How supplementary health insurance improved Lukas’ health and quality of life
Lukas, a young professional from Zurich, led an active and healthy life. He was a member of a gym, regularly took part in marathons and ate a healthy diet. His basic insurance covered the basic medical services offered by the Swiss healthcare system. However, Lukas opted for supplementary health insurance, which gave him access to more extensive healthcare benefits. This decision proved to be far-sighted when he unexpectedly developed health problems.
The turning point
One day, during a training session, Lukas noticed unusual pain in his knee. He initially ignored the discomfort, but when the pain became more intense, he consulted a specialist. The diagnosis: a complicated meniscus tear that required immediate surgery. Fortunately, Lukas had access to extended medical options through his supplementary insurance.
Advantages of Supplementary health insurance
- Choice of specialist and clinic: Thanks to his supplementary insurance , Lukas was free to choose his surgeon and clinic, which gave him access to some of the best orthopaedic specialists in Switzerland.
- Shorter waiting times: While patients with basic insurance often have to put up with long waiting times, his supplementary insurance enabled him to get appointments and treatment more quickly.
- Comfort in hospital: Lukas benefited from a single room during his hospital stay, which made his stay much more pleasant.
- Extended care: After the operation, Lukas was entitled to various alternative and integrative therapies that went far beyond the normal level and enabled faster rehabilitation.
The costs
The cost of meniscus surgery in Switzerland can quickly reach between 10,000 and 15,000 francs without insurance. Thanks to his supplementary insurance, most of these costs were covered, including the subsequent rehabilitation, which can also cost several thousand francs.
Lukas’ recovery
Thanks to the rapid and comprehensive medical care he received, Lukas was able to return to his active lifestyle within a few months. Without his supplementary insurance, the financial and organizational burdens would have made his recovery process considerably more difficult.
Analysis
The story of Lukas illustrates how important comprehensive healthcare is. Supplementary health insurance not only offers extended medical benefits, but also the security of having the best possible care in the event of illness.
