\t \r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\r\n\r\n\t\t\t\t\t\r\n\t\t <\/div> \t\r\n\t\t<\/div>\r\n\t \r\n\t  \r\n \r\n \r\n\t<\/div>\r\n<\/section>\r\n\r\n\n\n\r\n<section id=\"res-video-play-html-block_9375bc50492a86a5df0c4248355c7bcb\" data-platform=\"youtube\" class=\"res-video-play-html aligncenter py-2  video-play\">\r\n\t<div class=\"html-video text-center\" data-aos=\"res-fadeIn\">\r\n\r\n\t\t<style>\r\n\t\t\t\t\t\t            #res-video-play-html-block_9375bc50492a86a5df0c4248355c7bcb.res-video-play-html .res-vid-progressbar-container {display: none !important;}\r\n\t\t\t\t\t\t            #res-video-play-html-block_9375bc50492a86a5df0c4248355c7bcb.res-video-play-html .res-vid-time {display: none !important;}\r\n\t\t\t\t\t\t            #res-video-play-html-block_9375bc50492a86a5df0c4248355c7bcb.res-video-play-html .res-vid-mute-btn,\r\n            #res-video-play-html-block_9375bc50492a86a5df0c4248355c7bcb.res-video-play-html .res-vid-playback-btn {display: none !important;}\r\n\t\t\t\t}\r\n\t\t\t\t\t<\/style>\r\n\t\t\r\n\t\t<div class=\"res-vid-frame videobox-pulito\">\r\n\t\t\t<div id=\"video_block_9375bc50492a86a5df0c4248355c7bcb\" class=\"res-vid-container mr-auto\">\r\n\r\n\t\t\t\t<!-- VIDEO PLAY BUTTON -->\r\n\t\t\t\t<div class=\"no--res-vid-play-btn\"><\/div>\r\n\r\n\t\t\t\t<div class=\"res-vid-overlay\">\r\n\t\t\t\t\t<!-- VIDEO MAIN -->\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"videoplayer-container youtube-video \">\r\n\t\t\t\t\t\t\t<iframe\r\n\t\t\t\t\t\t\t\tclass=\"externalVideo\"\r\n\t\t\t\t\t\t\t\tdata-platform=\"youtube\"\r\n\t\t\t\t\t\t\t\tsrc=\"https:\/\/www.youtube.com\/embed\/L6XB0OXgGf8?enablejsapi=1\"\r\n\t\t\t\t\t\t\t\tallow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\r\n\t\t\t\t\t\t\t\tallowfullscreen frameborder=\"0\"><\/iframe>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\r\n\t\t\t\t\t<!-- VIDEO Poster \/ Video -->\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\r\n\t<\/div>\r\n<\/section>\r\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n\n\n\t<section id=\"res-logo-slider-block_82953db7d78e7eb26552156b8d3661df\" class=\"res-block res-logo-slider alignfull py-1 \" style=\"colore di sfondo: #eeeff6;\">\r\n\t\t<div class=\"inner-container contenitore-off\" data-aos=\"res-fadeIn\">\r\n\t\t\t<div class=\"logoslider-outside-frame no-center-mode-desktop no-center-mode-mobile\">\r\n\r\n\t\t\t\t<style>\r\n                    #res-logo-slider-block_82953db7d78e7eb26552156b8d3661df .box-item {margin-right: 100px;}\r\n\t\t\t\t\t\r\n                    @media only screen and (min-width: 970px) {\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t#res-logo-slider-block_82953db7d78e7eb26552156b8d3661df.alignfull .no-center-mode-desktop .slider {margin-left: 180px;}\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t#res-logo-slider-block_82953db7d78e7eb26552156b8d3661df .logo-boxlayout01 .logobox-overlayer {background: rgba(0,0,0,0.4 );}\r\n\t\t\t\t\t\t\r\n                    }\r\n\t\t\t\t<\/style>\r\n\r\n\t\t\t\t\t\t\t\t\t\t<div id=\"res_slider_content_qbUibZQUap\" class=\"slider d-md-block d-block equal-boxheight\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-2 logo-boxlayout01 \" data-aos=\"res-rightIncoming\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner   scatola piatta  h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative testo-sinistra\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img overflow-hidden\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"img-fluid w-100 \" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-partner-zurich-440x270.png\" alt=\"logo assicurazione zurich\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-2 logo-boxlayout01 \" data-aos=\"res-rightIncoming\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner   scatola piatta  h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative testo-sinistra\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img overflow-hidden\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"img-fluid w-100 \" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-partner-helvetia-440x270.png\" alt=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-2 logo-boxlayout01 \" data-aos=\"res-rightIncoming\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner   scatola piatta  h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative testo-sinistra\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img overflow-hidden\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"img-fluid w-100 \" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-partner-pax-440x270.png\" alt=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-2 logo-boxlayout01 \" data-aos=\"res-rightIncoming\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner   scatola piatta  h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative testo-sinistra\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img overflow-hidden\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"img-fluid w-100 \" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-partner-swica-440x270.png\" alt=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-2 logo-boxlayout01 \" data-aos=\"res-rightIncoming\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner   scatola piatta  h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative testo-sinistra\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img overflow-hidden\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"img-fluid w-100 \" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-partner-axa-440x270.png\" alt=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-2 logo-boxlayout01 \" data-aos=\"res-rightIncoming\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner   scatola piatta  h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative testo-sinistra\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img overflow-hidden\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"img-fluid w-100 \" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-partner-css-440x270.png\" alt=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-2 logo-boxlayout01 \" data-aos=\"res-rightIncoming\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner   scatola piatta  h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative testo-sinistra\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img overflow-hidden\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"img-fluid w-100 \" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-partner-basler-440x270.png\" alt=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-2 logo-boxlayout01 \" data-aos=\"res-rightIncoming\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner   scatola piatta  h-100\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative testo-sinistra\">\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img overflow-hidden\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"img-fluid w-100 \" src=\"https:\/\/onezone.ch\/wp-content\/uploads\/2022\/07\/onezone-partner-axa-440x270.png\" alt=\"\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t<\/div>\r\n\r\n\t\t\t\t\t<div class=\"modal fade\" tabindex=\"-1\" role=\"dialog\" aria-hidden=\"true\" id=\"res_slider_content_qbUibZQUap_modal\">\r\n\t\t\t\t<div class=\"modal-dialog logoslider-modal\">\r\n\t\t\t\t\t<div class=\"modal-content\">\r\n\t\t\t\t\t\t<div class=\"modal-header\">\r\n\t\t\t\t\t\t\t<button type=\"button\" class=\"close\" data-dismiss=\"modal\" aria-label=\"Close\">\r\n\t\t\t\t\t\t\t\t<span class=\"x-close\" aria-hidden=\"true\"><\/span>\r\n\t\t\t\t\t\t\t<\/button>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"modal-body\">\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t<\/section>\r\n\r\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-6701","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.6 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Soluzione per la vostra pensione privata con il Sistema a 3 pilastri Svizzera<\/title>\n<meta name=\"description\" content=\"Quali sono i vantaggi di una pensione del pilastro 3a? 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